BTEK vs. BPAY

Last updated Jun 5, 2026

BTEK (Future Tech ETF) and BPAY (BlackRock Future Financial and Technology ETF) are both exchange-traded funds - BTEK is a Technology Equities fund actively managed by BlackRock, while BPAY is a Financials Equities fund actively managed by BlackRock. Both are actively managed. BTEK charges 0.88%/yr vs 0.70%/yr for BPAY.

Performance

BTEK vs. BPAY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Future Tech ETF (BTEK) and BlackRock Future Financial and Technology ETF (BPAY). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

BTEK

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

BPAY

• 1D: 2.12%
• 1M: -1.68%
• YTD: -10.58%
• 6M: -13.16%
• 1Y: -9.61%
• 3Y*: 9.60%
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BTEK vs. BPAY - Yearly Performance Comparison

	2026 (YTD)	2025	2024
BTEK Future Tech ETF	0.00%	0.00%	0.00%
BPAY BlackRock Future Financial and Technology ETF	-10.58%	8.54%	10.88%

BTEK vs. BPAY - Sectors Allocation Comparison

Sectors	BTEK	BPAY
Technology	79.0%	36.4%
Communication Services	9.2%	-
Industrials	7.4%	4.6%
Consumer Cyclical	4.4%	6.0%
Basic Materials	-	-
Consumer Defensive	-	-
Energy	-	-
Financial Services	-	53.0%
Healthcare	-	-
Real Estate	-	2.2%
Utilities	-	-

Return for Risk

BTEK vs. BPAY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BPAY

BPAY Risk / Return Rank: 6
BPAY Sharpe Ratio Rank: 6
BPAY Sortino Ratio Rank: 6
BPAY Omega Ratio Rank: 6
BPAY Calmar Ratio Rank: 6
BPAY Martin Ratio Rank: 6

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BTEK vs. BPAY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Future Tech ETF (BTEK) and BlackRock Future Financial and Technology ETF (BPAY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	BTEK	BPAY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	-0.37	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.08	—

Drawdowns

Drawdown Indicators

	BTEK	BPAY	Difference
Max Drawdown Largest peak-to-trough decline	—	-33.62%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-33.62%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-33.62%	—
Current Drawdown Current decline from peak	—	-24.46%	—
Average Drawdown Average peak-to-trough decline	—	-10.55%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	17.05%	—

Volatility

Volatility by Period

	BTEK	BPAY	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	7.26%	—
Volatility (6M) Calculated over the trailing 6-month period	—	18.84%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	26.06%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	24.36%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	24.36%	—

BTEK vs. BPAY - Expense Ratio Comparison

BTEK has a 0.88% expense ratio, which is higher than BPAY's 0.70% expense ratio.

Dividends

BTEK vs. BPAY - Dividend Comparison

BTEK has not paid dividends to shareholders, while BPAY's dividend yield for the trailing twelve months is around 7.25%.

Position	TTM	2025	2024	2023	2022
BPAY BlackRock Future Financial and Technology ETF	7.25%	6.49%	0.48%	1.18%	0.18%
BTEK Future Tech ETF	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Which ETF is better, BTEK or BPAY?

On fees, BPAY is cheaper at 0.70% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BTEK or BPAY?

BPAY is cheaper with a 0.70% expense ratio, compared with 0.88% for BTEK.

Which ETF pays a higher dividend yield, BTEK or BPAY?

BPAY has the higher dividend yield at 7.25%, compared with 0.00% for BTEK.

What is the main difference between BTEK and BPAY?

BTEK is categorized as Technology Equities, while BPAY is Financials Equities. Their fees differ too: 0.88% for BTEK and 0.70% for BPAY.