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F.N.B. Corporation (FNB)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US3025201019

CUSIP

302520101

IPO Date

Mar 4, 1993

Highlights

Market Cap

$4.92B

EPS (TTM)

$1.27

PE Ratio

10.78

PEG Ratio

1.22

Total Revenue (TTM)

$2.08B

Gross Profit (TTM)

$1.43B

EBITDA (TTM)

$477.11M

Year Range

$10.88 - $17.43

Target Price

$16.56

Short %

4.89%

Short Ratio

4.06

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

F.N.B. Corporation (FNB) returned -6.62% year-to-date (YTD) and 0.29% over the past 12 months. Over the past 10 years, FNB returned 4.17% annually, underperforming the S&P 500 benchmark at 10.46%.


FNB

YTD

-6.62%

1M

16.02%

6M

-13.89%

1Y

0.29%

5Y*

18.33%

10Y*

4.17%

^GSPC (Benchmark)

YTD

-3.77%

1M

7.44%

6M

-5.60%

1Y

8.37%

5Y*

14.12%

10Y*

10.46%

*Annualized

Monthly Returns

The table below presents the monthly returns of FNB, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20256.16%-5.42%-8.63%-2.68%4.58%-6.62%
2024-4.28%1.21%6.65%-5.39%3.22%0.25%12.13%-2.35%-5.03%2.76%18.28%-13.21%10.96%
20239.35%-0.00%-18.02%-1.03%-4.27%5.24%11.80%-9.07%-6.26%-0.93%12.16%15.96%9.76%
20226.51%3.95%-6.45%-7.47%5.47%-9.71%10.13%-0.34%-1.69%24.57%-2.42%-6.65%11.74%
20213.79%19.98%8.40%1.50%4.97%-8.05%-7.06%1.92%0.53%0.26%0.09%5.13%32.83%
2020-8.11%-13.54%-26.08%9.77%-6.97%1.21%-1.20%1.21%-8.14%11.50%16.80%9.05%-20.81%
201918.40%5.06%-12.54%14.43%-8.37%7.00%2.38%-10.79%8.51%4.60%2.98%3.25%34.54%
20183.83%-2.30%-3.24%-3.35%2.84%1.28%-4.40%5.77%-5.43%-7.00%4.66%-19.74%-26.16%
2017-6.80%5.01%-4.50%-4.24%-6.46%7.27%-3.25%-6.49%10.56%-3.85%6.07%-2.61%-10.77%
2016-9.67%2.89%5.94%1.61%2.21%-6.35%-4.70%5.54%-1.52%6.26%17.86%4.91%24.62%
2015-9.91%7.92%2.42%0.99%2.56%6.15%-3.70%-8.04%3.10%4.02%8.69%-8.13%3.82%
2014-6.18%3.99%9.93%-7.16%-0.64%4.74%-4.06%1.46%-2.99%6.67%-0.64%5.80%9.72%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of FNB is 51, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of FNB is 5151
Overall Rank
The Sharpe Ratio Rank of FNB is 5454
Sharpe Ratio Rank
The Sortino Ratio Rank of FNB is 4747
Sortino Ratio Rank
The Omega Ratio Rank of FNB is 4646
Omega Ratio Rank
The Calmar Ratio Rank of FNB is 5555
Calmar Ratio Rank
The Martin Ratio Rank of FNB is 5454
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for F.N.B. Corporation (FNB) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

F.N.B. Corporation Sharpe ratios as of May 11, 2025 (values are recalculated daily):

  • 1-Year: 0.04
  • 5-Year: 0.47
  • 10-Year: 0.12
  • All Time: 0.21

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of F.N.B. Corporation compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

F.N.B. Corporation provided a 3.51% dividend yield over the last twelve months, with an annual payout of $0.48 per share. The company has been increasing its dividends for 15 consecutive years.


3.00%3.50%4.00%4.50%5.00%$0.00$0.10$0.20$0.30$0.40$0.5020142015201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM20242023202220212020201920182017201620152014
Dividend$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.48$0.48

Dividend yield

3.51%3.25%3.49%3.68%3.96%5.05%3.78%4.88%3.47%2.99%3.60%3.60%

Monthly Dividends

The table displays the monthly dividend distributions for F.N.B. Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.12$0.00$0.00$0.12
2024$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2023$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2022$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2021$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2020$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2019$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.00$0.12$0.00$0.00$0.12$0.48
2018$0.00$0.00$0.12$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2017$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2016$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2015$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48
2014$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.48

Dividend Yield & Payout


Dividend Yield

F.N.B. Corporation has a dividend yield of 3.51%, which is quite average when compared to the overall market.

Payout Ratio

F.N.B. Corporation has a payout ratio of 34.78%, which is quite average when compared to the overall market. This suggests that F.N.B. Corporation strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the F.N.B. Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the F.N.B. Corporation was 69.60%, occurring on Feb 23, 2009. Recovery took 1277 trading sessions.

The current F.N.B. Corporation drawdown is 19.61%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-69.6%Oct 5, 20041104Feb 23, 20091277Mar 20, 20142381
-61.39%Mar 2, 2017767Mar 18, 2020456Jan 6, 20221223
-47.12%Apr 20, 1998480Mar 13, 2000492Mar 1, 2002972
-32.59%Nov 26, 202488Apr 4, 2025
-28.55%Feb 8, 202360May 4, 2023225Mar 27, 2024285

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of F.N.B. Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of F.N.B. Corporation, comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 6.7% positive surprise.


0.100.150.200.250.300.350.400.4520212022202320242025
0.32
0.30
Actual
Estimate

Valuation

The Valuation section provides an overview of how F.N.B. Corporation is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for FNB, comparing it with other companies in the Banks - Regional industry. Currently, FNB has a P/E ratio of 10.8. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for FNB compared to other companies in the Banks - Regional industry. FNB currently has a PEG ratio of 1.2. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for FNB relative to other companies in the Banks - Regional industry. Currently, FNB has a P/S ratio of 3.2. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for FNB in comparison with other companies in the Banks - Regional industry. Currently, FNB has a P/B value of 0.8. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items