BPAY vs. BTEK

Last updated Jun 5, 2026

BPAY (BlackRock Future Financial and Technology ETF) and BTEK (Future Tech ETF) are both exchange-traded funds - BPAY is a Financials Equities fund actively managed by BlackRock, while BTEK is a Technology Equities fund actively managed by BlackRock. Both are actively managed. BPAY charges 0.70%/yr vs 0.88%/yr for BTEK.

Performance

BPAY vs. BTEK - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BlackRock Future Financial and Technology ETF (BPAY) and Future Tech ETF (BTEK). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

BPAY

• 1D: 2.12%
• 1M: -1.68%
• YTD: -10.58%
• 6M: -13.16%
• 1Y: -9.61%
• 3Y*: 9.60%
• 5Y*: —
• 10Y*: —

BTEK

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

BPAY vs. BTEK - Yearly Performance Comparison

	2026 (YTD)	2025	2024
BPAY BlackRock Future Financial and Technology ETF	-10.58%	8.54%	10.88%
BTEK Future Tech ETF	0.00%	0.00%	0.00%

BPAY vs. BTEK - Sectors Allocation Comparison

Sectors	BPAY	BTEK
Financial Services	53.0%	-
Technology	36.4%	79.0%
Consumer Cyclical	6.0%	4.4%
Industrials	4.6%	7.4%
Real Estate	2.2%	-
Basic Materials	-	-
Communication Services	-	9.2%
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Utilities	-	-

Return for Risk

BPAY vs. BTEK — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BPAY

BPAY Risk / Return Rank: 6
BPAY Sharpe Ratio Rank: 6
BPAY Sortino Ratio Rank: 6
BPAY Omega Ratio Rank: 6
BPAY Calmar Ratio Rank: 6
BPAY Martin Ratio Rank: 6

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BPAY vs. BTEK - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BlackRock Future Financial and Technology ETF (BPAY) and Future Tech ETF (BTEK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BPAY	BTEK	Difference
Sharpe ratio: Return per unit of total volatility	-0.37	—	—
Sortino ratio: Return per unit of downside risk	-0.35	—	—
Omega ratio: Gain probability vs. loss probability	0.96	—	—
Calmar ratio: Return relative to maximum drawdown	-0.29	—	—
Martin ratio: Return relative to average drawdown	-0.56	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	BPAY	BTEK	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.37	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.08	—	—

Drawdowns

Drawdown Indicators

	BPAY	BTEK	Difference
Max Drawdown Largest peak-to-trough decline	-33.62%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-33.62%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-33.62%	—	—
Current Drawdown Current decline from peak	-24.46%	—	—
Average Drawdown Average peak-to-trough decline	-10.55%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	17.05%	—	—

Volatility

Volatility by Period

	BPAY	BTEK	Difference
Volatility (1M) Calculated over the trailing 1-month period	7.26%	—	—
Volatility (6M) Calculated over the trailing 6-month period	18.84%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	26.06%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	24.36%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.36%	—	—

BPAY vs. BTEK - Expense Ratio Comparison

BPAY has a 0.70% expense ratio, which is lower than BTEK's 0.88% expense ratio.

Dividends

BPAY vs. BTEK - Dividend Comparison

BPAY's dividend yield for the trailing twelve months is around 7.25%, while BTEK has not paid dividends to shareholders.

Position	TTM	2025	2024	2023	2022
BPAY BlackRock Future Financial and Technology ETF	7.25%	6.49%	0.48%	1.18%	0.18%
BTEK Future Tech ETF	0.00%	0.00%	0.00%	0.00%	0.00%

Frequently Asked Questions

Which ETF is better, BPAY or BTEK?

On fees, BPAY is cheaper at 0.70% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BPAY or BTEK?

BPAY is cheaper with a 0.70% expense ratio, compared with 0.88% for BTEK.

Which ETF pays a higher dividend yield, BPAY or BTEK?

BPAY has the higher dividend yield at 7.25%, compared with 0.00% for BTEK.

What is the main difference between BPAY and BTEK?

BPAY is categorized as Financials Equities, while BTEK is Technology Equities. Their fees differ too: 0.70% for BPAY and 0.88% for BTEK.