BMTX vs. PM

Last updated Apr 1, 2026

Compare and contrast key facts about BM Technologies, Inc. (BMTX) and Philip Morris International Inc. (PM).

Performance

BMTX vs. PM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in BM Technologies, Inc. (BMTX) and Philip Morris International Inc. (PM). The values are adjusted to include any dividend payments, if applicable.

BMTX vs. PM - Yearly Performance Comparison

	2026 (YTD)
BMTX BM Technologies, Inc.	0.00%
PM Philip Morris International Inc.	-8.75%

Fundamentals

Total Revenue (TTM) BMTX : $57.66M PM : $40.60B
Gross Profit (TTM) BMTX : $14.95M PM : $26.97B
EBITDA (TTM) BMTX : -$6.70M PM : $17.08B

Returns By Period

BMTX

• 1D: 0.00%
• 1M: 0.00%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

PM

• 1D: 0.31%
• 1M: -10.71%
• YTD: 4.00%
• 6M: 4.76%
• 1Y: 7.86%
• 3Y*: 24.78%
• 5Y*: 18.95%
• 10Y*: 10.52%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BMTX vs. PM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

PM

PM Risk / Return Rank: 50
PM Sharpe Ratio Rank: 54
PM Sortino Ratio Rank: 44
PM Omega Ratio Rank: 45
PM Calmar Ratio Rank: 54
PM Martin Ratio Rank: 54

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BMTX vs. PM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for BM Technologies, Inc. (BMTX) and Philip Morris International Inc. (PM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	BMTX	PM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	0.31	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.87	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.44	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.52	—

Dividends

BMTX vs. PM - Dividend Comparison

BMTX has not paid dividends to shareholders, while PM's dividend yield for the trailing twelve months is around 3.48%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BMTX BM Technologies, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
PM Philip Morris International Inc.	3.48%	3.52%	4.40%	5.46%	4.98%	5.16%	5.73%	5.43%	6.73%	3.99%	4.50%	4.60%

Drawdowns

BMTX vs. PM - Drawdown Comparison

The maximum BMTX drawdown since its inception was 0.00%, smaller than the maximum PM drawdown of -42.87%. Use the drawdown chart below to compare losses from any high point for BMTX and PM.

Drawdown Indicators

	BMTX	PM	Difference
Max Drawdown Largest peak-to-trough decline	0.00%	-42.87%	+42.87%
Max Drawdown (1Y) Largest decline over 1 year	—	-20.64%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-22.78%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-42.87%	—
Current Drawdown Current decline from peak	0.00%	-12.11%	+12.11%
Average Drawdown Average peak-to-trough decline	0.00%	-10.03%	+10.03%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	9.75%	—

Volatility

Volatility by Period

	BMTX	PM	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	9.52%	—
Volatility (6M) Calculated over the trailing 6-month period	—	18.02%	—
Volatility (1Y) Calculated over the trailing 1-year period	0.00%	25.83%	-25.83%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	0.00%	21.80%	-21.80%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	0.00%	24.02%	-24.02%

Financials