BSV vs. STIP
BSV (Vanguard Short-Term Bond Index Fund ETF Shares) and STIP (iShares 0-5 Year TIPS Bond ETF) are both exchange-traded funds - BSV is a Short-Term Bond fund tracking the Bloomberg U.S. 1–5 Year Government/Credit Float Adjusted Index, while STIP is a Inflation-Protected Bonds fund tracking the Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L). Both are passively managed. Over the past 10 years, BSV returned 1.94%/yr vs 3.14%/yr for STIP. A 0.59 correlation means they provide meaningful diversification when combined. BSV charges 0.03%/yr vs 0.06%/yr for STIP.
Performance
BSV vs. STIP - Performance Comparison
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Returns By Period
In the year-to-date period, BSV achieves a 0.48% return, which is significantly lower than STIP's 1.91% return. Over the past 10 years, BSV has underperformed STIP with an annualized return of 1.94%, while STIP has yielded a comparatively higher 3.14% annualized return.
BSV
- 1D
- 0.06%
- 1M
- 0.47%
- YTD
- 0.48%
- 6M
- 0.76%
- 1Y
- 3.74%
- 3Y*
- 4.57%
- 5Y*
- 1.70%
- 10Y*
- 1.94%
STIP
- 1D
- 0.04%
- 1M
- -0.01%
- YTD
- 1.91%
- 6M
- 2.03%
- 1Y
- 4.58%
- 3Y*
- 5.18%
- 5Y*
- 3.47%
- 10Y*
- 3.14%
BSV vs. STIP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BSV Vanguard Short-Term Bond Index Fund ETF Shares | 0.48% | 6.00% | 3.78% | 4.90% | -5.49% | -1.09% | 4.70% | 4.98% | 1.34% | 1.20% |
STIP iShares 0-5 Year TIPS Bond ETF | 1.91% | 6.03% | 4.77% | 4.63% | -3.02% | 5.68% | 5.18% | 4.89% | 0.54% | 0.74% |
Correlation
The correlation between BSV and STIP is 0.64, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.64 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.78 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.68 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.63 |
Correlation (All Time) Calculated using the full available price history since Dec 3, 2010 | 0.59 |
The correlation between BSV and STIP shifts across timeframes, from 0.59 (all time) to 0.78 (3 years), reflecting how their relationship changes across market environments.
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Return for Risk
BSV vs. STIP — Risk / Return Rank
BSV
STIP
BSV vs. STIP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Short-Term Bond Index Fund ETF Shares (BSV) and iShares 0-5 Year TIPS Bond ETF (STIP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BSV | STIP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.06 | ||
| Sortino ratioReturn per unit of downside risk | -2.08 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.68 | -0.27 |
| Calmar ratioReturn relative to maximum drawdown | 2.91 | 6.62 | -3.70 |
| Martin ratioReturn relative to average drawdown | 9.81 | 25.81 | -16.00 |
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Drawdowns
BSV vs. STIP - Drawdown Comparison
The maximum BSV drawdown since its inception was -8.54%, which is greater than STIP's maximum drawdown of -5.50%. Use the drawdown chart below to compare losses from any high point for BSV and STIP.
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Drawdown Indicators
| BSV | STIP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -8.54% | -5.50% | -3.04% |
Max Drawdown (1Y)Largest decline over 1 year | -1.29% | -0.69% | -0.60% |
Max Drawdown (3Y)Largest decline over 3 years | -1.53% | -0.95% | -0.58% |
Max Drawdown (5Y)Largest decline over 5 years | -8.54% | -5.50% | -3.04% |
Max Drawdown (10Y)Largest decline over 10 years | -8.54% | -5.50% | -3.04% |
Current DrawdownCurrent decline from peak | -0.44% | -0.16% | -0.28% |
Average DrawdownAverage peak-to-trough decline | -0.97% | -0.99% | +0.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.38% | 0.18% | +0.20% |
Volatility
BSV vs. STIP - Volatility Comparison
Vanguard Short-Term Bond Index Fund ETF Shares (BSV) has a higher volatility of 0.57% compared to iShares 0-5 Year TIPS Bond ETF (STIP) at 0.40%. This indicates that BSV's price experiences larger fluctuations and is considered to be riskier than STIP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BSV | STIP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.57% | 0.40% | +0.17% |
Volatility (6M)Calculated over the trailing 6-month period | 1.28% | 1.01% | +0.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 1.79% | 1.46% | +0.33% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 2.73% | 2.74% | -0.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 2.38% | 2.45% | -0.07% |
BSV vs. STIP - Expense Ratio Comparison
BSV has a 0.03% expense ratio, which is lower than STIP's 0.06% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
BSV vs. STIP - Dividend Comparison
BSV's dividend yield for the trailing twelve months is around 3.99%, less than STIP's 4.31% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BSV Vanguard Short-Term Bond Index Fund ETF Shares | 3.99% | 3.83% | 3.38% | 2.46% | 1.50% | 1.45% | 1.79% | 2.29% | 1.99% | 1.65% | 1.48% | 1.40% |
STIP iShares 0-5 Year TIPS Bond ETF | 4.31% | 4.11% | 2.62% | 2.84% | 6.04% | 4.15% | 1.40% | 2.06% | 2.44% | 1.59% | 0.89% | 0.00% |
Frequently Asked Questions
BSV and STIP have a correlation of 0.64, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BSV has higher volatility (0.57%) compared to STIP (0.40%). In terms of maximum drawdown, BSV dropped -8.54% vs STIP's -5.50%.
On 10-year performance, STIP leads with 3.14% vs 1.94% for BSV. On fees, BSV is cheaper at 0.03% per year. On volatility, STIP has been the lower-risk option at 0.40%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 10-year period, STIP has performed better with a 3.14% return vs 1.94%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
BSV is cheaper with a 0.03% expense ratio, compared with 0.06% for STIP.
STIP has the higher dividend yield at 4.31%, compared with 3.99% for BSV.
BSV is categorized as Short-Term Bond, while STIP is Inflation-Protected Bonds. BSV tracks Bloomberg U.S. 1–5 Year Government/Credit Float Adjusted Index, while STIP tracks Bloomberg US Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index (Series-L). They also come from different issuers: Vanguard and iShares. Their fees differ too: 0.03% for BSV and 0.06% for STIP.
STIP currently has the higher Sharpe Ratio (3.16 vs 2.10), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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