CBSH vs. UVV
CBSH (Commerce Bancshares, Inc.) and UVV (Universal Corporation) are both stocks. CBSH operates in Banks - Regional (Financial Services), while UVV operates in Tobacco (Consumer Defensive). Over the past 10 years, CBSH returned 8.13%/yr vs 5.09%/yr for UVV. At a 0.28 correlation, their price movements are largely independent.
Performance
CBSH vs. UVV - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with CBSH having a 3.13% return and UVV slightly higher at 3.14%. Over the past 10 years, CBSH has outperformed UVV with an annualized return of 8.13%, while UVV has yielded a comparatively lower 5.09% annualized return.
CBSH
- 1D
- 0.68%
- 1M
- 3.47%
- YTD
- 3.13%
- 6M
- 3.39%
- 1Y
- -9.82%
- 3Y*
- 8.69%
- 5Y*
- -0.43%
- 10Y*
- 8.13%
UVV
- 1D
- -1.88%
- 1M
- -1.77%
- YTD
- 3.14%
- 6M
- 4.14%
- 1Y
- -7.53%
- 3Y*
- 7.54%
- 5Y*
- 4.61%
- 10Y*
- 5.09%
CBSH vs. UVV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CBSH Commerce Bancshares, Inc. | 3.13% | -10.16% | 24.71% | -15.91% | 5.56% | 11.44% | 3.71% | 28.74% | 7.52% | 3.07% |
UVV Universal Corporation | 3.14% | 2.27% | -13.39% | 35.79% | 1.82% | 19.59% | -8.96% | 11.08% | 7.79% | -14.79% |
Correlation
The correlation between CBSH and UVV is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.31 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.38 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.37 |
Correlation (All Time) Calculated using the full available price history since Jan 6, 1988 | 0.28 |
The correlation between CBSH and UVV shifts across timeframes, from 0.24 (1 year) to 0.38 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
CBSH:
$4.20
UVV:
$1.73
CBSH:
12.71
UVV:
30.51
CBSH:
3.49
UVV:
0.45
CBSH:
$2.10B
UVV:
$2.21B
CBSH:
$1.31B
UVV:
$412.39M
CBSH:
$614.94M
UVV:
$212.91M
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Return for Risk
CBSH vs. UVV — Risk / Return Rank
CBSH
UVV
CBSH vs. UVV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Commerce Bancshares, Inc. (CBSH) and Universal Corporation (UVV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CBSH | UVV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.15 | ||
| Sortino ratioReturn per unit of downside risk | -0.23 | ||
| Omega ratioGain probability vs. loss probability | 0.93 | 0.96 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | -0.42 | -0.50 | +0.08 |
| Martin ratioReturn relative to average drawdown | -0.68 | -0.83 | +0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CBSH | UVV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.47 | -0.32 | -0.15 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.02 | 0.19 | -0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.31 | 0.18 | +0.13 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.50 | 0.28 | +0.22 |
Drawdowns
CBSH vs. UVV - Drawdown Comparison
The maximum CBSH drawdown since its inception was -44.70%, smaller than the maximum UVV drawdown of -69.75%. Use the drawdown chart below to compare losses from any high point for CBSH and UVV.
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Drawdown Indicators
| CBSH | UVV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.70% | -69.75% | +25.05% |
Max Drawdown (1Y)Largest decline over 1 year | -23.44% | -15.23% | -8.21% |
Max Drawdown (3Y)Largest decline over 3 years | -27.63% | -29.70% | +2.07% |
Max Drawdown (5Y)Largest decline over 5 years | -38.02% | -29.70% | -8.32% |
Max Drawdown (10Y)Largest decline over 10 years | -38.23% | -45.68% | +7.45% |
Current DrawdownCurrent decline from peak | -18.18% | -14.30% | -3.88% |
Average DrawdownAverage peak-to-trough decline | -9.23% | -18.59% | +9.36% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 14.49% | 9.04% | +5.45% |
Volatility
CBSH vs. UVV - Volatility Comparison
The current volatility for Commerce Bancshares, Inc. (CBSH) is 5.34%, while Universal Corporation (UVV) has a volatility of 10.11%. This indicates that CBSH experiences smaller price fluctuations and is considered to be less risky than UVV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CBSH | UVV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.34% | 10.11% | -4.77% |
Volatility (6M)Calculated over the trailing 6-month period | 13.57% | 18.46% | -4.89% |
Volatility (1Y)Calculated over the trailing 1-year period | 21.05% | 23.77% | -2.72% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.32% | 24.57% | -0.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.48% | 28.94% | -2.46% |
Dividends
CBSH vs. UVV - Dividend Comparison
CBSH's dividend yield for the trailing twelve months is around 2.04%, less than UVV's 6.22% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CBSH Commerce Bancshares, Inc. | 2.04% | 2.03% | 1.67% | 1.95% | 1.50% | 1.47% | 2.00% | 1.48% | 1.61% | 1.55% | 2.93% | 2.04% |
UVV Universal Corporation | 6.22% | 6.18% | 5.87% | 4.72% | 5.95% | 5.64% | 6.30% | 5.29% | 4.80% | 4.11% | 3.33% | 3.71% |
Financials
CBSH vs. UVV - Financials Comparison
This section allows you to compare key financial metrics between Commerce Bancshares, Inc. and Universal Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
CBSH and UVV have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UVV has higher volatility (10.11%) compared to CBSH (5.34%). In terms of maximum drawdown, CBSH dropped -44.70% vs UVV's -69.75%.
UVV currently has the higher Sharpe Ratio (-0.32 vs -0.47), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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