ACLC vs. FNDX
ACLC (American Century Large Cap Equity ETF) and FNDX (Schwab Fundamental U.S. Large Company Index ETF) are both exchange-traded funds - ACLC is a Large Cap Blend Equities fund actively managed by American Century, while FNDX is a Large Cap Value Equities fund tracking the RAFI Fundamental High Liquidity US Large Index. ACLC is actively managed, while FNDX is passively managed. Over the past 5 years, ACLC returned 10.97%/yr vs 12.82%/yr for FNDX. Their correlation of 0.85 suggests significant overlap in exposure. ACLC charges 0.39%/yr vs 0.25%/yr for FNDX.
Performance
ACLC vs. FNDX - Performance Comparison
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Returns By Period
In the year-to-date period, ACLC achieves a 8.74% return, which is significantly lower than FNDX's 14.57% return.
ACLC
- 1D
- -0.64%
- 1M
- 4.82%
- YTD
- 8.74%
- 6M
- 7.84%
- 1Y
- 22.81%
- 3Y*
- 17.71%
- 5Y*
- 10.97%
- 10Y*
- —
FNDX
- 1D
- -0.13%
- 1M
- 3.88%
- YTD
- 14.57%
- 6M
- 14.58%
- 1Y
- 32.32%
- 3Y*
- 20.90%
- 5Y*
- 12.82%
- 10Y*
- 14.26%
ACLC vs. FNDX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
ACLC American Century Large Cap Equity ETF | 8.74% | 11.80% | 19.96% | 24.74% | -19.37% | 28.97% | 17.32% |
FNDX Schwab Fundamental U.S. Large Company Index ETF | 14.57% | 16.94% | 16.77% | 18.23% | -6.92% | 31.73% | 20.23% |
Correlation
The correlation between ACLC and FNDX is 0.81, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.81 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.83 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.87 |
Correlation (All Time) Calculated using the full available price history since Jul 16, 2020 | 0.85 |
The correlation between ACLC and FNDX has been stable across timeframes, ranging from 0.81 to 0.87 - a consistent structural relationship.
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Return for Risk
ACLC vs. FNDX — Risk / Return Rank
ACLC
FNDX
ACLC vs. FNDX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Century Large Cap Equity ETF (ACLC) and Schwab Fundamental U.S. Large Company Index ETF (FNDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| ACLC | FNDX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.32 | ||
| Sortino ratioReturn per unit of downside risk | -1.88 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.59 | -0.26 |
| Calmar ratioReturn relative to maximum drawdown | 2.23 | 5.35 | -3.12 |
| Martin ratioReturn relative to average drawdown | 10.01 | 20.97 | -10.95 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| ACLC | FNDX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.86 | 3.18 | -1.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.64 | 0.85 | -0.21 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.82 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.85 | 0.79 | +0.06 |
Drawdowns
ACLC vs. FNDX - Drawdown Comparison
The maximum ACLC drawdown since its inception was -26.44%, smaller than the maximum FNDX drawdown of -37.72%. Use the drawdown chart below to compare losses from any high point for ACLC and FNDX.
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Drawdown Indicators
| ACLC | FNDX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -26.44% | -37.72% | +11.28% |
Max Drawdown (1Y)Largest decline over 1 year | -10.28% | -6.06% | -4.22% |
Max Drawdown (3Y)Largest decline over 3 years | -20.49% | -16.30% | -4.19% |
Max Drawdown (5Y)Largest decline over 5 years | -26.44% | -19.06% | -7.38% |
Max Drawdown (10Y)Largest decline over 10 years | — | -37.72% | — |
Current DrawdownCurrent decline from peak | -0.64% | -0.13% | -0.51% |
Average DrawdownAverage peak-to-trough decline | -5.88% | -3.55% | -2.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.28% | 1.55% | +0.73% |
Volatility
ACLC vs. FNDX - Volatility Comparison
American Century Large Cap Equity ETF (ACLC) has a higher volatility of 2.93% compared to Schwab Fundamental U.S. Large Company Index ETF (FNDX) at 2.25%. This indicates that ACLC's price experiences larger fluctuations and is considered to be riskier than FNDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| ACLC | FNDX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.93% | 2.25% | +0.68% |
Volatility (6M)Calculated over the trailing 6-month period | 9.51% | 7.25% | +2.26% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.32% | 10.22% | +2.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.19% | 15.18% | +2.01% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.12% | 17.50% | -0.38% |
ACLC vs. FNDX - Expense Ratio Comparison
ACLC has a 0.39% expense ratio, which is higher than FNDX's 0.25% expense ratio.
Dividends
ACLC vs. FNDX - Dividend Comparison
ACLC's dividend yield for the trailing twelve months is around 0.56%, less than FNDX's 1.45% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ACLC American Century Large Cap Equity ETF | 0.56% | 0.64% | 0.89% | 1.09% | 1.10% | 0.72% | 0.43% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
FNDX Schwab Fundamental U.S. Large Company Index ETF | 1.45% | 1.63% | 1.76% | 1.82% | 2.07% | 1.64% | 2.29% | 2.23% | 2.40% | 1.86% | 2.01% | 2.01% |
Frequently Asked Questions
ACLC and FNDX have a correlation of 0.81, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
ACLC has higher volatility (2.93%) compared to FNDX (2.25%). In terms of maximum drawdown, ACLC dropped -26.44% vs FNDX's -37.72%.
On 5-year performance, FNDX leads with 12.82% vs 10.97% for ACLC. On fees, FNDX is cheaper at 0.25% per year. On volatility, FNDX has been the lower-risk option at 2.25%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, FNDX has performed better with a 12.82% return vs 10.97%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
FNDX is cheaper with a 0.25% expense ratio, compared with 0.39% for ACLC.
FNDX has the higher dividend yield at 1.45%, compared with 0.56% for ACLC.
ACLC is categorized as Large Cap Blend Equities, while FNDX is Large Cap Value Equities. They also come from different issuers: American Century and Charles Schwab. Their fees differ too: 0.39% for ACLC and 0.25% for FNDX.
FNDX currently has the higher Sharpe Ratio (3.18 vs 1.86), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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