AROIX vs. BGEIX
AROIX (American Century Investments One Choice 2045 Portfolio) and BGEIX (American Century Global Gold Fund) are both mutual funds - AROIX is a Target Retirement Date fund managed by American Century, while BGEIX is a Gold fund managed by American Century. Over the past 10 years, AROIX returned 8.60%/yr vs 10.13%/yr for BGEIX. Their 0.34 correlation means their historical movements had little consistent relationship. AROIX charges 0.86%/yr vs 0.65%/yr for BGEIX.
Performance
AROIX vs. BGEIX - Performance Comparison
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Returns By Period
In the year-to-date period, AROIX achieves a 6.55% return, which is significantly higher than BGEIX's -11.13% return. Over the past 10 years, AROIX has underperformed BGEIX with an annualized return of 8.60%, while BGEIX has yielded a comparatively higher 10.13% annualized return.
AROIX
- 1D
- 1.18%
- 1M
- -0.26%
- 6M
- 4.31%
- YTD
- 6.55%
- 1Y
- 13.81%
- 3Y*
- 11.34%
- 5Y*
- 5.43%
- 10Y*
- 8.60%
- ALL TIME*
- 7.88%
BGEIX
- 1D
- 3.47%
- 1M
- -2.24%
- 6M
- -19.57%
- YTD
- -11.13%
- 1Y
- 48.85%
- 3Y*
- 38.61%
- 5Y*
- 18.36%
- 10Y*
- 10.13%
- ALL TIME*
- 5.11%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
AROIX vs. BGEIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AROIX American Century Investments One Choice 2045 Portfolio | 6.55% | 14.11% | 10.43% | 14.33% | -17.05% | 12.30% | 16.40% | 22.68% | -4.65% | 15.45% |
BGEIX American Century Global Gold Fund | -11.13% | 158.45% | 15.10% | 7.52% | -12.54% | -8.85% | 18.92% | 37.82% | -7.43% | 10.62% |
Correlation
The correlation between AROIX and BGEIX is 0.51, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.51 |
Correlation (3Y) Balances recent behavior with more history. | 0.42 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.43 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.32 |
Correlation (All Time) Calculated using the full available price history since Sep 1, 2004 | 0.34 |
The correlation between AROIX and BGEIX shifts across timeframes, from 0.32 (10 years) to 0.51 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
AROIX vs. BGEIX — Risk / Return Rank
AROIX
BGEIX
AROIX vs. BGEIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Century Investments One Choice 2045 Portfolio (AROIX) and American Century Global Gold Fund (BGEIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AROIX | BGEIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.28 | ||
| Sortino ratioReturn per unit of downside risk | +0.45 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.21 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 1.75 | 1.30 | +0.44 |
| Martin ratioReturn relative to average drawdown | 7.37 | 2.88 | +4.49 |
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Drawdowns
AROIX vs. BGEIX - Drawdown Comparison
The maximum AROIX drawdown since its inception was -48.96%, smaller than the maximum BGEIX drawdown of -78.69%. Use the drawdown chart below to compare losses from any high point for AROIX and BGEIX.
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Drawdown Indicators
| AROIX | BGEIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.96% | -78.69% | +29.73% |
Max Drawdown (1Y)Largest decline over 1 year | -7.27% | -38.61% | +31.34% |
Max Drawdown (3Y)Largest decline over 3 years | -11.85% | -38.61% | +26.76% |
Max Drawdown (5Y)Largest decline over 5 years | -24.34% | -46.62% | +22.28% |
Max Drawdown (10Y)Largest decline over 10 years | -27.72% | -51.92% | +24.20% |
Current DrawdownCurrent decline from peak | -0.84% | -33.63% | +32.79% |
Average DrawdownAverage peak-to-trough decline | -6.17% | -35.14% | +28.97% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.72% | 17.45% | -15.73% |
Volatility
AROIX vs. BGEIX - Volatility Comparison
The current volatility for American Century Investments One Choice 2045 Portfolio (AROIX) is 2.35%, while American Century Global Gold Fund (BGEIX) has a volatility of 11.67%. This indicates that AROIX experiences smaller price fluctuations and is considered to be less risky than BGEIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AROIX | BGEIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.35% | 11.67% | -9.32% |
Volatility (6M)Calculated over the trailing 6-month period | 7.59% | 37.64% | -30.05% |
Volatility (1Y)Calculated over the trailing 1-year period | 9.19% | 45.61% | -36.42% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.72% | 34.42% | -22.70% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.56% | 33.49% | -20.93% |
AROIX vs. BGEIX - Expense Ratio Comparison
AROIX has a 0.86% expense ratio, which is higher than BGEIX's 0.65% expense ratio.
Dividends
AROIX vs. BGEIX - Dividend Comparison
AROIX's dividend yield for the trailing twelve months is around 11.41%, more than BGEIX's 0.91% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AROIX American Century Investments One Choice 2045 Portfolio | 11.41% | 12.16% | 4.90% | 2.20% | 5.83% | 7.55% | 6.26% | 9.02% | 11.33% | 1.59% | 4.04% | 8.02% |
BGEIX American Century Global Gold Fund | 0.91% | 0.85% | 1.36% | 1.56% | 1.38% | 2.13% | 0.56% | 0.87% | 0.00% | 0.00% | 10.56% | 0.00% |
Frequently Asked Questions
AROIX and BGEIX have a correlation of 0.51, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
BGEIX has higher volatility (11.67%) compared to AROIX (2.35%). In terms of maximum drawdown, AROIX dropped -48.96% vs BGEIX's -78.69%.
AROIX currently has the higher Sharpe Ratio (1.39 vs 1.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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