Consumer Discretionary Select Sector SPDR Fund (XLY)

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The chart shows the growth of an initial investment of $10,000 in Consumer Discretionary Select Sector SPDR Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Consumer Discretionary Select Sector SPDR Fund (XLY) has returned -8.55% so far this year and 11.25% over the past 12 months. Over the last ten years, XLY has had an annualized return of 11.79%, just under the S&P 500 Index benchmark’s 12.16%.

Based on dividend-adjusted daily data since Dec 22, 1998, XLY's average daily return is +0.05%, while the average monthly return is +0.90%. At this rate, your investment would double in approximately 6.4 years.

Historically, 59% of months were positive and 41% were negative. The best month was Apr 2020 with a return of +18.9%, while the worst month was Oct 2008 at -18.6%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 7 months.

On a daily basis, XLY closed higher 53% of trading days. The best single day was Oct 28, 2008 with a return of +11.7%, while the worst single day was Mar 16, 2020 at -12.7%.

Consumer Discretionary Select Sector SPDR Fund has an annualized alpha of 3.39%, beta of 1.03, and R² of 0.76 versus S&P 500 Index. Calculated based on daily prices since December 23, 1998.

• This ETF captured 118.53% of S&P 500 Index gains and 103.31% of its losses — amplifying both gains and losses, but participating more in upside than downside.
• This ETF generated an annualized alpha of 3.39% versus S&P 500 Index — delivering returns beyond what market exposure alone would predict.
• With beta of 1.03 and R² of 0.76, this ETF moves broadly in line with S&P 500 Index — much of its variation is explained by market exposure rather than independent behavior.

XLY has an expense ratio of 0.13%, which is considered low.

XLY ranks 28 for risk / return — below 28% of ETFs on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.

The table below present risk-adjusted performance metrics for Consumer Discretionary Select Sector SPDR Fund (XLY) and compare them to a chosen benchmark (S&P 500 Index).

Consumer Discretionary Select Sector SPDR Fund provided a 0.82% dividend yield over the last twelve months, with an annual payout of $0.89 per share. The fund has been increasing its distributions for 4 consecutive years.

The table displays the monthly dividend distributions for Consumer Discretionary Select Sector SPDR Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Consumer Discretionary Select Sector SPDR Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Consumer Discretionary Select Sector SPDR Fund was 59.05%, occurring on Mar 9, 2009. Recovery took 477 trading sessions.

The current Consumer Discretionary Select Sector SPDR Fund drawdown is 12.30%.

The chart below shows the rolling one-month volatility.