AADTX vs. FNSHX
Compare and contrast key facts about American Funds 2025 Target Date Retirement Fund (AADTX) and Fidelity Freedom Income Fund Class K (FNSHX).
AADTX is managed by American Funds. It was launched on Jan 31, 2007. FNSHX is managed by Fidelity. It was launched on Jul 20, 2017.
Performance
AADTX vs. FNSHX - Performance Comparison
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AADTX vs. FNSHX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | -0.68% | 14.20% | 8.97% | 11.57% | -13.04% | 11.12% | 13.33% | 17.35% | -3.74% | 5.12% |
FNSHX Fidelity Freedom Income Fund Class K | 0.45% | 10.35% | 4.40% | 8.26% | -11.31% | 3.16% | 9.01% | 10.74% | -1.86% | 0.09% |
Returns By Period
In the year-to-date period, AADTX achieves a -0.68% return, which is significantly lower than FNSHX's 0.45% return.
AADTX
- 1D
- 1.27%
- 1M
- -3.57%
- YTD
- -0.68%
- 6M
- 1.04%
- 1Y
- 10.92%
- 3Y*
- 9.98%
- 5Y*
- 5.26%
- 10Y*
- 7.49%
FNSHX
- 1D
- 0.98%
- 1M
- -2.22%
- YTD
- 0.45%
- 6M
- 1.62%
- 1Y
- 8.22%
- 3Y*
- 6.53%
- 5Y*
- 2.75%
- 10Y*
- —
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AADTX vs. FNSHX - Expense Ratio Comparison
AADTX has a 0.34% expense ratio, which is lower than FNSHX's 0.42% expense ratio.
Return for Risk
AADTX vs. FNSHX — Risk / Return Rank
AADTX
FNSHX
AADTX vs. FNSHX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2025 Target Date Retirement Fund (AADTX) and Fidelity Freedom Income Fund Class K (FNSHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AADTX | FNSHX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.52 | 1.76 | -0.24 |
Sortino ratioReturn per unit of downside risk | 2.17 | 2.46 | -0.28 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.35 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.12 | 2.34 | -0.23 |
Martin ratioReturn relative to average drawdown | 8.72 | 9.69 | -0.96 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AADTX | FNSHX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.52 | 1.76 | -0.24 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.65 | 0.53 | +0.12 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.84 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.49 | 0.75 | -0.27 |
Correlation
The correlation between AADTX and FNSHX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AADTX vs. FNSHX - Dividend Comparison
AADTX's dividend yield for the trailing twelve months is around 7.43%, more than FNSHX's 3.26% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AADTX American Funds 2025 Target Date Retirement Fund | 7.43% | 7.38% | 5.18% | 3.05% | 3.96% | 6.24% | 3.58% | 3.68% | 4.06% | 2.38% | 3.12% | 5.82% |
FNSHX Fidelity Freedom Income Fund Class K | 3.26% | 3.21% | 3.19% | 2.98% | 5.94% | 6.17% | 4.43% | 3.74% | 5.22% | 0.00% | 0.00% | 0.00% |
Drawdowns
AADTX vs. FNSHX - Drawdown Comparison
The maximum AADTX drawdown since its inception was -48.80%, which is greater than FNSHX's maximum drawdown of -15.87%. Use the drawdown chart below to compare losses from any high point for AADTX and FNSHX.
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Drawdown Indicators
| AADTX | FNSHX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.80% | -15.87% | -32.93% |
Max Drawdown (1Y)Largest decline over 1 year | -5.43% | -3.68% | -1.75% |
Max Drawdown (5Y)Largest decline over 5 years | -19.02% | -15.87% | -3.15% |
Max Drawdown (10Y)Largest decline over 10 years | -19.24% | — | — |
Current DrawdownCurrent decline from peak | -3.92% | -2.56% | -1.36% |
Average DrawdownAverage peak-to-trough decline | -6.20% | -3.09% | -3.11% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.32% | 0.89% | +0.43% |
Volatility
AADTX vs. FNSHX - Volatility Comparison
American Funds 2025 Target Date Retirement Fund (AADTX) has a higher volatility of 2.97% compared to Fidelity Freedom Income Fund Class K (FNSHX) at 2.45%. This indicates that AADTX's price experiences larger fluctuations and is considered to be riskier than FNSHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AADTX | FNSHX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.97% | 2.45% | +0.52% |
Volatility (6M)Calculated over the trailing 6-month period | 4.62% | 3.30% | +1.32% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.44% | 4.89% | +2.55% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.19% | 5.27% | +2.92% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.93% | 4.81% | +4.12% |