AYA.TO vs. PAYS
AYA.TO (Aya Gold & Silver Inc.) and PAYS (PaySign, Inc.) are both stocks. AYA.TO operates in Other Precious Metals & Mining (Basic Materials), while PAYS operates in Software - Infrastructure (Technology). Over the past 10 years, AYA.TO returned 46.86%/yr vs 44.28%/yr for PAYS. At a 0.04 correlation, their price movements are largely independent.
Performance
AYA.TO vs. PAYS - Performance Comparison
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Different Trading Currencies
AYA.TO is traded in CAD, while PAYS is traded in USD. To make them comparable, the PAYS values have been converted to CAD using the latest available exchange rates.
Returns By Period
In the year-to-date period, AYA.TO achieves a 33.04% return, which is significantly lower than PAYS's 38.63% return. Over the past 10 years, AYA.TO has outperformed PAYS with an annualized return of 46.86%, while PAYS has yielded a comparatively lower 44.28% annualized return.
AYA.TO
- 1D
- 7.49%
- 1M
- -10.88%
- YTD
- 33.04%
- 6M
- 24.61%
- 1Y
- 98.56%
- 3Y*
- 42.66%
- 5Y*
- 25.69%
- 10Y*
- 46.86%
PAYS
- 1D
- 4.79%
- 1M
- 22.43%
- YTD
- 38.63%
- 6M
- 29.28%
- 1Y
- 41.67%
- 3Y*
- 41.91%
- 5Y*
- 17.50%
- 10Y*
- 44.28%
AYA.TO vs. PAYS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AYA.TO Aya Gold & Silver Inc. | 33.04% | 82.87% | 10.61% | 7.65% | -5.55% | 148.05% | 97.44% | 2.09% | 16.46% | 192.86% |
PAYS PaySign, Inc. | 38.63% | 62.74% | 16.99% | 5.95% | 71.47% | -65.53% | -55.37% | 176.47% | 422.73% | 103.76% |
Correlation
The correlation between AYA.TO and PAYS is 0.17, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.17 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.15 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.11 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.06 |
Correlation (All Time) Calculated using the full available price history since Jul 24, 2008 | 0.04 |
The correlation between AYA.TO and PAYS shifts across timeframes, from 0.04 (all time) to 0.17 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
AYA.TO:
CA$3.88B
PAYS:
$426.54M
AYA.TO:
$0.60
PAYS:
$0.17
AYA.TO:
31.07
PAYS:
40.69
AYA.TO:
0.06
PAYS:
0.34
AYA.TO:
9.44
PAYS:
4.63
AYA.TO:
6.06
PAYS:
7.75
AYA.TO:
$283.62M
PAYS:
$91.47M
AYA.TO:
$155.19M
PAYS:
$46.93M
AYA.TO:
$167.72M
PAYS:
$22.09M
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Return for Risk
AYA.TO vs. PAYS — Risk / Return Rank
AYA.TO
PAYS
AYA.TO vs. PAYS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Aya Gold & Silver Inc. (AYA.TO) and PaySign, Inc. (PAYS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AYA.TO | PAYS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.70 | ||
| Sortino ratioReturn per unit of downside risk | +0.54 | ||
| Omega ratioGain probability vs. loss probability | 1.23 | 1.18 | +0.06 |
| Calmar ratioReturn relative to maximum drawdown | 2.39 | 0.67 | +1.72 |
| Martin ratioReturn relative to average drawdown | 6.46 | 1.15 | +5.31 |
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Drawdowns
AYA.TO vs. PAYS - Drawdown Comparison
The maximum AYA.TO drawdown since its inception was -81.67%, smaller than the maximum PAYS drawdown of -98.78%. Use the drawdown chart below to compare losses from any high point for AYA.TO and PAYS.
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Drawdown Indicators
| AYA.TO | PAYS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -81.67% | -98.78% | +17.11% |
Max Drawdown (1Y)Largest decline over 1 year | -41.38% | -62.50% | +21.12% |
Max Drawdown (3Y)Largest decline over 3 years | -54.86% | -63.68% | +8.82% |
Max Drawdown (5Y)Largest decline over 5 years | -54.91% | -63.68% | +8.77% |
Max Drawdown (10Y)Largest decline over 10 years | -72.30% | -93.12% | +20.82% |
Current DrawdownCurrent decline from peak | -12.23% | -58.27% | +46.04% |
Average DrawdownAverage peak-to-trough decline | -37.46% | -68.50% | +31.04% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 15.31% | 36.39% | -21.08% |
Volatility
AYA.TO vs. PAYS - Volatility Comparison
Aya Gold & Silver Inc. (AYA.TO) has a higher volatility of 30.47% compared to PaySign, Inc. (PAYS) at 17.42%. This indicates that AYA.TO's price experiences larger fluctuations and is considered to be riskier than PAYS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AYA.TO | PAYS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 30.47% | 17.42% | +13.05% |
Volatility (6M)Calculated over the trailing 6-month period | 58.25% | 52.09% | +6.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 77.96% | 72.84% | +5.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 67.63% | 67.79% | -0.16% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 77.63% | 76.21% | +1.42% |
Dividends
AYA.TO vs. PAYS - Dividend Comparison
Neither AYA.TO nor PAYS has paid dividends to shareholders.
Financials
AYA.TO vs. PAYS - Financials Comparison
This section allows you to compare key financial metrics between Aya Gold & Silver Inc. and PaySign, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AYA.TO vs. PAYS - Profitability Comparison
AYA.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Aya Gold & Silver Inc. reported a gross profit of 82.27M and revenue of 115.35M. Therefore, the gross margin over that period was 71.3%.
PAYS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, PaySign, Inc. reported a gross profit of 18.22M and revenue of 28.04M. Therefore, the gross margin over that period was 65.0%.
AYA.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Aya Gold & Silver Inc. reported an operating income of 76.31M and revenue of 115.35M, resulting in an operating margin of 66.2%.
PAYS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, PaySign, Inc. reported an operating income of 6.67M and revenue of 28.04M, resulting in an operating margin of 23.8%.
AYA.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Aya Gold & Silver Inc. reported a net income of 47.54M and revenue of 115.35M, resulting in a net margin of 41.2%.
PAYS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, PaySign, Inc. reported a net income of 5.44M and revenue of 28.04M, resulting in a net margin of 19.4%.
Frequently Asked Questions
AYA.TO and PAYS have a correlation of 0.17, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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