UNCRY vs. UBS

Last updated Jun 3, 2026

UNCRY (UniCredit SpA ADR) and UBS (UBS Group AG) are both stocks. Both are in the Financial Services sector — UNCRY in Banks - Regional, UBS in Banks - Diversified. Over the past 5 years, UNCRY returned 54.58%/yr vs 27.02%/yr for UBS. A 0.56 correlation means they provide meaningful diversification when combined.

Performance

UNCRY vs. UBS - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in UniCredit SpA ADR (UNCRY) and UBS Group AG (UBS). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, UNCRY achieves a 7.62% return, which is significantly higher than UBS's 5.33% return.

UNCRY

• 1D: 1.51%
• 1M: 12.18%
• YTD: 7.62%
• 6M: 17.60%
• 1Y: 39.93%
• 3Y*: 71.32%
• 5Y*: 54.58%
• 10Y*: —

UBS

• 1D: 0.35%
• 1M: 10.23%
• YTD: 5.33%
• 6M: 25.92%
• 1Y: 52.77%
• 3Y*: 38.63%
• 5Y*: 27.02%
• 10Y*: 15.66%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UNCRY vs. UBS - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
UNCRY UniCredit SpA ADR	7.62%	118.78%	57.92%	103.38%	-2.49%	71.06%	-37.52%	30.84%	-40.77%	0.52%
UBS UBS Group AG	5.33%	60.21%	2.03%	67.65%	5.92%	27.93%	17.99%	7.15%	-32.68%	0.05%

Correlation

The correlation between UNCRY and UBS is 0.63, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.63
Correlation (3Y) Calculated over the trailing 3-year period	0.52
Correlation (5Y) Calculated over the trailing 5-year period	0.53
Correlation (All Time) Calculated using the full available price history since Dec 20, 2017	0.56

The correlation between UNCRY and UBS shifts across timeframes, from 0.52 (3 years) to 0.63 (1 year), reflecting how their relationship changes across market environments.

Fundamentals

Market Cap UNCRY : $131.40B UBS : $194.78B
EPS UNCRY : $3.58 UBS : $2.24
PE Ratio UNCRY : 12.16 UBS : 21.53
PEG Ratio UNCRY : 0.15 UBS : 0.39
PS Ratio UNCRY : 5.83 UBS : 2.62
PB Ratio UNCRY : 1.92 UBS : 2.10
Total Revenue (TTM) UNCRY : $24.09B UBS : $64.08B
Gross Profit (TTM) UNCRY : $23.20B UBS : $42.48B
EBITDA (TTM) UNCRY : $14.22B UBS : $11.15B

Return for Risk

UNCRY vs. UBS — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UNCRY

UNCRY Risk / Return Rank: 71
UNCRY Sharpe Ratio Rank: 76
UNCRY Sortino Ratio Rank: 70
UNCRY Omega Ratio Rank: 68
UNCRY Calmar Ratio Rank: 69
UNCRY Martin Ratio Rank: 72

UBS

UBS Risk / Return Rank: 81
UBS Sharpe Ratio Rank: 87
UBS Sortino Ratio Rank: 85
UBS Omega Ratio Rank: 82
UBS Calmar Ratio Rank: 74
UBS Martin Ratio Rank: 76

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UNCRY vs. UBS - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for UniCredit SpA ADR (UNCRY) and UBS Group AG (UBS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	UNCRY	UBS	Difference
Sharpe ratio Return per unit of total volatility	1.20	2.02	-0.82
Sortino ratio Return per unit of downside risk	1.79	2.77	-0.98
Omega ratio Gain probability vs. loss probability	1.22	1.33	-0.11
Calmar ratio Return relative to maximum drawdown	1.55	2.03	-0.49
Martin ratio Return relative to average drawdown	4.40	5.40	-1.00
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

UNCRY vs. UBS - Sharpe Ratio Comparison

The current UNCRY Sharpe Ratio is 1.20, which is lower than the UBS Sharpe Ratio of 2.02. The chart below compares the historical Sharpe Ratios of UNCRY and UBS, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	UNCRY	UBS	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.20	2.02	-0.82
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	1.40	0.90	+0.50
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.52	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.57	0.40	+0.17

Drawdowns

UNCRY vs. UBS - Drawdown Comparison

The maximum UNCRY drawdown since its inception was -70.20%, which is greater than UBS's maximum drawdown of -61.38%. Use the drawdown chart below to compare losses from any high point for UNCRY and UBS.

