CHAT vs. VGIT
CHAT (Roundhill Generative AI & Technology ETF) and VGIT (Vanguard Intermediate-Term Treasury ETF) are both exchange-traded funds - CHAT is a Technology Equities fund actively managed by Roundhill, while VGIT is a Government Bonds fund tracking the Bloomberg U.S. Treasury 3-10 Year Index. CHAT is actively managed, while VGIT is passively managed. Over the past 3 years, CHAT returned 50.33%/yr vs 3.40%/yr for VGIT. At a 0.04 correlation, their price movements are largely independent. CHAT charges 0.75%/yr vs 0.03%/yr for VGIT.
Performance
CHAT vs. VGIT - Performance Comparison
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Returns By Period
In the year-to-date period, CHAT achieves a 58.75% return, which is significantly higher than VGIT's -0.78% return.
CHAT
- 1D
- 3.25%
- 1M
- 8.61%
- YTD
- 58.75%
- 6M
- 54.05%
- 1Y
- 117.08%
- 3Y*
- 50.33%
- 5Y*
- —
- 10Y*
- —
VGIT
- 1D
- -0.05%
- 1M
- -0.87%
- YTD
- -0.78%
- 6M
- -0.42%
- 1Y
- 3.55%
- 3Y*
- 3.40%
- 5Y*
- -0.07%
- 10Y*
- 1.16%
CHAT vs. VGIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | |
|---|---|---|---|---|
CHAT Roundhill Generative AI & Technology ETF | 58.75% | 49.85% | 30.98% | 19.23% |
VGIT Vanguard Intermediate-Term Treasury ETF | -0.78% | 7.34% | 1.39% | 1.47% |
Correlation
The correlation between CHAT and VGIT is 0.09, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.09 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.04 |
Correlation (All Time) Calculated using the full available price history since May 19, 2023 | 0.04 |
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Return for Risk
CHAT vs. VGIT — Risk / Return Rank
CHAT
VGIT
CHAT vs. VGIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Roundhill Generative AI & Technology ETF (CHAT) and Vanguard Intermediate-Term Treasury ETF (VGIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CHAT | VGIT | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.56 | ||
| Sortino ratioReturn per unit of downside risk | +2.18 | ||
| Omega ratioGain probability vs. loss probability | 1.54 | 1.19 | +0.35 |
| Calmar ratioReturn relative to maximum drawdown | 7.23 | 1.26 | +5.97 |
| Martin ratioReturn relative to average drawdown | 21.00 | 3.66 | +17.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CHAT | VGIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 3.63 | 1.08 | +2.56 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | -0.01 | — |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.26 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.78 | 0.49 | +1.29 |
Drawdowns
CHAT vs. VGIT - Drawdown Comparison
The maximum CHAT drawdown since its inception was -31.34%, which is greater than VGIT's maximum drawdown of -16.05%. Use the drawdown chart below to compare losses from any high point for CHAT and VGIT.
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Drawdown Indicators
| CHAT | VGIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.34% | -16.05% | -15.29% |
Max Drawdown (1Y)Largest decline over 1 year | -16.28% | -2.83% | -13.45% |
Max Drawdown (3Y)Largest decline over 3 years | -31.34% | -4.34% | -27.00% |
Max Drawdown (5Y)Largest decline over 5 years | — | -15.02% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -16.05% | — |
Current DrawdownCurrent decline from peak | -9.52% | -2.71% | -6.81% |
Average DrawdownAverage peak-to-trough decline | -5.36% | -3.52% | -1.84% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.60% | 0.97% | +4.63% |
Volatility
CHAT vs. VGIT - Volatility Comparison
Roundhill Generative AI & Technology ETF (CHAT) has a higher volatility of 15.95% compared to Vanguard Intermediate-Term Treasury ETF (VGIT) at 1.05%. This indicates that CHAT's price experiences larger fluctuations and is considered to be riskier than VGIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CHAT | VGIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 15.95% | 1.05% | +14.90% |
Volatility (6M)Calculated over the trailing 6-month period | 27.06% | 2.36% | +24.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 32.47% | 3.32% | +29.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.45% | 5.38% | +25.07% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.45% | 4.50% | +25.95% |
CHAT vs. VGIT - Expense Ratio Comparison
CHAT has a 0.75% expense ratio, which is higher than VGIT's 0.03% expense ratio.
Dividends
CHAT vs. VGIT - Dividend Comparison
CHAT's dividend yield for the trailing twelve months is around 1.80%, less than VGIT's 3.88% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CHAT Roundhill Generative AI & Technology ETF | 1.80% | 2.85% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VGIT Vanguard Intermediate-Term Treasury ETF | 3.88% | 3.79% | 3.67% | 2.73% | 1.74% | 1.69% | 2.23% | 2.24% | 2.05% | 1.67% | 1.69% | 1.69% |
Frequently Asked Questions
CHAT and VGIT have a correlation of 0.09, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
CHAT has higher volatility (15.95%) compared to VGIT (1.05%). In terms of maximum drawdown, CHAT dropped -31.34% vs VGIT's -16.05%.
On 3-year performance, CHAT leads with 50.33% vs 3.40% for VGIT. On fees, VGIT is cheaper at 0.03% per year. On volatility, VGIT has been the lower-risk option at 1.05%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 3-year period, CHAT has performed better with a 50.33% return vs 3.40%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
VGIT is cheaper with a 0.03% expense ratio, compared with 0.75% for CHAT.
VGIT has the higher dividend yield at 3.88%, compared with 1.80% for CHAT.
CHAT is categorized as Technology Equities, while VGIT is Government Bonds. They also come from different issuers: Roundhill and Vanguard. Their fees differ too: 0.75% for CHAT and 0.03% for VGIT.
CHAT currently has the higher Sharpe Ratio (3.63 vs 1.08), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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