BLK vs. SYF
BLK (BlackRock, Inc.) and SYF (Synchrony Financial) are both stocks. Both are in the Financial Services sector — BLK in Asset Management, SYF in Credit Services. Over the past 10 years, BLK returned 14.55%/yr vs 13.36%/yr for SYF. A 0.54 correlation means they provide meaningful diversification when combined.
Performance
BLK vs. SYF - Performance Comparison
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Returns By Period
In the year-to-date period, BLK achieves a -2.50% return, which is significantly higher than SYF's -11.35% return. Over the past 10 years, BLK has outperformed SYF with an annualized return of 14.55%, while SYF has yielded a comparatively lower 13.36% annualized return.
BLK
- 1D
- 1.52%
- 1M
- -5.14%
- YTD
- -2.50%
- 6M
- -4.18%
- 1Y
- 6.62%
- 3Y*
- 17.07%
- 5Y*
- 5.74%
- 10Y*
- 14.55%
SYF
- 1D
- 1.42%
- 1M
- 5.09%
- YTD
- -11.35%
- 6M
- -12.19%
- 1Y
- 21.39%
- 3Y*
- 31.82%
- 5Y*
- 10.68%
- 10Y*
- 13.36%
BLK vs. SYF - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BLK BlackRock, Inc. | -2.50% | 6.55% | 29.29% | 17.86% | -20.40% | 29.39% | 47.21% | 31.87% | -21.59% | 38.20% |
SYF Synchrony Financial | -11.35% | 30.64% | 74.01% | 19.76% | -27.43% | 36.40% | -0.08% | 57.48% | -37.84% | 8.35% |
Correlation
The correlation between BLK and SYF is 0.62, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.62 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.52 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.57 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.56 |
Correlation (All Time) Calculated using the full available price history since Jul 31, 2014 | 0.54 |
The correlation between BLK and SYF shifts across timeframes, from 0.52 (3 years) to 0.62 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
BLK:
$170.28B
SYF:
$25.38B
BLK:
$38.89
SYF:
$9.85
BLK:
26.53
SYF:
7.45
BLK:
6.46
SYF:
1.35
BLK:
3.00
SYF:
1.66
BLK:
$25.71B
SYF:
$19.92B
BLK:
$15.21B
SYF:
$12.16B
BLK:
$9.79B
SYF:
$4.94B
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Return for Risk
BLK vs. SYF — Risk / Return Rank
BLK
SYF
BLK vs. SYF - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for BlackRock, Inc. (BLK) and Synchrony Financial (SYF). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BLK | SYF | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.47 | ||
| Sortino ratioReturn per unit of downside risk | -0.57 | ||
| Omega ratioGain probability vs. loss probability | 1.07 | 1.15 | -0.08 |
| Calmar ratioReturn relative to maximum drawdown | 0.30 | 0.78 | -0.48 |
| Martin ratioReturn relative to average drawdown | 0.66 | 1.72 | -1.06 |
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Drawdowns
BLK vs. SYF - Drawdown Comparison
The maximum BLK drawdown since its inception was -60.36%, smaller than the maximum SYF drawdown of -66.37%. Use the drawdown chart below to compare losses from any high point for BLK and SYF.
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Drawdown Indicators
| BLK | SYF | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -60.36% | -66.37% | +6.01% |
Max Drawdown (1Y)Largest decline over 1 year | -22.45% | -27.61% | +5.16% |
Max Drawdown (3Y)Largest decline over 3 years | -23.74% | -37.75% | +14.01% |
Max Drawdown (5Y)Largest decline over 5 years | -43.90% | -46.65% | +2.75% |
Max Drawdown (10Y)Largest decline over 10 years | -43.90% | -66.37% | +22.47% |
Current DrawdownCurrent decline from peak | -12.80% | -16.40% | +3.60% |
Average DrawdownAverage peak-to-trough decline | -11.93% | -16.99% | +5.06% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 10.05% | 12.48% | -2.43% |
Volatility
BLK vs. SYF - Volatility Comparison
The current volatility for BlackRock, Inc. (BLK) is 8.55%, while Synchrony Financial (SYF) has a volatility of 9.32%. This indicates that BLK experiences smaller price fluctuations and is considered to be less risky than SYF based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BLK | SYF | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 8.55% | 9.32% | -0.77% |
Volatility (6M)Calculated over the trailing 6-month period | 20.59% | 23.51% | -2.92% |
Volatility (1Y)Calculated over the trailing 1-year period | 25.90% | 29.58% | -3.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 26.76% | 36.81% | -10.05% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 27.75% | 39.55% | -11.80% |
Dividends
BLK vs. SYF - Dividend Comparison
BLK's dividend yield for the trailing twelve months is around 2.12%, more than SYF's 1.64% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BLK BlackRock, Inc. | 2.12% | 1.95% | 1.99% | 2.46% | 2.75% | 1.80% | 2.01% | 2.63% | 3.08% | 1.95% | 2.41% | 2.56% |
SYF Synchrony Financial | 1.64% | 1.38% | 1.54% | 2.51% | 2.74% | 1.90% | 2.54% | 2.39% | 3.07% | 1.45% | 0.72% | 0.00% |
Financials
BLK vs. SYF - Financials Comparison
This section allows you to compare key financial metrics between BlackRock, Inc. and Synchrony Financial. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BLK vs. SYF - Profitability Comparison
BLK - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, BlackRock, Inc. reported a gross profit of 5.51B and revenue of 6.77B. Therefore, the gross margin over that period was 81.4%.
SYF - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a gross profit of 4.64B and revenue of 5.60B. Therefore, the gross margin over that period was 82.7%.
BLK - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, BlackRock, Inc. reported an operating income of 2.33B and revenue of 6.77B, resulting in an operating margin of 34.5%.
SYF - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported an operating income of 914.00M and revenue of 5.60B, resulting in an operating margin of 16.3%.
BLK - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, BlackRock, Inc. reported a net income of 2.21B and revenue of 6.77B, resulting in a net margin of 32.7%.
SYF - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Synchrony Financial reported a net income of 805.00M and revenue of 5.60B, resulting in a net margin of 14.4%.
Frequently Asked Questions
BLK and SYF have a correlation of 0.62, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
SYF has higher volatility (9.32%) compared to BLK (8.55%). In terms of maximum drawdown, BLK dropped -60.36% vs SYF's -66.37%.
SYF currently has the higher Sharpe Ratio (0.73 vs 0.26), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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