AIUP vs. SPCT

Last updated Jul 18, 2026

AIUP (FINQ FIRST U.S. Large Cap AI-Managed Equity ETF) and SPCT (Liberty One Spectrum ETF) are both Large Cap Blend Equities funds. Both are actively managed. At a 0.18 correlation, their price movements are largely independent. AIUP charges 0.70%/yr vs 0.85%/yr for SPCT.

Performance

AIUP vs. SPCT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in FINQ FIRST U.S. Large Cap AI-Managed Equity ETF (AIUP) and Liberty One Spectrum ETF (SPCT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

AIUP

• 1D: -2.66%
• 1M: 3.47%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SPCT

• 1D: -0.38%
• 1M: 2.20%
• 6M: 6.42%
• YTD: 9.50%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

AIUP vs. SPCT - Yearly Performance Comparison

	2026 (YTD)
AIUP FINQ FIRST U.S. Large Cap AI-Managed Equity ETF	11.78%
SPCT Liberty One Spectrum ETF	3.36%

Correlation

The correlation between AIUP and SPCT is 0.18, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Feb 6, 2026	0.18

Return for Risk

AIUP vs. SPCT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for FINQ FIRST U.S. Large Cap AI-Managed Equity ETF (AIUP) and Liberty One Spectrum ETF (SPCT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

AIUP vs. SPCT - Drawdown Comparison

The maximum AIUP drawdown since its inception was -11.32%, which is greater than SPCT's maximum drawdown of -7.17%. Use the drawdown chart below to compare losses from any high point for AIUP and SPCT.

Drawdown Indicators

	AIUP	SPCT	Difference
Max Drawdown Largest peak-to-trough decline	-11.32%	-7.17%	-4.15%
Current Drawdown Current decline from peak	-3.52%	-0.38%	-3.14%
Average Drawdown Average peak-to-trough decline	-2.93%	-1.48%	-1.45%

Volatility

Volatility by Period

	AIUP	SPCT	Difference
Volatility (1Y) Calculated over the trailing 1-year period	23.69%	9.26%	+14.43%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	23.69%	9.26%	+14.43%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	23.69%	9.26%	+14.43%

AIUP vs. SPCT - Expense Ratio Comparison

AIUP has a 0.70% expense ratio, which is lower than SPCT's 0.85% expense ratio.

Dividends

AIUP vs. SPCT - Dividend Comparison

AIUP has not paid dividends to shareholders, while SPCT's dividend yield for the trailing twelve months is around 0.77%.

Position	TTM	2025
AIUP FINQ FIRST U.S. Large Cap AI-Managed Equity ETF	0.00%	0.00%
SPCT Liberty One Spectrum ETF	0.77%	0.16%

Frequently Asked Questions

Can I hold both AIUP and SPCT in my portfolio?

AIUP and SPCT have a correlation of 0.18, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, AIUP or SPCT?

On fees, AIUP is cheaper at 0.70% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, AIUP or SPCT?

AIUP is cheaper with a 0.70% expense ratio, compared with 0.85% for SPCT.

Which ETF pays a higher dividend yield, AIUP or SPCT?

SPCT has the higher dividend yield at 0.77%, compared with 0.00% for AIUP.

What is the main difference between AIUP and SPCT?

They also come from different issuers: FINQ and Liberty One. Their fees differ too: 0.70% for AIUP and 0.85% for SPCT.