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ARGVX vs. LTRIX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

ARGVX vs. LTRIX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in American Century Investments One Choice 2060 Portfolio (ARGVX) and Principal LifeTime 2045 Fund (LTRIX). The values are adjusted to include any dividend payments, if applicable.

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ARGVX vs. LTRIX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
ARGVX
American Century Investments One Choice 2060 Portfolio
-4.09%15.81%12.48%16.07%-17.87%14.38%18.10%24.96%-8.19%18.89%
LTRIX
Principal LifeTime 2045 Fund
-4.72%16.69%16.90%19.40%-18.51%16.55%16.33%25.81%-8.34%21.38%

Returns By Period

In the year-to-date period, ARGVX achieves a -4.09% return, which is significantly higher than LTRIX's -4.72% return. Over the past 10 years, ARGVX has underperformed LTRIX with an annualized return of 8.91%, while LTRIX has yielded a comparatively higher 9.79% annualized return.


ARGVX

1D
-0.13%
1M
-8.19%
YTD
-4.09%
6M
-2.06%
1Y
12.31%
3Y*
10.97%
5Y*
5.54%
10Y*
8.91%

LTRIX

1D
-0.21%
1M
-7.69%
YTD
-4.72%
6M
-2.65%
1Y
11.72%
3Y*
13.58%
5Y*
7.05%
10Y*
9.79%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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ARGVX vs. LTRIX - Expense Ratio Comparison

ARGVX has a 0.88% expense ratio, which is higher than LTRIX's 0.01% expense ratio.


Return for Risk

ARGVX vs. LTRIX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

ARGVX
ARGVX Risk / Return Rank: 4444
Overall Rank
ARGVX Sharpe Ratio Rank: 4343
Sharpe Ratio Rank
ARGVX Sortino Ratio Rank: 4444
Sortino Ratio Rank
ARGVX Omega Ratio Rank: 4545
Omega Ratio Rank
ARGVX Calmar Ratio Rank: 4242
Calmar Ratio Rank
ARGVX Martin Ratio Rank: 4848
Martin Ratio Rank

LTRIX
LTRIX Risk / Return Rank: 4040
Overall Rank
LTRIX Sharpe Ratio Rank: 3838
Sharpe Ratio Rank
LTRIX Sortino Ratio Rank: 4040
Sortino Ratio Rank
LTRIX Omega Ratio Rank: 3939
Omega Ratio Rank
LTRIX Calmar Ratio Rank: 3535
Calmar Ratio Rank
LTRIX Martin Ratio Rank: 4646
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

ARGVX vs. LTRIX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for American Century Investments One Choice 2060 Portfolio (ARGVX) and Principal LifeTime 2045 Fund (LTRIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


ARGVXLTRIXDifference

Sharpe ratio

Return per unit of total volatility

0.90

0.83

+0.07

Sortino ratio

Return per unit of downside risk

1.33

1.27

+0.06

Omega ratio

Gain probability vs. loss probability

1.19

1.18

+0.01

Calmar ratio

Return relative to maximum drawdown

1.10

0.96

+0.14

Martin ratio

Return relative to average drawdown

4.86

4.66

+0.19

ARGVX vs. LTRIX - Sharpe Ratio Comparison

The current ARGVX Sharpe Ratio is 0.90, which is comparable to the LTRIX Sharpe Ratio of 0.83. The chart below compares the historical Sharpe Ratios of ARGVX and LTRIX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


ARGVXLTRIXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

0.90

0.83

+0.07

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.41

0.49

-0.07

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.62

0.66

-0.05

Sharpe Ratio (All Time)

Calculated using the full available price history

0.62

0.44

+0.18

Correlation

The correlation between ARGVX and LTRIX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

ARGVX vs. LTRIX - Dividend Comparison

ARGVX's dividend yield for the trailing twelve months is around 11.16%, more than LTRIX's 9.77% yield.


TTM20252024202320222021202020192018201720162015
ARGVX
American Century Investments One Choice 2060 Portfolio
11.16%10.70%3.22%1.62%7.48%6.43%3.31%5.69%4.97%1.78%1.02%0.00%
LTRIX
Principal LifeTime 2045 Fund
9.77%9.31%9.40%4.25%8.71%6.75%4.62%6.93%7.50%4.57%4.48%5.42%

Drawdowns

ARGVX vs. LTRIX - Drawdown Comparison

The maximum ARGVX drawdown since its inception was -30.85%, smaller than the maximum LTRIX drawdown of -51.39%. Use the drawdown chart below to compare losses from any high point for ARGVX and LTRIX.


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Drawdown Indicators


ARGVXLTRIXDifference

Max Drawdown

Largest peak-to-trough decline

-30.85%

-51.39%

+20.54%

Max Drawdown (1Y)

Largest decline over 1 year

-9.94%

-10.65%

+0.71%

Max Drawdown (5Y)

Largest decline over 5 years

-25.97%

-26.25%

+0.28%

Max Drawdown (10Y)

Largest decline over 10 years

-30.85%

-31.56%

+0.71%

Current Drawdown

Current decline from peak

-8.56%

-8.04%

-0.52%

Average Drawdown

Average peak-to-trough decline

-4.88%

-7.26%

+2.38%

Ulcer Index

Depth and duration of drawdowns from previous peaks

2.25%

2.20%

+0.05%

Volatility

ARGVX vs. LTRIX - Volatility Comparison

American Century Investments One Choice 2060 Portfolio (ARGVX) and Principal LifeTime 2045 Fund (LTRIX) have volatilities of 4.41% and 4.53%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


ARGVXLTRIXDifference

Volatility (1M)

Calculated over the trailing 1-month period

4.41%

4.53%

-0.12%

Volatility (6M)

Calculated over the trailing 6-month period

7.69%

8.04%

-0.35%

Volatility (1Y)

Calculated over the trailing 1-year period

13.79%

14.30%

-0.51%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

13.42%

14.52%

-1.10%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

14.46%

14.77%

-0.31%