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ISIN
US9388241096
CUSIP
938824109
IPO Date
Mar 26, 1990

Highlights

Market Cap
$2.82B
Enterprise Value
$2.15B
EPS (TTM)
$3.24
PE Ratio
11.48
PEG Ratio
1.88
Total Revenue (TTM)
$1.04B
Gross Profit (TTM)
$557.58M
EBITDA (TTM)
$224.92M
Year Range
$26.31 - $38.59
Target Price
$32.25
ROA (TTM)
0.98%

Share Price Chart


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Washington Federal, Inc.

Performance

WAFD Performance Chart

Washington Federal, Inc. (WAFD) is up 18.2% since the beginning of the year. At $37 per share, WAFD is trading 3.4% below its 52-week high of $39. Investors who bought $1,000 worth of WAFD shares 5 years ago would now be looking at an investment worth $1,349.


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S&P 500 Index

Returns By Period

Washington Federal, Inc. (WAFD) has returned 18.20% so far this year and 33.82% over the past 12 months. Over the last ten years, WAFD has returned 7.79% per year, falling short of the S&P 500 Index benchmark, which averaged 13.71% annually.


Washington Federal, Inc.

1D
1.25%
1M
5.73%
YTD
18.20%
6M
14.65%
1Y
33.82%
3Y*
16.26%
5Y*
6.17%
10Y*
7.79%

Benchmark (S&P 500 Index)

1D
-1.44%
1M
-1.45%
YTD
7.60%
6M
6.59%
1Y
22.24%
3Y*
19.20%
5Y*
11.54%
10Y*
13.71%
*Multi-year figures are annualized to reflect compound growth (CAGR)

WAFD Monthly Returns History

Based on dividend-adjusted daily data since Mar 26, 1990, WAFD's average daily return is +0.05%, while the average monthly return is +0.78%. At this rate, an investment would double in approximately 7.4 years.

Historically, 53% of months were positive and 47% were negative. The best month was Oct 2022 with a return of +29.1%, while the worst month was Jun 2008 at -19.2%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 7 months.

On a daily basis, WAFD closed higher 48% of trading days. The best single day was Sep 18, 2008 with a return of +29.4%, while the worst single day was Dec 23, 2008 at -26.4%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20261.84%-3.68%0.77%12.74%1.22%4.78%18.20%
2025-7.94%0.61%-3.41%-0.17%0.56%3.03%-0.60%9.02%-3.69%-4.16%10.00%1.17%2.99%
2024-11.89%-5.32%6.57%-6.68%4.34%2.03%24.53%3.80%-4.96%-2.50%8.43%-11.86%1.09%
20235.69%-0.40%-14.11%-6.91%-6.38%1.96%17.04%-11.62%-5.74%-3.67%9.33%23.31%1.74%
20224.91%2.30%-7.76%-7.28%7.46%-7.49%13.69%-5.57%-6.34%29.09%-8.24%-4.88%3.39%
20211.71%16.40%1.92%5.68%3.15%-4.68%1.54%3.94%3.03%3.06%-7.53%2.74%33.50%

Benchmark Metrics

Washington Federal, Inc. has an annualized alpha of 2.22%, beta of 0.94, and R2 of 0.27 versus S&P 500 Index. Calculated based on daily prices since March 26, 1990.

  • This stock participated in 72.65% of S&P 500 Index downside but only 66.71% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.27 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
2.22%
Beta
0.94
0.27
Upside Capture
66.71%
Downside Capture
72.65%

Return for Risk

Risk / Return Rank

WAFD ranks 80 for risk / return — in the top 80% of stocks on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


WAFD Risk / Return Rank: 8080
Overall Rank
WAFD Sharpe Ratio Rank: 8181
Sharpe Ratio Rank
WAFD Sortino Ratio Rank: 7777
Sortino Ratio Rank
WAFD Omega Ratio Rank: 7777
Omega Ratio Rank
WAFD Calmar Ratio Rank: 8181
Calmar Ratio Rank
WAFD Martin Ratio Rank: 8484
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Washington Federal, Inc. (WAFD) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


WAFDBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-0.38

Sortino ratioReturn per unit of downside risk

-0.36

Omega ratioGain probability vs. loss probability

1.27

1.32

-0.05

Calmar ratioReturn relative to maximum drawdown

2.63

2.46

+0.18

Martin ratioReturn relative to average drawdown

7.92

10.92

-3.00

Dividends

Dividend History

Washington Federal, Inc. provided a 2.90% dividend yield over the last twelve months, with an annual payout of $1.08 per share. The company has been increasing its dividends for 7 consecutive years.


2.00%2.50%3.00%3.50%$0.00$0.20$0.40$0.60$0.80$1.0020152016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021202020192018201720162015
Dividend$1.08$1.08$1.04$1.00$0.96$0.92$0.88$0.82$0.70$0.85$0.56$0.52

Dividend yield

2.90%3.37%3.23%3.03%2.86%2.76%3.42%2.24%2.62%2.48%1.63%2.18%

Monthly Dividends

The table displays the monthly dividend distributions for Washington Federal, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.27$0.00$0.00$0.27$0.00$0.54
2025$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$0.00$0.27$0.00$1.08
2024$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.26$0.00$0.00$0.26$0.00$1.04
2023$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.25$0.00$1.00
2022$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.00$0.24$0.00$0.96
2021$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.92

Dividend Yield & Payout


Dividend Yield

Washington Federal, Inc. has a dividend yield of 2.90%, which is quite average when compared to the overall market.

Payout Ratio

Washington Federal, Inc. has a payout ratio of 39.12%, which is quite average when compared to the overall market. This suggests that Washington Federal, Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Washington Federal, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Washington Federal, Inc. was 61.56%, occurring on Mar 5, 2009. Recovery took 1222 trading sessions.


Related event

Drawdown

Fall

Recovery

Underwater

Financial crisis2007–2009
-61.56%Mar 2009
1y 4mo4y 10mo
6y 3moOct 2007 - Jan 2014
2000 bear market2000
-51.22%Feb 2000
2y 4mo10mo 10d
3y 2moOct 1997 - Dec 2000
2020 bear market2020
-45.53%Sep 2020
9mo 5d1y 22d
1y 9moDec 2019 - Oct 2021
1994 bear market1994
-42.56%Nov 1994
1y 9mo2y 5d
3y 9moFeb 1993 - Nov 1996
2023 bear market2023
-36.01%Oct 2023
11mo 20d10mo 1d
1y 9moNov 2022 - Aug 2024

Drawdown Indicators


WAFDBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-61.56%

-56.78%

-4.78%

Max Drawdown (1Y)

Largest decline over 1 year

-12.90%

-9.10%

-3.80%

Max Drawdown (3Y)

Largest decline over 3 years

-34.63%

-18.90%

-15.73%

Max Drawdown (5Y)

Largest decline over 5 years

-36.01%

-25.43%

-10.58%

Max Drawdown (10Y)

Largest decline over 10 years

-45.53%

-33.92%

-11.61%

Current Drawdown

Current decline from peak

0.00%

-3.21%

+3.21%

Average Drawdown

Average peak-to-trough decline

-15.94%

-10.71%

-5.23%

Ulcer Index

Depth and duration of drawdowns from previous peaks

4.28%

2.04%

+2.24%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Washington Federal, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Washington Federal, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for WAFD, comparing it with other companies in the Banks - Regional industry. Currently, WAFD has a P/E ratio of 11.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for WAFD compared to other companies in the Banks - Regional industry. WAFD currently has a PEG ratio of 1.9. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for WAFD relative to other companies in the Banks - Regional industry. Currently, WAFD has a P/S ratio of 2.8. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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