BTEC vs. GERM

Last updated Jun 5, 2026

BTEC (Principal Healthcare Innovators Index ETF) and GERM (Amplify Treatments, Testing and Advancements ETF) are both Health & Biotech Equities funds - BTEC tracks the NASDAQ U.S. Health Care Innovators Index while GERM tracks the Prime Treatments, Testing and Advancements Index. Both are passively managed. BTEC charges 0.42%/yr vs 0.68%/yr for GERM.

Performance

BTEC vs. GERM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Principal Healthcare Innovators Index ETF (BTEC) and Amplify Treatments, Testing and Advancements ETF (GERM). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

BTEC

• 1D: 0.00%
• 1M: 0.00%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

GERM

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: 0.00%
• 1Y: 0.00%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BTEC vs. GERM - Yearly Performance Comparison

	2026 (YTD)
BTEC Principal Healthcare Innovators Index ETF	0.00%
GERM Amplify Treatments, Testing and Advancements ETF	0.00%

BTEC vs. GERM - Sectors Allocation Comparison

Sectors	BTEC	GERM
Healthcare	99.4%	99.3%
Industrials	0.6%	-
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Financial Services	-	0.4%
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

BTEC vs. GERM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Principal Healthcare Innovators Index ETF (BTEC) and Amplify Treatments, Testing and Advancements ETF (GERM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

BTEC vs. GERM - Drawdown Comparison

The maximum BTEC drawdown since its inception was 0.00%, which is greater than GERM's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for BTEC and GERM.

Drawdown Indicators

	BTEC	GERM	Difference
Max Drawdown Largest peak-to-trough decline	0.00%	0.00%	0.00%
Max Drawdown (1Y) Largest decline over 1 year	—	0.00%	—
Current Drawdown Current decline from peak	0.00%	0.00%	0.00%
Average Drawdown Average peak-to-trough decline	0.00%	0.00%	0.00%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	0.00%	—

Volatility

Volatility by Period

	BTEC	GERM	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	0.00%	—
Volatility (6M) Calculated over the trailing 6-month period	—	0.00%	—
Volatility (1Y) Calculated over the trailing 1-year period	0.00%	0.00%	0.00%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	0.00%	0.00%	0.00%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	0.00%	0.00%	0.00%

BTEC vs. GERM - Expense Ratio Comparison

BTEC has a 0.42% expense ratio, which is lower than GERM's 0.68% expense ratio.

Dividends

BTEC vs. GERM - Dividend Comparison

Neither BTEC nor GERM has paid dividends to shareholders.

Tickers have no history of dividend payments

Frequently Asked Questions

Which ETF is better, BTEC or GERM?

On fees, BTEC is cheaper at 0.42% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BTEC or GERM?

BTEC is cheaper with a 0.42% expense ratio, compared with 0.68% for GERM.

Which ETF pays a higher dividend yield, BTEC or GERM?

BTEC and GERM have nearly identical dividend yields, around 0.00%.

What is the main difference between BTEC and GERM?

BTEC tracks NASDAQ U.S. Health Care Innovators Index, while GERM tracks Prime Treatments, Testing and Advancements Index. They also come from different issuers: Principal and Amplify. Their fees differ too: 0.42% for BTEC and 0.68% for GERM.