BTEC vs. USMC

Last updated Jun 4, 2026

BTEC (Principal Healthcare Innovators Index ETF) and USMC (Principal U.S. Mega-Cap ETF) are both exchange-traded funds - BTEC is a Health & Biotech Equities fund tracking the NASDAQ U.S. Health Care Innovators Index, while USMC is a Large Cap Growth Equities fund tracking the Nasdaq US Mega Cap Select Leaders Index. Both are passively managed. BTEC charges 0.42%/yr vs 0.12%/yr for USMC.

Performance

BTEC vs. USMC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal Healthcare Innovators Index ETF (BTEC) and Principal U.S. Mega-Cap ETF (USMC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

BTEC

• 1D: 0.00%
• 1M: 0.00%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

USMC

• 1D: -0.35%
• 1M: 5.52%
• YTD: 8.73%
• 6M: 8.24%
• 1Y: 23.60%
• 3Y*: 21.98%
• 5Y*: 15.40%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BTEC vs. USMC - Yearly Performance Comparison

	2026 (YTD)
BTEC Principal Healthcare Innovators Index ETF	0.00%
USMC Principal U.S. Mega-Cap ETF	9.64%

BTEC vs. USMC - Sectors Allocation Comparison

Sectors	BTEC	USMC
Healthcare	99.4%	8.1%
Industrials	0.6%	5.6%
Basic Materials	-	-
Communication Services	-	14.7%
Consumer Cyclical	-	8.4%
Consumer Defensive	-	9.6%
Energy	-	4.8%
Financial Services	-	19.6%
Real Estate	-	-
Technology	-	29.1%
Utilities	-	-

Return for Risk

BTEC vs. USMC — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USMC

USMC Risk / Return Rank: 54
USMC Sharpe Ratio Rank: 58
USMC Sortino Ratio Rank: 59
USMC Omega Ratio Rank: 56
USMC Calmar Ratio Rank: 46
USMC Martin Ratio Rank: 51

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BTEC vs. USMC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal Healthcare Innovators Index ETF (BTEC) and Principal U.S. Mega-Cap ETF (USMC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	BTEC	USMC	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	2.01	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.95	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.84	—

Drawdowns

BTEC vs. USMC - Drawdown Comparison

The maximum BTEC drawdown since its inception was 0.00%, smaller than the maximum USMC drawdown of -29.97%. Use the drawdown chart below to compare losses from any high point for BTEC and USMC.

Drawdown Indicators

	BTEC	USMC	Difference
Max Drawdown Largest peak-to-trough decline	0.00%	-29.97%	+29.97%
Max Drawdown (1Y) Largest decline over 1 year	—	-10.30%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-19.12%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-24.09%	—
Current Drawdown Current decline from peak	0.00%	-0.35%	+0.35%
Average Drawdown Average peak-to-trough decline	0.00%	-4.40%	+4.40%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.69%	—

Volatility

Volatility by Period

	BTEC	USMC	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	2.52%	—
Volatility (6M) Calculated over the trailing 6-month period	—	8.68%	—
Volatility (1Y) Calculated over the trailing 1-year period	0.00%	11.81%	-11.81%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	0.00%	16.36%	-16.36%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	0.00%	18.25%	-18.25%

BTEC vs. USMC - Expense Ratio Comparison

BTEC has a 0.42% expense ratio, which is higher than USMC's 0.12% expense ratio.

Dividends

BTEC vs. USMC - Dividend Comparison

BTEC has not paid dividends to shareholders, while USMC's dividend yield for the trailing twelve months is around 0.74%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017
BTEC Principal Healthcare Innovators Index ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
USMC Principal U.S. Mega-Cap ETF	0.74%	0.79%	1.04%	1.35%	1.78%	1.53%	1.55%	2.01%	2.28%	0.24%

Frequently Asked Questions

Which ETF is better, BTEC or USMC?

On fees, USMC is cheaper at 0.12% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BTEC or USMC?

USMC is cheaper with a 0.12% expense ratio, compared with 0.42% for BTEC.

Which ETF pays a higher dividend yield, BTEC or USMC?

USMC has the higher dividend yield at 0.74%, compared with 0.00% for BTEC.

What is the main difference between BTEC and USMC?

BTEC is categorized as Health & Biotech Equities, while USMC is Large Cap Growth Equities. BTEC tracks NASDAQ U.S. Health Care Innovators Index, while USMC tracks Nasdaq US Mega Cap Select Leaders Index. Their fees differ too: 0.42% for BTEC and 0.12% for USMC.