PortfoliosLab logo
Commerce Bancshares, Inc. (CBSH)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US2005251036

CUSIP

200525103

IPO Date

Sep 7, 1984

Highlights

Market Cap

$8.42B

EPS (TTM)

$4.03

PE Ratio

15.64

PEG Ratio

3.58

Total Revenue (TTM)

$2.00B

Gross Profit (TTM)

$1.48B

EBITDA (TTM)

$531.61M

Year Range

$49.34 - $72.14

Target Price

$64.67

Short %

2.52%

Short Ratio

3.92

Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Commerce Bancshares, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


3,000.00%4,000.00%5,000.00%6,000.00%7,000.00%December2025FebruaryMarchAprilMay
5,922.49%
3,337.60%
CBSH (Commerce Bancshares, Inc.)
Benchmark (^GSPC)

Returns By Period

Commerce Bancshares, Inc. (CBSH) returned 1.03% year-to-date (YTD) and 19.30% over the past 12 months. Over the past 10 years, CBSH returned 8.54% annually, underperforming the S&P 500 benchmark at 10.35%.


CBSH

YTD

1.03%

1M

13.08%

6M

6.17%

1Y

19.30%

5Y*

7.71%

10Y*

8.54%

^GSPC (Benchmark)

YTD

-3.93%

1M

11.36%

6M

-1.09%

1Y

10.19%

5Y*

14.74%

10Y*

10.35%

*Annualized

Monthly Returns

The table below presents the monthly returns of CBSH, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20257.21%-2.62%-3.90%-2.39%3.18%1.03%
2024-2.42%-0.15%2.74%2.78%1.76%0.75%16.01%-1.16%-6.73%5.22%18.00%-10.94%24.74%
2023-2.22%-0.62%-11.41%-4.28%-14.15%2.16%9.20%-7.69%-1.69%-8.59%15.30%11.52%-15.82%
20220.25%4.16%0.12%-4.50%1.18%-4.73%5.85%-1.04%-3.42%7.07%5.76%-8.82%0.54%
20211.75%10.74%3.82%1.57%0.09%-3.95%-5.14%-0.01%-1.12%1.19%-1.01%3.80%11.38%
2020-0.41%-9.78%-17.19%21.53%4.15%-6.33%-3.72%4.03%-5.11%10.59%5.96%4.99%3.14%
20196.09%5.23%-7.40%4.08%-5.13%4.46%1.96%-6.18%6.70%6.12%4.15%1.70%22.33%
20184.78%-1.26%4.04%6.03%1.67%0.49%3.23%6.38%-6.84%-3.67%4.36%-10.55%7.26%
2017-2.21%4.40%-4.56%-2.15%-2.58%6.51%2.13%-5.26%5.40%0.68%-2.35%-1.38%-2.18%
2016-3.31%3.28%6.21%4.16%4.51%-1.77%-1.27%7.17%-2.48%1.14%10.34%5.47%37.74%
2015-8.02%3.80%2.32%0.92%4.45%5.22%0.68%-4.84%2.04%-0.02%6.23%-7.36%4.20%
2014-3.21%2.74%4.30%-6.33%-0.16%7.49%-3.10%2.37%-2.89%1.37%-0.31%1.56%3.08%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

With an overall rank of 75, CBSH is among the top 25% of stocks on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of CBSH is 7575
Overall Rank
The Sharpe Ratio Rank of CBSH is 7878
Sharpe Ratio Rank
The Sortino Ratio Rank of CBSH is 7171
Sortino Ratio Rank
The Omega Ratio Rank of CBSH is 7171
Omega Ratio Rank
The Calmar Ratio Rank of CBSH is 8181
Calmar Ratio Rank
The Martin Ratio Rank of CBSH is 7676
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Commerce Bancshares, Inc. (CBSH) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The chart of Sharpe ratio for CBSH, currently valued at 0.80, compared to the broader market-2.00-1.000.001.002.003.00
CBSH: 0.80
^GSPC: 0.65
The chart of Sortino ratio for CBSH, currently valued at 1.30, compared to the broader market-6.00-4.00-2.000.002.004.00
CBSH: 1.30
^GSPC: 1.02
The chart of Omega ratio for CBSH, currently valued at 1.17, compared to the broader market0.501.001.502.00
CBSH: 1.17
^GSPC: 1.15
The chart of Calmar ratio for CBSH, currently valued at 0.86, compared to the broader market0.001.002.003.004.005.00
CBSH: 0.86
^GSPC: 0.67
The chart of Martin ratio for CBSH, currently valued at 2.53, compared to the broader market-40.00-30.00-20.00-10.000.0010.0020.00
CBSH: 2.53
^GSPC: 2.62

