- ISIN
- US81369Y4070
- CUSIP
- 81369Y407
- Issuer
- State Street
- Inception Date
- Dec 16, 1998
- Region
- North America (U.S.)
- Category
- Consumer Discretionary Equities
- Leveraged
- 1x (No leverage)
- Index Tracked
- Consumer Discretionary Select Sector Index
- Domicile
- United States
- Distribution Policy
- Distributing
- Asset Class
- Equity
- Asset Class Size
- Large-Cap
- Asset Class Style
- Growth
- Assets Under Management
- $22B
Share Price Chart
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Performance
XLY Performance Chart
Consumer Discretionary Select Sector SPDR Fund (XLY) is down 0.6% since the beginning of the year. XLY is currently trading at $118 per share. Investors who bought $1,000 worth of XLY shares 5 years ago would now be looking at an investment worth $1,426.
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Returns By Period
Consumer Discretionary Select Sector SPDR Fund (XLY) has returned -0.60% so far this year and 11.57% over the past 12 months. Over the last ten years, XLY has returned 12.91% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
Consumer Discretionary Select Sector SPDR Fund
- 1D
- -0.09%
- 1M
- 1.66%
- YTD
- -0.60%
- 6M
- -2.46%
- 1Y
- 11.57%
- 3Y*
- 13.43%
- 5Y*
- 7.35%
- 10Y*
- 12.91%
Benchmark (S&P 500 Index)
- 1D
- -0.57%
- 1M
- 1.39%
- YTD
- 9.73%
- 6M
- 10.46%
- 1Y
- 24.50%
- 3Y*
- 19.43%
- 5Y*
- 12.21%
- 10Y*
- 13.75%
XLY Monthly Returns History
Based on dividend-adjusted daily data since Dec 22, 1998, XLY's average daily return is +0.05%, while the average monthly return is +0.92%. At this rate, an investment would double in approximately 6.3 years.
Historically, 59% of months were positive and 41% were negative. The best month was Apr 2020 with a return of +18.9%, while the worst month was Oct 2008 at -18.6%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 7 months.
On a daily basis, XLY closed higher 53% of trading days. The best single day was Oct 28, 2008 with a return of +11.7%, while the worst single day was Mar 16, 2020 at -12.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.47% | -3.56% | -6.56% | 8.60% | 2.13% | -1.99% | -0.60% | ||||||
| 2025 | 3.49% | -6.98% | -8.31% | -0.10% | 8.38% | 1.87% | 1.89% | 4.66% | 3.59% | 0.12% | -1.45% | 1.20% | 7.37% |
| 2024 | -4.41% | 7.89% | -0.06% | -4.50% | 0.20% | 3.88% | 2.79% | -0.20% | 7.30% | -1.74% | 12.91% | 1.11% | 26.51% |
| 2023 | 15.13% | -2.13% | 3.06% | -1.12% | 2.54% | 12.23% | 2.31% | -1.74% | -5.53% | -5.52% | 10.97% | 6.13% | 39.64% |
| 2022 | -9.53% | -4.07% | 4.43% | -11.96% | -5.12% | -10.83% | 18.44% | -4.50% | -8.21% | 1.11% | 1.49% | -11.40% | -36.27% |
| 2021 | 0.77% | -0.53% | 4.46% | 6.46% | -3.40% | 3.46% | 1.05% | 1.78% | -2.14% | 12.09% | 1.64% | 0.15% | 27.93% |
Benchmark Metrics
Consumer Discretionary Select Sector SPDR Fund has an annualized alpha of 3.16%, beta of 1.03, and R2 of 0.76 versus S&P 500 Index. Calculated based on daily prices since December 22, 1998.
- This ETF captured 117.37% of S&P 500 Index gains and 103.49% of its losses - amplifying both gains and losses, but participating more in upside than downside.
- This ETF generated an annualized alpha of 3.16% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- With beta of 1.03 and R2 of 0.76, this ETF moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 3.16%
- Beta
- 1.03
- R²
- 0.76
- Upside Capture
- 117.37%
- Downside Capture
- 103.49%
Expense Ratio
XLY has an expense ratio of 0.13%, which is considered low.
Return for Risk
Risk / Return Rank
XLY ranks 19 for risk / return — in the bottom 19% of ETFs on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Consumer Discretionary Select Sector SPDR Fund (XLY) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| XLY | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.35 | ||
| Sortino ratioReturn per unit of downside risk | -1.69 | ||
| Omega ratioGain probability vs. loss probability | 1.12 | 1.36 | -0.24 |
| Calmar ratioReturn relative to maximum drawdown | 0.78 | 2.71 | -1.93 |
| Martin ratioReturn relative to average drawdown | 2.37 | 12.15 | -9.78 |
Dividends
Dividend History
Consumer Discretionary Select Sector SPDR Fund provided a 0.75% dividend yield over the last twelve months, with an annual payout of $0.89 per share. The fund has been increasing its distributions for 4 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.89 | $0.95 | $0.81 | $0.70 | $0.64 | $0.54 | $0.66 | $0.80 | $0.67 | $0.59 | $0.69 | $0.56 |
Dividend yield | 0.75% | 0.79% | 0.72% | 0.78% | 1.00% | 0.53% | 0.82% | 1.28% | 1.34% | 1.20% | 1.71% | 1.43% |
Monthly Dividends
The table displays the monthly dividend distributions for Consumer Discretionary Select Sector SPDR Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.00 | $0.22 | ||||||
| 2025 | $0.00 | $0.00 | $0.27 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.24 | $0.95 |
| 2024 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.22 | $0.81 |
| 2023 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.16 | $0.70 |
| 2022 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.18 | $0.64 |
| 2021 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.15 | $0.54 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Consumer Discretionary Select Sector SPDR Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Consumer Discretionary Select Sector SPDR Fund was 59.05%, occurring on Mar 9, 2009. Recovery took 477 trading sessions.
The current Consumer Discretionary Select Sector SPDR Fund drawdown is 4.68%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -59.05%Mar 2009 | 1y 9mo | 1y 10mo | 3y 7moJun 2007 - Jan 2011 |
Bear market2022 | -39.67%Dec 2022 | 1y 1mo | 1y 10mo | 2y 11moNov 2021 - Nov 2024 |
COVID crash2020 | -33.91%Mar 2020 | 26d | 2mo 22d | 3mo 18dFeb 2020 - Jun 2020 |
Dot-com crash2000–2002 | -31.55%Sep 2001 | 1y 5mo | 5mo 26d | 1y 11moApr 2000 - Mar 2002 |
2003 bear market2003 | -31.54%Mar 2003 | 11mo 27d | 8mo | 1y 7moMar 2002 - Nov 2003 |
Drawdown Indicators
| XLY | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -59.05% | -56.78% | -2.27% |
Max Drawdown (1Y)Largest decline over 1 year | -14.98% | -9.10% | -5.88% |
Max Drawdown (3Y)Largest decline over 3 years | -26.01% | -18.90% | -7.11% |
Max Drawdown (5Y)Largest decline over 5 years | -39.67% | -25.43% | -14.24% |
Max Drawdown (10Y)Largest decline over 10 years | -39.67% | -33.92% | -5.75% |
Current DrawdownCurrent decline from peak | -4.68% | -1.29% | -3.39% |
Average DrawdownAverage peak-to-trough decline | -9.55% | -10.72% | +1.17% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.89% | 2.02% | +2.87% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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