BLOX vs. SCHD

Last updated Jun 4, 2026

BLOX (Nicholas Crypto Income ETF) and SCHD (Schwab U.S. Dividend Equity ETF) are both exchange-traded funds - BLOX is a Cryptocurrency fund actively managed by Nicholas, while SCHD is a Dividend fund tracking the Dow Jones U.S. Dividend 100 Index. BLOX is actively managed, while SCHD is passively managed. At a 0.16 correlation, their price movements are largely independent. BLOX charges 1.03%/yr vs 0.06%/yr for SCHD.

Performance

BLOX vs. SCHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Nicholas Crypto Income ETF (BLOX) and Schwab U.S. Dividend Equity ETF (SCHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, BLOX achieves a 16.52% return, which is significantly lower than SCHD's 19.01% return.

BLOX

• 1D: -2.56%
• 1M: 10.59%
• YTD: 16.52%
• 6M: 5.53%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SCHD

• 1D: 0.00%
• 1M: 2.70%
• YTD: 19.01%
• 6M: 18.63%
• 1Y: 27.16%
• 3Y*: 15.09%
• 5Y*: 8.36%
• 10Y*: 12.77%

*Multi-year figures are annualized to reflect compound growth (CAGR)

BLOX vs. SCHD - Yearly Performance Comparison

	2026 (YTD)	2025
BLOX Nicholas Crypto Income ETF	16.52%	9.24%
SCHD Schwab U.S. Dividend Equity ETF	19.01%	5.73%

Correlation

The correlation between BLOX and SCHD is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jun 18, 2025	0.16

BLOX vs. SCHD - Sectors Allocation Comparison

Sectors	BLOX	SCHD
Financial Services	60.7%	9.3%
Technology	39.3%	16.4%
Basic Materials	-	1.2%
Communication Services	-	6.3%
Consumer Cyclical	-	6.3%
Consumer Defensive	-	19.2%
Energy	-	16.2%
Healthcare	-	18.8%
Industrials	-	7.5%
Real Estate	-	-
Utilities	-	0.0%

Return for Risk

BLOX vs. SCHD — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

SCHD

SCHD Risk / Return Rank: 80
SCHD Sharpe Ratio Rank: 75
SCHD Sortino Ratio Rank: 84
SCHD Omega Ratio Rank: 73
SCHD Calmar Ratio Rank: 91
SCHD Martin Ratio Rank: 75

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BLOX vs. SCHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Nicholas Crypto Income ETF (BLOX) and Schwab U.S. Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	BLOX	SCHD	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	2.49	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.58	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.77	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.54	0.86	-0.32

Drawdowns

BLOX vs. SCHD - Drawdown Comparison

The maximum BLOX drawdown since its inception was -47.09%, which is greater than SCHD's maximum drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for BLOX and SCHD.

Drawdown Indicators

	BLOX	SCHD	Difference
Max Drawdown Largest peak-to-trough decline	-47.09%	-33.37%	-13.72%
Max Drawdown (1Y) Largest decline over 1 year	—	-4.61%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-16.13%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-16.85%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-33.37%	—
Current Drawdown Current decline from peak	-19.45%	-1.40%	-18.05%
Average Drawdown Average peak-to-trough decline	-18.53%	-3.32%	-15.21%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	1.88%	—

Volatility

Volatility by Period

	BLOX	SCHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	2.66%	—
Volatility (6M) Calculated over the trailing 6-month period	—	7.66%	—
Volatility (1Y) Calculated over the trailing 1-year period	53.44%	10.96%	+42.48%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	53.44%	14.38%	+39.06%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	53.44%	16.72%	+36.72%

BLOX vs. SCHD - Expense Ratio Comparison

BLOX has a 1.03% expense ratio, which is higher than SCHD's 0.06% expense ratio.

Dividends

BLOX vs. SCHD - Dividend Comparison

BLOX's dividend yield for the trailing twelve months is around 36.81%, more than SCHD's 3.26% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BLOX Nicholas Crypto Income ETF	36.81%	22.69%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SCHD Schwab U.S. Dividend Equity ETF	3.26%	3.82%	3.64%	3.49%	3.39%	2.78%	3.16%	2.98%	3.06%	2.63%	2.89%	2.97%

Frequently Asked Questions

Can I hold both BLOX and SCHD in my portfolio?

BLOX and SCHD have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, BLOX or SCHD?

On fees, SCHD is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, BLOX or SCHD?

SCHD is cheaper with a 0.06% expense ratio, compared with 1.03% for BLOX.

Which ETF pays a higher dividend yield, BLOX or SCHD?

BLOX has the higher dividend yield at 36.81%, compared with 3.26% for SCHD.

What is the main difference between BLOX and SCHD?

BLOX is categorized as Cryptocurrency, while SCHD is Dividend. They also come from different issuers: Nicholas and Charles Schwab. Their fees differ too: 1.03% for BLOX and 0.06% for SCHD.