BPAY vs. INMU
Compare and contrast key facts about BlackRock Future Financial and Technology ETF (BPAY) and BlackRock Intermediate Muni Income Bond ETF (INMU).
BPAY and INMU are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. BPAY is an actively managed fund by BlackRock. It was launched on Aug 16, 2022. INMU is an actively managed fund by BlackRock. It was launched on Mar 16, 2021.
Performance
BPAY vs. INMU - Performance Comparison
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BPAY vs. INMU - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|---|
BPAY BlackRock Future Financial and Technology ETF | -18.60% | 8.54% | 17.28% | 13.19% | -16.39% |
INMU BlackRock Intermediate Muni Income Bond ETF | 0.28% | 5.52% | 2.77% | 6.50% | -2.31% |
Returns By Period
In the year-to-date period, BPAY achieves a -18.60% return, which is significantly lower than INMU's 0.28% return.
BPAY
- 1D
- -0.02%
- 1M
- -7.36%
- YTD
- -18.60%
- 6M
- -26.54%
- 1Y
- -4.51%
- 3Y*
- 8.29%
- 5Y*
- —
- 10Y*
- —
INMU
- 1D
- 0.31%
- 1M
- -1.87%
- YTD
- 0.28%
- 6M
- 1.82%
- 1Y
- 4.69%
- 3Y*
- 4.09%
- 5Y*
- 1.79%
- 10Y*
- —
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BPAY vs. INMU - Expense Ratio Comparison
BPAY has a 0.70% expense ratio, which is higher than INMU's 0.30% expense ratio.
Return for Risk
BPAY vs. INMU — Risk / Return Rank
BPAY
INMU
BPAY vs. INMU - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock Future Financial and Technology ETF (BPAY) and BlackRock Intermediate Muni Income Bond ETF (INMU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BPAY | INMU | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.15 | 1.09 | -1.24 |
Sortino ratioReturn per unit of downside risk | -0.02 | 1.39 | -1.41 |
Omega ratioGain probability vs. loss probability | 1.00 | 1.28 | -0.28 |
Calmar ratioReturn relative to maximum drawdown | -0.11 | 1.57 | -1.68 |
Martin ratioReturn relative to average drawdown | -0.26 | 5.51 | -5.77 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BPAY | INMU | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.15 | 1.09 | -1.24 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | — | 0.50 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.02 | 0.53 | -0.55 |
Correlation
The correlation between BPAY and INMU is 0.15, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
BPAY vs. INMU - Dividend Comparison
BPAY's dividend yield for the trailing twelve months is around 7.97%, more than INMU's 3.39% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
BPAY BlackRock Future Financial and Technology ETF | 7.97% | 6.49% | 0.48% | 1.18% | 0.18% | 0.00% |
INMU BlackRock Intermediate Muni Income Bond ETF | 3.39% | 3.48% | 3.47% | 3.44% | 1.92% | 1.14% |
Drawdowns
BPAY vs. INMU - Drawdown Comparison
The maximum BPAY drawdown since its inception was -33.62%, which is greater than INMU's maximum drawdown of -10.67%. Use the drawdown chart below to compare losses from any high point for BPAY and INMU.
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Drawdown Indicators
| BPAY | INMU | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -33.62% | -10.67% | -22.95% |
Max Drawdown (1Y)Largest decline over 1 year | -33.62% | -3.15% | -30.47% |
Max Drawdown (5Y)Largest decline over 5 years | — | -10.67% | — |
Current DrawdownCurrent decline from peak | -31.23% | -2.08% | -29.15% |
Average DrawdownAverage peak-to-trough decline | -9.88% | -2.86% | -7.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.77% | 0.90% | +12.87% |
Volatility
BPAY vs. INMU - Volatility Comparison
BlackRock Future Financial and Technology ETF (BPAY) has a higher volatility of 7.85% compared to BlackRock Intermediate Muni Income Bond ETF (INMU) at 1.28%. This indicates that BPAY's price experiences larger fluctuations and is considered to be riskier than INMU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BPAY | INMU | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.85% | 1.28% | +6.57% |
Volatility (6M)Calculated over the trailing 6-month period | 19.02% | 1.88% | +17.14% |
Volatility (1Y)Calculated over the trailing 1-year period | 29.27% | 4.35% | +24.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 24.19% | 3.59% | +20.60% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 24.19% | 3.58% | +20.61% |