CBSH vs. RF
Compare and contrast key facts about Commerce Bancshares, Inc. (CBSH) and Regions Financial Corporation (RF).
Performance
CBSH vs. RF - Performance Comparison
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CBSH vs. RF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
CBSH Commerce Bancshares, Inc. | -5.49% | -10.16% | 24.71% | -15.91% | 5.56% | 11.44% | 3.71% | 28.74% | 7.52% | 3.07% |
RF Regions Financial Corporation | -2.69% | 21.99% | 27.00% | -5.69% | 2.33% | 39.39% | -1.61% | 33.35% | -20.59% | 22.95% |
Fundamentals
CBSH:
$6.77B
RF:
$22.99B
CBSH:
$4.23
RF:
$2.42
CBSH:
11.64
RF:
10.80
CBSH:
3.23
RF:
2.42
CBSH:
1.79
RF:
1.30
CBSH:
$2.05B
RF:
$9.61B
CBSH:
$1.27B
RF:
$7.17B
CBSH:
$773.59M
RF:
$2.81B
Returns By Period
In the year-to-date period, CBSH achieves a -5.49% return, which is significantly lower than RF's -2.69% return. Over the past 10 years, CBSH has underperformed RF with an annualized return of 7.88%, while RF has yielded a comparatively higher 17.02% annualized return.
CBSH
- 1D
- 2.03%
- 1M
- -2.99%
- YTD
- -5.49%
- 6M
- -12.65%
- 1Y
- -15.37%
- 3Y*
- 1.13%
- 5Y*
- -2.31%
- 10Y*
- 7.88%
RF
- 1D
- 3.49%
- 1M
- -5.24%
- YTD
- -2.69%
- 6M
- 1.06%
- 1Y
- 25.29%
- 3Y*
- 17.84%
- 5Y*
- 9.03%
- 10Y*
- 17.02%
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Return for Risk
CBSH vs. RF — Risk / Return Rank
CBSH
RF
CBSH vs. RF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Commerce Bancshares, Inc. (CBSH) and Regions Financial Corporation (RF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| CBSH | RF | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.64 | 0.85 | -1.49 |
Sortino ratioReturn per unit of downside risk | -0.73 | 1.28 | -2.01 |
Omega ratioGain probability vs. loss probability | 0.90 | 1.19 | -0.28 |
Calmar ratioReturn relative to maximum drawdown | -0.62 | 1.47 | -2.09 |
Martin ratioReturn relative to average drawdown | -1.15 | 3.71 | -4.85 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| CBSH | RF | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.64 | 0.85 | -1.49 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.09 | 0.29 | -0.38 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.30 | 0.47 | -0.18 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.17 | +0.32 |
Correlation
The correlation between CBSH and RF is 0.56, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
CBSH vs. RF - Dividend Comparison
CBSH's dividend yield for the trailing twelve months is around 2.18%, less than RF's 4.00% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CBSH Commerce Bancshares, Inc. | 2.18% | 2.03% | 1.67% | 1.95% | 1.50% | 1.47% | 2.00% | 1.48% | 1.61% | 1.55% | 2.93% | 2.04% |
RF Regions Financial Corporation | 4.00% | 5.12% | 4.17% | 4.54% | 3.43% | 2.98% | 3.85% | 3.44% | 3.44% | 1.82% | 1.78% | 2.40% |
Drawdowns
CBSH vs. RF - Drawdown Comparison
The maximum CBSH drawdown since its inception was -44.70%, smaller than the maximum RF drawdown of -92.65%. Use the drawdown chart below to compare losses from any high point for CBSH and RF.
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Drawdown Indicators
| CBSH | RF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.70% | -92.65% | +47.95% |
Max Drawdown (1Y)Largest decline over 1 year | -23.44% | -18.45% | -4.99% |
Max Drawdown (5Y)Largest decline over 5 years | -38.23% | -40.99% | +2.76% |
Max Drawdown (10Y)Largest decline over 10 years | -38.23% | -60.73% | +22.50% |
Current DrawdownCurrent decline from peak | -25.02% | -14.79% | -10.23% |
Average DrawdownAverage peak-to-trough decline | -9.18% | -31.19% | +22.01% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 12.66% | 7.31% | +5.35% |
Volatility
CBSH vs. RF - Volatility Comparison
The current volatility for Commerce Bancshares, Inc. (CBSH) is 5.16%, while Regions Financial Corporation (RF) has a volatility of 6.68%. This indicates that CBSH experiences smaller price fluctuations and is considered to be less risky than RF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| CBSH | RF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.16% | 6.68% | -1.52% |
Volatility (6M)Calculated over the trailing 6-month period | 17.08% | 18.83% | -1.75% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.19% | 29.81% | -5.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.42% | 31.63% | -7.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.50% | 36.02% | -9.52% |
Financials
CBSH vs. RF - Financials Comparison
This section allows you to compare key financial metrics between Commerce Bancshares, Inc. and Regions Financial Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
CBSH vs. RF - Profitability Comparison
CBSH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Commerce Bancshares, Inc. reported a gross profit of 0.00 and revenue of 449.36M. Therefore, the gross margin over that period was 0.0%.
RF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a gross profit of 1.92B and revenue of 2.41B. Therefore, the gross margin over that period was 79.8%.
CBSH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Commerce Bancshares, Inc. reported an operating income of 183.30M and revenue of 449.36M, resulting in an operating margin of 40.8%.
RF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported an operating income of 708.00M and revenue of 2.41B, resulting in an operating margin of 29.4%.
CBSH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Commerce Bancshares, Inc. reported a net income of 140.66M and revenue of 449.36M, resulting in a net margin of 31.3%.
RF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Regions Financial Corporation reported a net income of 534.00M and revenue of 2.41B, resulting in a net margin of 22.2%.