AALTX vs. AMECX
Compare and contrast key facts about American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds The Income Fund of America Class A (AMECX).
AALTX is managed by American Funds. It was launched on Jan 31, 2007. AMECX is managed by American Funds. It was launched on Dec 1, 1973.
Performance
AALTX vs. AMECX - Performance Comparison
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AALTX vs. AMECX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | -5.61% | 20.06% | 15.09% | 20.34% | -19.14% | 16.96% | 19.07% | 24.59% | -5.87% | 22.18% |
AMECX American Funds The Income Fund of America Class A | 1.48% | 17.77% | 10.84% | 6.79% | -6.40% | 17.37% | 4.49% | 18.50% | -5.27% | 12.58% |
Returns By Period
In the year-to-date period, AALTX achieves a -5.61% return, which is significantly lower than AMECX's 1.48% return. Over the past 10 years, AALTX has outperformed AMECX with an annualized return of 10.52%, while AMECX has yielded a comparatively lower 8.21% annualized return.
AALTX
- 1D
- -0.36%
- 1M
- -9.04%
- YTD
- -5.61%
- 6M
- -2.70%
- 1Y
- 15.05%
- 3Y*
- 13.96%
- 5Y*
- 7.36%
- 10Y*
- 10.52%
AMECX
- 1D
- 0.23%
- 1M
- -5.74%
- YTD
- 1.48%
- 6M
- 4.22%
- 1Y
- 14.19%
- 3Y*
- 11.95%
- 5Y*
- 7.95%
- 10Y*
- 8.21%
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AALTX vs. AMECX - Expense Ratio Comparison
AALTX has a 0.33% expense ratio, which is lower than AMECX's 0.56% expense ratio.
Return for Risk
AALTX vs. AMECX — Risk / Return Rank
AALTX
AMECX
AALTX vs. AMECX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2050 Target Date Retirement Fund (AALTX) and American Funds The Income Fund of America Class A (AMECX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AALTX | AMECX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.03 | 1.55 | -0.52 |
Sortino ratioReturn per unit of downside risk | 1.55 | 2.13 | -0.58 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.32 | -0.10 |
Calmar ratioReturn relative to maximum drawdown | 1.32 | 1.71 | -0.38 |
Martin ratioReturn relative to average drawdown | 5.82 | 8.01 | -2.20 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AALTX | AMECX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.03 | 1.55 | -0.52 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.85 | -0.32 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.77 | -0.06 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.72 | -0.22 |
Correlation
The correlation between AALTX and AMECX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AALTX vs. AMECX - Dividend Comparison
AALTX's dividend yield for the trailing twelve months is around 6.16%, less than AMECX's 9.86% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AALTX American Funds 2050 Target Date Retirement Fund | 6.16% | 5.81% | 3.33% | 2.36% | 7.07% | 4.32% | 3.13% | 4.17% | 4.77% | 2.36% | 3.53% | 4.85% |
AMECX American Funds The Income Fund of America Class A | 9.86% | 9.94% | 6.38% | 2.93% | 6.98% | 6.67% | 2.80% | 5.01% | 7.48% | 4.26% | 3.09% | 5.09% |
Drawdowns
AALTX vs. AMECX - Drawdown Comparison
The maximum AALTX drawdown since its inception was -50.02%, which is greater than AMECX's maximum drawdown of -41.92%. Use the drawdown chart below to compare losses from any high point for AALTX and AMECX.
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Drawdown Indicators
| AALTX | AMECX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -50.02% | -41.92% | -8.10% |
Max Drawdown (1Y)Largest decline over 1 year | -9.98% | -8.19% | -1.79% |
Max Drawdown (5Y)Largest decline over 5 years | -26.68% | -15.78% | -10.90% |
Max Drawdown (10Y)Largest decline over 10 years | -29.30% | -26.13% | -3.17% |
Current DrawdownCurrent decline from peak | -9.45% | -5.74% | -3.71% |
Average DrawdownAverage peak-to-trough decline | -7.23% | -4.46% | -2.77% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 1.74% | +0.53% |
Volatility
AALTX vs. AMECX - Volatility Comparison
American Funds 2050 Target Date Retirement Fund (AALTX) has a higher volatility of 4.45% compared to American Funds The Income Fund of America Class A (AMECX) at 2.94%. This indicates that AALTX's price experiences larger fluctuations and is considered to be riskier than AMECX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AALTX | AMECX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.45% | 2.94% | +1.51% |
Volatility (6M)Calculated over the trailing 6-month period | 8.64% | 5.49% | +3.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.60% | 9.48% | +5.12% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.17% | 9.44% | +4.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.80% | 10.66% | +4.14% |