BILL vs. STNE
BILL (Bill.com Holdings, Inc.) and STNE (StoneCo Ltd.) are both stocks. Both operate in the Software - Application industry within the Technology sector. Over the past 5 years, BILL returned -26.75%/yr vs -26.45%/yr for STNE. At a 0.42 correlation, their price movements are largely independent.
Performance
BILL vs. STNE - Performance Comparison
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Returns By Period
In the year-to-date period, BILL achieves a -39.16% return, which is significantly lower than STNE's -7.84% return.
BILL
- 1D
- 3.27%
- 1M
- -17.19%
- YTD
- -39.16%
- 6M
- -39.18%
- 1Y
- -19.86%
- 3Y*
- -34.51%
- 5Y*
- -26.75%
- 10Y*
- —
STNE
- 1D
- 0.09%
- 1M
- 17.17%
- YTD
- -7.84%
- 6M
- -12.12%
- 1Y
- -0.94%
- 3Y*
- 0.22%
- 5Y*
- -26.45%
- 10Y*
- —
BILL vs. STNE - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
BILL Bill.com Holdings, Inc. | -39.16% | -35.62% | 3.82% | -25.12% | -56.27% | 82.53% | 258.74% | 2.15% |
STNE StoneCo Ltd. | -7.84% | 85.57% | -55.80% | 91.00% | -44.01% | -79.91% | 110.38% | 3.07% |
Correlation
The correlation between BILL and STNE is 0.24, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.24 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.27 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.41 |
Correlation (All Time) Calculated using the full available price history since Dec 12, 2019 | 0.42 |
The correlation between BILL and STNE shifts across timeframes, from 0.24 (1 year) to 0.42 (all time), reflecting how their relationship changes across market environments.
Fundamentals
BILL:
$3.39B
STNE:
$2.85B
BILL:
$0.00
STNE:
R$12.96
BILL:
20.80K
STNE:
4.43
BILL:
2.12
STNE:
1.32
BILL:
0.89
STNE:
1.20
BILL:
$1.60B
STNE:
R$11.69B
BILL:
$1.29B
STNE:
R$8.11B
BILL:
$68.77M
STNE:
R$3.75B
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Return for Risk
BILL vs. STNE — Risk / Return Rank
BILL
STNE
BILL vs. STNE - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Bill.com Holdings, Inc. (BILL) and StoneCo Ltd. (STNE). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BILL | STNE | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.34 | ||
| Sortino ratioReturn per unit of downside risk | -0.56 | ||
| Omega ratioGain probability vs. loss probability | 0.97 | 1.04 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | -0.57 | -0.06 | -0.52 |
| Martin ratioReturn relative to average drawdown | -1.25 | -0.11 | -1.14 |
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Drawdowns
BILL vs. STNE - Drawdown Comparison
The maximum BILL drawdown since its inception was -90.61%, roughly equal to the maximum STNE drawdown of -92.31%. Use the drawdown chart below to compare losses from any high point for BILL and STNE.
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Drawdown Indicators
| BILL | STNE | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -90.61% | -92.31% | +1.70% |
Max Drawdown (1Y)Largest decline over 1 year | -42.94% | -40.22% | -2.72% |
Max Drawdown (3Y)Largest decline over 3 years | -76.29% | -57.64% | -18.65% |
Max Drawdown (5Y)Largest decline over 5 years | -90.61% | -89.72% | -0.89% |
Current DrawdownCurrent decline from peak | -90.31% | -85.51% | -4.80% |
Average DrawdownAverage peak-to-trough decline | -54.69% | -61.22% | +6.53% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 19.67% | 20.10% | -0.43% |
Volatility
BILL vs. STNE - Volatility Comparison
Bill.com Holdings, Inc. (BILL) has a higher volatility of 16.82% compared to StoneCo Ltd. (STNE) at 14.09%. This indicates that BILL's price experiences larger fluctuations and is considered to be riskier than STNE based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BILL | STNE | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.82% | 14.09% | +2.73% |
Volatility (6M)Calculated over the trailing 6-month period | 50.00% | 39.14% | +10.86% |
Volatility (1Y)Calculated over the trailing 1-year period | 63.38% | 51.30% | +12.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 70.45% | 64.94% | +5.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 72.98% | 67.40% | +5.58% |
Dividends
BILL vs. STNE - Dividend Comparison
BILL has not paid dividends to shareholders, while STNE's dividend yield for the trailing twelve months is around 22.47%.
| Position | TTM |
|---|---|
BILL Bill.com Holdings, Inc. | 0.00% |
STNE StoneCo Ltd. | 22.47% |
Financials
BILL vs. STNE - Financials Comparison
This section allows you to compare key financial metrics between Bill.com Holdings, Inc. and StoneCo Ltd.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
BILL and STNE have a correlation of 0.24, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BILL has higher volatility (16.82%) compared to STNE (14.09%). In terms of maximum drawdown, BILL dropped -90.61% vs STNE's -92.31%.
STNE currently has the higher Sharpe Ratio (-0.04 vs -0.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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