The current Commerce Bancshares, Inc. Sharpe ratio is 0.80. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Commerce Bancshares, Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.00December2025FebruaryMarchAprilMay
0.80
0.65
CBSH (Commerce Bancshares, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Commerce Bancshares, Inc. provided a 1.66% dividend yield over the last twelve months, with an annual payout of $1.04 per share.


1.20%1.40%1.60%1.80%2.00%$0.00$0.20$0.40$0.60$0.80$1.0020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$1.04$1.00$1.03$0.96$0.87$0.82$0.74$0.61$0.55$0.53$0.48$0.44

Dividend yield

1.66%1.61%2.02%1.56%1.40%1.44%1.32%1.32%1.26%1.16%1.45%1.35%

Monthly Dividends

The table displays the monthly dividend distributions for Commerce Bancshares, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.28$0.00$0.00$0.28
2024$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.27$1.00
2023$0.00$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.26$1.03
2022$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.96
2021$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.22$0.00$0.00$0.23$0.87
2020$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.20$0.00$0.00$0.21$0.82
2019$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.74
2018$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.16$0.00$0.61
2017$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.00$0.14$0.00$0.14$0.00$0.55
2016$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.00$0.13$0.00$0.13$0.00$0.53
2015$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.13$0.00$0.48
2014$0.11$0.00$0.00$0.11$0.00$0.00$0.11$0.00$0.11$0.00$0.44

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%
CBSH: 1.7%
Commerce Bancshares, Inc. has a dividend yield of 1.66%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
100.0%200.0%300.0%400.0%500.0%600.0%700.0%
CBSH: 25.2%
Commerce Bancshares, Inc. has a payout ratio of 25.18%, which is quite average when compared to the overall market. This suggests that Commerce Bancshares, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-20.00%-15.00%-10.00%-5.00%0.00%December2025FebruaryMarchAprilMay
-10.76%
-8.04%
CBSH (Commerce Bancshares, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Commerce Bancshares, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Commerce Bancshares, Inc. was 45.05%, occurring on Mar 9, 2009. Recovery took 1056 trading sessions.

The current Commerce Bancshares, Inc. drawdown is 10.76%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-45.05%Oct 2, 2008108Mar 9, 20091056May 17, 20131164
-41.14%May 7, 2021627Nov 1, 2023255Nov 6, 2024882
-40.5%Jul 31, 1998409Mar 14, 2000231Feb 12, 2001640
-36.31%Apr 23, 1986412Dec 7, 1987271Jan 3, 1989683
-36.29%Nov 9, 1989246Oct 30, 1990140May 21, 1991386

Volatility

Volatility Chart

The current Commerce Bancshares, Inc. volatility is 10.25%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%December2025FebruaryMarchAprilMay
10.25%
13.20%
CBSH (Commerce Bancshares, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Commerce Bancshares, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Commerce Bancshares, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 3.9% positive surprise.

0.200.400.600.801.001.2020212022202320242025
0.98
0.94
Actual
Estimate

Valuation

The Valuation section provides an overview of how Commerce Bancshares, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
CBSH: 15.6
The chart displays the Price-to-Earnings (P/E) ratio for CBSH, comparing it with other companies in the Banks - Regional industry. Currently, CBSH has a P/E ratio of 15.6. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
2.04.06.08.010.0
CBSH: 3.6
The chart shows the Price/Earnings to Growth (PEG) ratio for CBSH compared to other companies in the Banks - Regional industry. CBSH currently has a PEG ratio of 3.6. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
2.04.06.08.0
CBSH: 5.1
This chart shows the Price-to-Sales (P/S) ratio for CBSH relative to other companies in the Banks - Regional industry. Currently, CBSH has a P/S ratio of 5.1. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
0.51.01.52.02.53.0
CBSH: 2.4
The chart illustrates the Price-to-Book (P/B) ratio for CBSH in comparison with other companies in the Banks - Regional industry. Currently, CBSH has a P/B value of 2.4. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items