CGIAX vs. ABALX
Compare and contrast key facts about American Funds International Growth and Income Fund (CGIAX) and American Funds American Balanced Fund Class A (ABALX).
CGIAX is managed by American Funds. It was launched on Oct 1, 2008. ABALX is managed by American Funds. It was launched on Jul 26, 1975.
Performance
CGIAX vs. ABALX - Performance Comparison
Loading graphics...
CGIAX vs. ABALX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CGIAX American Funds International Growth and Income Fund | 1.57% | 35.04% | 3.26% | 15.22% | -15.49% | 9.79% | 7.73% | 27.06% | -14.45% | 26.00% |
ABALX American Funds American Balanced Fund Class A | -1.12% | 18.45% | 14.63% | 13.65% | -12.13% | 15.75% | 10.85% | 18.60% | -3.35% | 14.69% |
Returns By Period
In the year-to-date period, CGIAX achieves a 1.57% return, which is significantly higher than ABALX's -1.12% return. Over the past 10 years, CGIAX has underperformed ABALX with an annualized return of 8.73%, while ABALX has yielded a comparatively higher 9.17% annualized return.
CGIAX
- 1D
- 2.34%
- 1M
- -7.31%
- YTD
- 1.57%
- 6M
- 6.45%
- 1Y
- 26.97%
- 3Y*
- 14.93%
- 5Y*
- 7.41%
- 10Y*
- 8.73%
ABALX
- 1D
- 1.79%
- 1M
- -4.88%
- YTD
- -1.12%
- 6M
- 2.08%
- 1Y
- 16.95%
- 3Y*
- 14.07%
- 5Y*
- 8.20%
- 10Y*
- 9.17%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
CGIAX vs. ABALX - Expense Ratio Comparison
CGIAX has a 0.93% expense ratio, which is higher than ABALX's 0.56% expense ratio.
Return for Risk
CGIAX vs. ABALX — Risk / Return Rank
CGIAX
ABALX
CGIAX vs. ABALX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds International Growth and Income Fund (CGIAX) and American Funds American Balanced Fund Class A (ABALX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CGIAX | ABALX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.92 | 1.56 | +0.36 |
Sortino ratioReturn per unit of downside risk | 2.43 | 2.28 | +0.15 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.32 | +0.06 |
Calmar ratioReturn relative to maximum drawdown | 2.44 | 2.43 | +0.01 |
Martin ratioReturn relative to average drawdown | 9.52 | 10.15 | -0.63 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| CGIAX | ABALX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.92 | 1.56 | +0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.79 | -0.27 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.55 | 0.87 | -0.31 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.44 | 0.79 | -0.35 |
Correlation
The correlation between CGIAX and ABALX is 0.81, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CGIAX vs. ABALX - Dividend Comparison
CGIAX's dividend yield for the trailing twelve months is around 8.11%, less than ABALX's 8.39% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CGIAX American Funds International Growth and Income Fund | 8.11% | 8.13% | 3.34% | 2.27% | 3.99% | 6.90% | 1.35% | 2.36% | 2.74% | 1.80% | 2.29% | 3.17% |
ABALX American Funds American Balanced Fund Class A | 8.39% | 8.27% | 6.87% | 2.05% | 2.30% | 4.30% | 4.35% | 3.49% | 5.49% | 4.72% | 4.24% | 5.60% |
Drawdowns
CGIAX vs. ABALX - Drawdown Comparison
The maximum CGIAX drawdown since its inception was -35.78%, smaller than the maximum ABALX drawdown of -40.20%. Use the drawdown chart below to compare losses from any high point for CGIAX and ABALX.
Loading graphics...
Drawdown Indicators
| CGIAX | ABALX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.78% | -40.20% | +4.42% |
Max Drawdown (1Y)Largest decline over 1 year | -10.90% | -7.33% | -3.57% |
Max Drawdown (5Y)Largest decline over 5 years | -30.60% | -18.76% | -11.84% |
Max Drawdown (10Y)Largest decline over 10 years | -35.78% | -22.34% | -13.44% |
Current DrawdownCurrent decline from peak | -8.82% | -5.37% | -3.45% |
Average DrawdownAverage peak-to-trough decline | -7.99% | -3.86% | -4.13% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.80% | 1.76% | +1.04% |
Volatility
CGIAX vs. ABALX - Volatility Comparison
American Funds International Growth and Income Fund (CGIAX) has a higher volatility of 6.31% compared to American Funds American Balanced Fund Class A (ABALX) at 3.89%. This indicates that CGIAX's price experiences larger fluctuations and is considered to be riskier than ABALX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| CGIAX | ABALX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.31% | 3.89% | +2.42% |
Volatility (6M)Calculated over the trailing 6-month period | 9.69% | 6.96% | +2.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.56% | 11.22% | +3.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.43% | 10.45% | +3.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.83% | 10.63% | +5.20% |