Drawdown Indicators

	UNCRY	UBS	Difference
Max Drawdown Largest peak-to-trough decline	-70.20%	-61.38%	-8.82%
Max Drawdown (1Y) Largest decline over 1 year	-27.25%	-26.07%	-1.18%
Max Drawdown (3Y) Largest decline over 3 years	-27.25%	-27.00%	-0.25%
Max Drawdown (5Y) Largest decline over 5 years	-50.77%	-33.41%	-17.36%
Max Drawdown (10Y) Largest decline over 10 years	—	-61.38%	—
Current Drawdown Current decline from peak	-4.37%	-0.95%	-3.42%
Average Drawdown Average peak-to-trough decline	-27.51%	-19.27%	-8.24%
Ulcer Index Depth and duration of drawdowns from previous peaks	9.57%	9.81%	-0.24%

Volatility

UNCRY vs. UBS - Volatility Comparison

UniCredit SpA ADR (UNCRY) has a higher volatility of 11.07% compared to UBS Group AG (UBS) at 7.40%. This indicates that UNCRY's price experiences larger fluctuations and is considered to be riskier than UBS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	UNCRY	UBS	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.07%	7.40%	+3.67%
Volatility (6M) Calculated over the trailing 6-month period	27.02%	20.52%	+6.50%
Volatility (1Y) Calculated over the trailing 1-year period	33.37%	26.25%	+7.12%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	39.30%	30.29%	+9.01%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	42.28%	30.38%	+11.90%

Dividends

UNCRY vs. UBS - Dividend Comparison

UNCRY's dividend yield for the trailing twelve months is around 4.17%, more than UBS's 1.14% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
UBS UBS Group AG	1.14%	2.92%	3.46%	0.89%	1.34%	1.04%	3.87%	5.48%	0.00%	3.30%	5.42%	3.87%
UNCRY UniCredit SpA ADR	4.17%	4.00%	7.31%	3.91%	4.01%	0.94%	0.00%	1.37%	2.29%	0.00%	0.00%	0.00%

Financials

UNCRY vs. UBS - Profitability Comparison

The chart below illustrates the profitability comparison between UniCredit SpA ADR and UBS Group AG over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UNCRY - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UniCredit SpA ADR reported a gross profit of 6.62B and revenue of 7.05B. Therefore, the gross margin over that period was 93.9%.

UBS - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UBS Group AG reported a gross profit of 14.51B and revenue of 20.20B. Therefore, the gross margin over that period was 71.8%.

UNCRY - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UniCredit SpA ADR reported an operating income of 4.38B and revenue of 7.05B, resulting in an operating margin of 62.2%.

UBS - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UBS Group AG reported an operating income of 3.77B and revenue of 20.20B, resulting in an operating margin of 18.7%.

UNCRY - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UniCredit SpA ADR reported a net income of 3.32B and revenue of 7.05B, resulting in a net margin of 47.1%.

UBS - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UBS Group AG reported a net income of 2.98B and revenue of 20.20B, resulting in a net margin of 14.8%.

Frequently Asked Questions

Can I hold both UNCRY and UBS in my portfolio?

UNCRY and UBS have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, UNCRY or UBS?

UNCRY has higher volatility (11.07%) compared to UBS (7.40%). In terms of maximum drawdown, UNCRY dropped -70.20% vs UBS's -61.38%.

Which has better risk-adjusted returns?

UBS currently has the higher Sharpe Ratio (2.02 vs 1.20), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.