AGRPY vs. FNB
AGRPY (Absa Group Ltd ADR) and FNB (F.N.B. Corporation) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, AGRPY returned 11.02%/yr vs 8.82%/yr for FNB. At a 0.12 correlation, their price movements are largely independent.
Performance
AGRPY vs. FNB - Performance Comparison
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Returns By Period
In the year-to-date period, AGRPY achieves a 0.21% return, which is significantly lower than FNB's 12.92% return. Over the past 10 years, AGRPY has outperformed FNB with an annualized return of 11.02%, while FNB has yielded a comparatively lower 8.82% annualized return.
AGRPY
- 1D
- 2.88%
- 1M
- -7.01%
- 6M
- 0.21%
- YTD
- 0.21%
- 1Y
- 48.03%
- 3Y*
- 23.83%
- 5Y*
- 16.52%
- 10Y*
- 11.02%
FNB
- 1D
- -2.06%
- 1M
- 9.49%
- 6M
- 12.92%
- YTD
- 12.92%
- 1Y
- 27.79%
- 3Y*
- 21.76%
- 5Y*
- 13.15%
- 10Y*
- 8.82%
AGRPY vs. FNB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AGRPY Absa Group Ltd ADR | 0.21% | 47.36% | 32.83% | -19.33% | 25.65% | 22.21% | -16.54% | -1.13% | -21.36% | 29.62% |
FNB F.N.B. Corporation | 12.92% | 19.37% | 10.96% | 9.76% | 11.74% | 32.83% | -20.81% | 34.49% | -26.16% | -7.76% |
Correlation
The correlation between AGRPY and FNB is -0.05, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.05 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.06 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.08 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.12 |
Correlation (All Time) Calculated using the full available price history since Jul 23, 2007 | 0.12 |
The correlation between AGRPY and FNB shifts across timeframes, from -0.05 (1 year) to 0.12 (all time), reflecting how their relationship changes across market environments.
Fundamentals
AGRPY:
$11.30B
FNB:
$6.77B
AGRPY:
ZAR 106.56
FNB:
$1.62
AGRPY:
4.19
FNB:
11.74
AGRPY:
1.03
FNB:
1.78
AGRPY:
0.73
FNB:
2.54
AGRPY:
1.09
FNB:
1.01
AGRPY:
ZAR 258.94B
FNB:
$2.71B
AGRPY:
ZAR 262.03B
FNB:
$1.72B
AGRPY:
ZAR 19.30B
FNB:
$732.68M
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Return for Risk
AGRPY vs. FNB — Risk / Return Rank
AGRPY
FNB
AGRPY vs. FNB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Absa Group Ltd ADR (AGRPY) and F.N.B. Corporation (FNB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AGRPY | FNB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.22 | ||
| Sortino ratioReturn per unit of downside risk | +0.39 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.21 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | 2.40 | 1.77 | +0.63 |
| Martin ratioReturn relative to average drawdown | 5.71 | 4.71 | +1.01 |
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Drawdowns
AGRPY vs. FNB - Drawdown Comparison
The maximum AGRPY drawdown since its inception was -77.40%, which is greater than FNB's maximum drawdown of -69.60%. Use the drawdown chart below to compare losses from any high point for AGRPY and FNB.
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Drawdown Indicators
| AGRPY | FNB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -77.40% | -69.60% | -7.80% |
Max Drawdown (1Y)Largest decline over 1 year | -20.09% | -15.74% | -4.35% |
Max Drawdown (3Y)Largest decline over 3 years | -29.89% | -32.59% | +2.70% |
Max Drawdown (5Y)Largest decline over 5 years | -35.61% | -32.59% | -3.02% |
Max Drawdown (10Y)Largest decline over 10 years | -77.40% | -60.11% | -17.29% |
Current DrawdownCurrent decline from peak | -16.91% | -2.06% | -14.85% |
Average DrawdownAverage peak-to-trough decline | -26.01% | -18.30% | -7.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 8.43% | 5.92% | +2.51% |
Volatility
AGRPY vs. FNB - Volatility Comparison
Absa Group Ltd ADR (AGRPY) has a higher volatility of 11.19% compared to F.N.B. Corporation (FNB) at 6.51%. This indicates that AGRPY's price experiences larger fluctuations and is considered to be riskier than FNB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AGRPY | FNB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.19% | 6.51% | +4.68% |
Volatility (6M)Calculated over the trailing 6-month period | 28.90% | 18.02% | +10.88% |
Volatility (1Y)Calculated over the trailing 1-year period | 36.43% | 25.32% | +11.11% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 41.65% | 29.12% | +12.53% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 48.50% | 35.33% | +13.17% |
Dividends
AGRPY vs. FNB - Dividend Comparison
AGRPY's dividend yield for the trailing twelve months is around 6.91%, more than FNB's 2.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AGRPY Absa Group Ltd ADR | 6.91% | 5.94% | 7.25% | 8.23% | 6.20% | 2.13% | 3.46% | 5.73% | 5.92% | 6.84% | 10.38% | 6.80% |
FNB F.N.B. Corporation | 2.57% | 2.81% | 3.25% | 3.49% | 3.68% | 3.96% | 5.05% | 3.78% | 4.88% | 6.75% | 2.99% | 3.60% |
Financials
AGRPY vs. FNB - Financials Comparison
This section allows you to compare key financial metrics between Absa Group Ltd ADR and F.N.B. Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
AGRPY vs. FNB - Profitability Comparison
AGRPY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Absa Group Ltd ADR reported a gross profit of 52.72B and revenue of 99.09B. Therefore, the gross margin over that period was 53.2%.
FNB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, F.N.B. Corporation reported a gross profit of 431.80M and revenue of 660.27M. Therefore, the gross margin over that period was 65.4%.
AGRPY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Absa Group Ltd ADR reported an operating income of 16.40B and revenue of 99.09B, resulting in an operating margin of 16.6%.
FNB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, F.N.B. Corporation reported an operating income of 173.94M and revenue of 660.27M, resulting in an operating margin of 26.3%.
AGRPY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Absa Group Ltd ADR reported a net income of 10.95B and revenue of 99.09B, resulting in a net margin of 11.1%.
FNB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, F.N.B. Corporation reported a net income of 137.05M and revenue of 660.27M, resulting in a net margin of 20.8%.
Frequently Asked Questions
AGRPY and FNB have a correlation of -0.05, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AGRPY has higher volatility (11.19%) compared to FNB (6.51%). In terms of maximum drawdown, AGRPY dropped -77.40% vs FNB's -69.60%.
AGRPY currently has the higher Sharpe Ratio (1.33 vs 1.10), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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