ADKSX vs. USBNX
Compare and contrast key facts about Adirondack Small Cap Fund (ADKSX) and Pear Tree Polaris Small Cap Fund (USBNX).
ADKSX is managed by Adirondack Funds. It was launched on Apr 6, 2005. USBNX is managed by Pear Tree Funds. It was launched on Aug 3, 1992.
Performance
ADKSX vs. USBNX - Performance Comparison
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ADKSX vs. USBNX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
ADKSX Adirondack Small Cap Fund | -0.03% | 12.58% | 19.55% | 16.59% | -1.39% | 26.11% | 6.10% | 15.96% | -23.30% | 10.62% |
USBNX Pear Tree Polaris Small Cap Fund | 1.48% | 8.02% | 8.64% | 12.83% | -5.09% | 15.35% | -4.77% | 23.53% | -11.05% | 6.42% |
Returns By Period
In the year-to-date period, ADKSX achieves a -0.03% return, which is significantly lower than USBNX's 1.48% return. Over the past 10 years, ADKSX has outperformed USBNX with an annualized return of 9.39%, while USBNX has yielded a comparatively lower 7.19% annualized return.
ADKSX
- 1D
- -0.57%
- 1M
- -6.72%
- YTD
- -0.03%
- 6M
- 3.41%
- 1Y
- 19.85%
- 3Y*
- 15.16%
- 5Y*
- 10.79%
- 10Y*
- 9.39%
USBNX
- 1D
- -0.11%
- 1M
- -4.33%
- YTD
- 1.48%
- 6M
- 3.96%
- 1Y
- 12.79%
- 3Y*
- 10.45%
- 5Y*
- 4.46%
- 10Y*
- 7.19%
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ADKSX vs. USBNX - Expense Ratio Comparison
ADKSX has a 1.43% expense ratio, which is lower than USBNX's 1.50% expense ratio.
Return for Risk
ADKSX vs. USBNX — Risk / Return Rank
ADKSX
USBNX
ADKSX vs. USBNX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Adirondack Small Cap Fund (ADKSX) and Pear Tree Polaris Small Cap Fund (USBNX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ADKSX | USBNX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.01 | 0.69 | +0.32 |
Sortino ratioReturn per unit of downside risk | 1.48 | 1.12 | +0.36 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.15 | +0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.27 | 0.92 | +0.34 |
Martin ratioReturn relative to average drawdown | 4.96 | 3.12 | +1.84 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ADKSX | USBNX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.01 | 0.69 | +0.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.01 | 0.24 | -0.23 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.01 | 0.33 | -0.32 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.01 | 0.38 | -0.37 |
Correlation
The correlation between ADKSX and USBNX is 0.89, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
ADKSX vs. USBNX - Dividend Comparison
ADKSX's dividend yield for the trailing twelve months is around 8.20%, less than USBNX's 13.61% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ADKSX Adirondack Small Cap Fund | 8.20% | 8.20% | 0.00% | 0.00% | 0.00% | 0.00% | 0.12% | 0.28% | 15.62% | 10.09% | 3.18% | 3.45% |
USBNX Pear Tree Polaris Small Cap Fund | 13.61% | 13.81% | 3.27% | 0.86% | 10.05% | 0.75% | 0.68% | 7.91% | 8.39% | 6.21% | 1.17% | 7.39% |
Drawdowns
ADKSX vs. USBNX - Drawdown Comparison
The maximum ADKSX drawdown since its inception was -97.31%, which is greater than USBNX's maximum drawdown of -64.40%. Use the drawdown chart below to compare losses from any high point for ADKSX and USBNX.
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Drawdown Indicators
| ADKSX | USBNX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -97.31% | -64.40% | -32.91% |
Max Drawdown (1Y)Largest decline over 1 year | -14.24% | -12.27% | -1.97% |
Max Drawdown (5Y)Largest decline over 5 years | -97.31% | -26.01% | -71.30% |
Max Drawdown (10Y)Largest decline over 10 years | -97.31% | -46.96% | -50.35% |
Current DrawdownCurrent decline from peak | -96.30% | -7.74% | -88.56% |
Average DrawdownAverage peak-to-trough decline | -14.26% | -13.70% | -0.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.64% | 3.64% | 0.00% |
Volatility
ADKSX vs. USBNX - Volatility Comparison
Adirondack Small Cap Fund (ADKSX) has a higher volatility of 4.81% compared to Pear Tree Polaris Small Cap Fund (USBNX) at 3.82%. This indicates that ADKSX's price experiences larger fluctuations and is considered to be riskier than USBNX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ADKSX | USBNX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.81% | 3.82% | +0.99% |
Volatility (6M)Calculated over the trailing 6-month period | 10.97% | 10.27% | +0.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 19.61% | 19.15% | +0.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 1,304.39% | 18.89% | +1,285.50% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 922.30% | 21.68% | +900.62% |