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F.N.B. Corporation (FNB)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US3025201019
CUSIP
302520101
IPO Date
Mar 4, 1993

Highlights

Market Cap
$6.05B
Enterprise Value
$9.49B
EPS (TTM)
$1.56
PE Ratio
10.71
PEG Ratio
1.63
Total Revenue (TTM)
$2.70B
Gross Profit (TTM)
$1.68B
EBITDA (TTM)
$724.74M
Year Range
$10.88 - $19.14
Target Price
$19.00
ROA (TTM)
1.13%
ROE (TTM)
8.36%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in F.N.B. Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

F.N.B. Corporation (FNB) has returned -1.53% so far this year and 28.13% over the past 12 months. Over the last ten years, FNB has returned 6.93% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


F.N.B. Corporation

1D
3.40%
1M
-0.89%
YTD
-1.53%
6M
5.28%
1Y
28.13%
3Y*
16.89%
5Y*
9.43%
10Y*
6.93%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Mar 4, 1993, FNB's average daily return is +0.05%, while the average monthly return is +0.81%. At this rate, your investment would double in approximately 7.2 years.

Historically, 54% of months were positive and 46% were negative. The best month was Sep 2008 with a return of +36.2%, while the worst month was Jan 2009 at -40.1%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 5 months.

On a daily basis, FNB closed higher 48% of trading days. The best single day was Mar 19, 2020 with a return of +26.4%, while the worst single day was Jan 14, 2009 at -22.5%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20262.63%-3.19%-0.89%-1.53%
20256.16%-5.42%-8.63%-2.68%5.96%6.04%5.08%8.94%-2.78%-2.42%5.85%3.51%19.37%
2024-4.28%1.21%6.65%-5.39%3.22%0.25%12.13%-2.35%-5.03%2.76%18.28%-13.21%10.96%
20239.35%-0.00%-18.02%-1.03%-4.27%5.24%11.80%-9.07%-6.26%-0.93%12.16%15.96%9.76%
20226.51%3.95%-6.45%-7.47%5.47%-9.71%10.13%-0.33%-1.69%24.57%-2.42%-6.65%11.74%
20213.79%19.98%8.40%1.50%4.97%-8.05%-7.06%1.92%0.53%0.26%0.09%5.13%32.83%

Benchmark Metrics

F.N.B. Corporation has an annualized alpha of 3.20%, beta of 1.05, and R² of 0.26 versus S&P 500 Index. Calculated based on daily prices since March 05, 1993.

  • This stock participated in 73.94% of S&P 500 Index downside but only 68.05% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.26 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
3.20%
Beta
1.05
0.26
Upside Capture
68.05%
Downside Capture
73.94%

Return for Risk

Risk / Return Rank

FNB ranks 70 for risk / return — better than 70% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.


FNB Risk / Return Rank: 7070
Overall Rank
FNB Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
FNB Sortino Ratio Rank: 6262
Sortino Ratio Rank
FNB Omega Ratio Rank: 6666
Omega Ratio Rank
FNB Calmar Ratio Rank: 7474
Calmar Ratio Rank
FNB Martin Ratio Rank: 7575
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for F.N.B. Corporation (FNB) and compare them to a chosen benchmark (S&P 500 Index).


FNBBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.92

0.90

+0.02

Sortino ratio

Return per unit of downside risk

1.31

1.39

-0.08

Omega ratio

Gain probability vs. loss probability

1.20

1.21

-0.01

Calmar ratio

Return relative to maximum drawdown

1.79

1.40

+0.39

Martin ratio

Return relative to average drawdown

4.80

6.61

-1.80

Explore FNB risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

F.N.B. Corporation provided a 2.87% dividend yield over the last twelve months, with an annual payout of $0.48 per share. The company has been increasing its dividends for 7 consecutive years.


3.00%4.00%5.00%6.00%7.00%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.93$0.48$0.48

Dividend yield

2.87%2.81%3.25%3.49%3.68%3.96%5.05%3.78%4.88%6.75%2.99%3.60%

Monthly Dividends

The table displays the monthly dividend distributions for F.N.B. Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.12$0.12
2025$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2024$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2023$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2022$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2021$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.00$0.12$0.00$0.00$0.12$0.48

Dividend Yield & Payout


Dividend Yield

F.N.B. Corporation has a dividend yield of 2.87%, which is quite average when compared to the overall market.

Payout Ratio

F.N.B. Corporation has a payout ratio of 23.18%, which is below the market average. This means F.N.B. Corporation returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the F.N.B. Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the F.N.B. Corporation was 69.60%, occurring on Feb 23, 2009. Recovery took 1277 trading sessions.

The current F.N.B. Corporation drawdown is 11.00%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-69.6%Oct 5, 20041104Feb 23, 20091277Mar 20, 20142381
-60.11%Mar 2, 2017767Mar 18, 2020248Mar 12, 20211015
-51.24%Apr 16, 1998482Mar 13, 2000873Sep 4, 20031355
-32.59%Nov 26, 202488Apr 4, 2025104Sep 4, 2025192
-28.55%Feb 16, 202354May 4, 2023225Mar 27, 2024279

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of F.N.B. Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how F.N.B. Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FNB, comparing it with other companies in the Banks - Regional industry. Currently, FNB has a P/E ratio of 10.7. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FNB compared to other companies in the Banks - Regional industry. FNB currently has a PEG ratio of 1.6. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FNB relative to other companies in the Banks - Regional industry. Currently, FNB has a P/S ratio of 2.2. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FNB in comparison with other companies in the Banks - Regional industry. Currently, FNB has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items