BILL vs. CHWY

Last updated Apr 1, 2026

Compare and contrast key facts about Bill.com Holdings, Inc. (BILL) and Chewy, Inc. (CHWY).

Performance

BILL vs. CHWY - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Bill.com Holdings, Inc. (BILL) and Chewy, Inc. (CHWY). The values are adjusted to include any dividend payments, if applicable.

BILL vs. CHWY - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019
BILL Bill.com Holdings, Inc.	-29.78%	-35.62%	3.82%	-25.12%	-56.27%	82.53%	258.74%	7.18%
CHWY Chewy, Inc.	-18.31%	-1.31%	41.73%	-36.27%	-37.12%	-34.40%	209.97%	3.76%

Fundamentals

Market Cap BILL : $3.88B CHWY : $11.45B
EPS BILL : -$0.24 CHWY : $0.00
PS Ratio BILL : 2.52 CHWY : 1.23
PB Ratio BILL : 1.02 CHWY : 23.00K
Total Revenue (TTM) BILL : $1.55B CHWY : $9.34B
Gross Profit (TTM) BILL : $1.25B CHWY : $2.80B
EBITDA (TTM) BILL : $78.90M CHWY : $189.94M

Returns By Period

In the year-to-date period, BILL achieves a -29.78% return, which is significantly lower than CHWY's -18.31% return.

BILL

• 1D: 2.85%
• 1M: -13.95%
• YTD: -29.78%
• 6M: -27.69%
• 1Y: -16.54%
• 3Y*: -22.14%
• 5Y*: -23.88%
• 10Y*: —

CHWY

• 1D: 4.33%
• 1M: -1.53%
• YTD: -18.31%
• 6M: -33.25%
• 1Y: -16.95%
• 3Y*: -10.28%
• 5Y*: -20.06%
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

BILL vs. CHWY — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BILL

BILL Risk / Return Rank: 27
BILL Sharpe Ratio Rank: 30
BILL Sortino Ratio Rank: 31
BILL Omega Ratio Rank: 30
BILL Calmar Ratio Rank: 27
BILL Martin Ratio Rank: 16

CHWY

CHWY Risk / Return Rank: 28
CHWY Sharpe Ratio Rank: 25
CHWY Sortino Ratio Rank: 25
CHWY Omega Ratio Rank: 25
CHWY Calmar Ratio Rank: 33
CHWY Martin Ratio Rank: 33

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

BILL vs. CHWY - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Bill.com Holdings, Inc. (BILL) and Chewy, Inc. (CHWY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	BILL	CHWY	Difference
Sharpe ratio Return per unit of total volatility	-0.26	-0.37	+0.11
Sortino ratio Return per unit of downside risk	0.02	-0.24	+0.26
Omega ratio Gain probability vs. loss probability	1.00	0.97	+0.03
Calmar ratio Return relative to maximum drawdown	-0.47	-0.31	-0.16
Martin ratio Return relative to average drawdown	-1.30	-0.58	-0.72
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

BILL vs. CHWY - Sharpe Ratio Comparison

The current BILL Sharpe Ratio is -0.26, which is higher than the CHWY Sharpe Ratio of -0.37. The chart below compares the historical Sharpe Ratios of BILL and CHWY, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

Sharpe Ratios by Period

	BILL	CHWY	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	-0.26	-0.37	+0.11
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	-0.34	-0.33	-0.01
Sharpe Ratio (All Time) Calculated using the full available price history	0.02	-0.06	+0.08

Correlation

The correlation between BILL and CHWY is 0.40, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.

Dividends

BILL vs. CHWY - Dividend Comparison

Neither BILL nor CHWY has paid dividends to shareholders.

Tickers have no history of dividend payments

Drawdowns

BILL vs. CHWY - Drawdown Comparison

The maximum BILL drawdown since its inception was -89.58%, roughly equal to the maximum CHWY drawdown of -87.37%. Use the drawdown chart below to compare losses from any high point for BILL and CHWY.

Drawdown Indicators

	BILL	CHWY	Difference
Max Drawdown Largest peak-to-trough decline	-89.58%	-87.37%	-2.21%
Max Drawdown (1Y) Largest decline over 1 year	-36.64%	-51.52%	+14.88%
Max Drawdown (5Y) Largest decline over 5 years	-89.58%	-84.34%	-5.24%
Current Drawdown Current decline from peak	-88.81%	-77.25%	-11.56%
Average Drawdown Average peak-to-trough decline	-53.62%	-53.43%	-0.19%
Ulcer Index Depth and duration of drawdowns from previous peaks	13.22%	27.59%	-14.37%

Volatility

BILL vs. CHWY - Volatility Comparison

The current volatility for Bill.com Holdings, Inc. (BILL) is 11.83%, while Chewy, Inc. (CHWY) has a volatility of 17.75%. This indicates that BILL experiences smaller price fluctuations and is considered to be less risky than CHWY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	BILL	CHWY	Difference
Volatility (1M) Calculated over the trailing 1-month period	11.83%	17.75%	-5.92%
Volatility (6M) Calculated over the trailing 6-month period	46.72%	30.62%	+16.10%
Volatility (1Y) Calculated over the trailing 1-year period	63.86%	45.78%	+18.08%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	70.81%	60.57%	+10.24%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	73.42%	61.53%	+11.89%

Financials