CFIHX vs. CSTAX
Compare and contrast key facts about American Funds Capital Income Builder Fund Class F-3 (CFIHX) and American Funds College 2027 Fund (CSTAX).
CFIHX is managed by American Funds. CSTAX is managed by American Funds. It was launched on Sep 13, 2012.
Performance
CFIHX vs. CSTAX - Performance Comparison
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CFIHX vs. CSTAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CFIHX American Funds Capital Income Builder Fund Class F-3 | 1.72% | 20.76% | 9.78% | 9.31% | -6.86% | 15.39% | 3.52% | 17.60% | -6.77% | 13.12% |
CSTAX American Funds College 2027 Fund | -0.16% | 9.00% | 5.57% | 6.57% | -9.87% | 6.52% | 7.66% | 13.35% | -2.23% | 10.27% |
Returns By Period
In the year-to-date period, CFIHX achieves a 1.72% return, which is significantly higher than CSTAX's -0.16% return.
CFIHX
- 1D
- 1.49%
- 1M
- -4.12%
- YTD
- 1.72%
- 6M
- 4.41%
- 1Y
- 16.56%
- 3Y*
- 13.01%
- 5Y*
- 8.41%
- 10Y*
- —
CSTAX
- 1D
- 0.49%
- 1M
- -1.68%
- YTD
- -0.16%
- 6M
- 0.99%
- 1Y
- 6.14%
- 3Y*
- 6.11%
- 5Y*
- 2.94%
- 10Y*
- 5.02%
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CFIHX vs. CSTAX - Expense Ratio Comparison
CFIHX has a 0.26% expense ratio, which is lower than CSTAX's 0.41% expense ratio.
Return for Risk
CFIHX vs. CSTAX — Risk / Return Rank
CFIHX
CSTAX
CFIHX vs. CSTAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Capital Income Builder Fund Class F-3 (CFIHX) and American Funds College 2027 Fund (CSTAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CFIHX | CSTAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.65 | 1.81 | -0.16 |
Sortino ratioReturn per unit of downside risk | 2.24 | 2.61 | -0.37 |
Omega ratioGain probability vs. loss probability | 1.34 | 1.37 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.05 | 2.39 | -0.34 |
Martin ratioReturn relative to average drawdown | 9.40 | 9.64 | -0.24 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CFIHX | CSTAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.65 | 1.81 | -0.16 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.85 | 0.57 | +0.28 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.87 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.74 | 0.86 | -0.13 |
Correlation
The correlation between CFIHX and CSTAX is 0.82, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
CFIHX vs. CSTAX - Dividend Comparison
CFIHX's dividend yield for the trailing twelve months is around 7.98%, more than CSTAX's 5.27% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CFIHX American Funds Capital Income Builder Fund Class F-3 | 7.98% | 8.03% | 5.35% | 3.79% | 3.77% | 3.46% | 3.70% | 4.41% | 4.11% | 4.74% | 0.00% | 0.00% |
CSTAX American Funds College 2027 Fund | 5.27% | 5.26% | 3.78% | 3.17% | 3.40% | 7.52% | 5.72% | 4.00% | 4.78% | 3.90% | 4.34% | 4.49% |
Drawdowns
CFIHX vs. CSTAX - Drawdown Comparison
The maximum CFIHX drawdown since its inception was -25.26%, which is greater than CSTAX's maximum drawdown of -14.52%. Use the drawdown chart below to compare losses from any high point for CFIHX and CSTAX.
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Drawdown Indicators
| CFIHX | CSTAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.26% | -14.52% | -10.74% |
Max Drawdown (1Y)Largest decline over 1 year | -8.37% | -2.72% | -5.65% |
Max Drawdown (5Y)Largest decline over 5 years | -17.45% | -14.52% | -2.93% |
Max Drawdown (10Y)Largest decline over 10 years | — | -14.52% | — |
Current DrawdownCurrent decline from peak | -4.83% | -2.00% | -2.83% |
Average DrawdownAverage peak-to-trough decline | -3.48% | -2.37% | -1.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.82% | 0.67% | +1.15% |
Volatility
CFIHX vs. CSTAX - Volatility Comparison
American Funds Capital Income Builder Fund Class F-3 (CFIHX) has a higher volatility of 3.72% compared to American Funds College 2027 Fund (CSTAX) at 1.43%. This indicates that CFIHX's price experiences larger fluctuations and is considered to be riskier than CSTAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CFIHX | CSTAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.72% | 1.43% | +2.29% |
Volatility (6M)Calculated over the trailing 6-month period | 6.13% | 2.11% | +4.02% |
Volatility (1Y)Calculated over the trailing 1-year period | 10.20% | 3.50% | +6.70% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.96% | 5.16% | +4.80% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.00% | 5.82% | +5.18% |