VTTVX vs. VWNDX
Compare and contrast key facts about Vanguard Target Retirement 2025 Fund (VTTVX) and Vanguard Windsor Fund Investor Shares (VWNDX).
VTTVX is managed by Vanguard. It was launched on Oct 27, 2003. VWNDX is managed by Vanguard. It was launched on Oct 23, 1958.
Performance
VTTVX vs. VWNDX - Performance Comparison
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VTTVX vs. VWNDX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | -0.75% | 14.63% | 9.23% | 14.76% | -15.57% | 9.78% | 13.31% | 19.63% | -5.14% | 13.68% |
VWNDX Vanguard Windsor Fund Investor Shares | -1.73% | 13.30% | 9.53% | 15.00% | -3.15% | 27.77% | 7.38% | 30.39% | -12.48% | 18.15% |
Returns By Period
In the year-to-date period, VTTVX achieves a -0.75% return, which is significantly higher than VWNDX's -1.73% return. Over the past 10 years, VTTVX has underperformed VWNDX with an annualized return of 7.42%, while VWNDX has yielded a comparatively higher 11.12% annualized return.
VTTVX
- 1D
- 1.49%
- 1M
- -3.60%
- YTD
- -0.75%
- 6M
- 0.96%
- 1Y
- 12.74%
- 3Y*
- 10.65%
- 5Y*
- 5.17%
- 10Y*
- 7.42%
VWNDX
- 1D
- 2.13%
- 1M
- -4.80%
- YTD
- -1.73%
- 6M
- 3.35%
- 1Y
- 11.50%
- 3Y*
- 10.87%
- 5Y*
- 8.81%
- 10Y*
- 11.12%
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VTTVX vs. VWNDX - Expense Ratio Comparison
VTTVX has a 0.08% expense ratio, which is lower than VWNDX's 0.30% expense ratio.
Return for Risk
VTTVX vs. VWNDX — Risk / Return Rank
VTTVX
VWNDX
VTTVX vs. VWNDX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2025 Fund (VTTVX) and Vanguard Windsor Fund Investor Shares (VWNDX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTTVX | VWNDX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.53 | 0.66 | +0.87 |
Sortino ratioReturn per unit of downside risk | 2.20 | 1.04 | +1.16 |
Omega ratioGain probability vs. loss probability | 1.32 | 1.15 | +0.17 |
Calmar ratioReturn relative to maximum drawdown | 2.15 | 0.97 | +1.18 |
Martin ratioReturn relative to average drawdown | 9.25 | 4.02 | +5.23 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTTVX | VWNDX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.53 | 0.66 | +0.87 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.51 | +0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.75 | 0.57 | +0.18 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.54 | 0.47 | +0.07 |
Correlation
The correlation between VTTVX and VWNDX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTTVX vs. VWNDX - Dividend Comparison
VTTVX's dividend yield for the trailing twelve months is around 7.44%, less than VWNDX's 7.92% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTTVX Vanguard Target Retirement 2025 Fund | 7.44% | 7.38% | 7.63% | 3.96% | 2.96% | 16.28% | 4.35% | 2.57% | 3.14% | 0.47% | 2.68% | 4.98% |
VWNDX Vanguard Windsor Fund Investor Shares | 7.92% | 7.78% | 12.48% | 8.24% | 15.38% | 11.46% | 8.37% | 10.26% | 13.15% | 3.51% | 4.89% | 8.51% |
Drawdowns
VTTVX vs. VWNDX - Drawdown Comparison
The maximum VTTVX drawdown since its inception was -46.03%, smaller than the maximum VWNDX drawdown of -61.48%. Use the drawdown chart below to compare losses from any high point for VTTVX and VWNDX.
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Drawdown Indicators
| VTTVX | VWNDX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -46.03% | -61.48% | +15.45% |
Max Drawdown (1Y)Largest decline over 1 year | -6.08% | -12.60% | +6.52% |
Max Drawdown (5Y)Largest decline over 5 years | -21.52% | -21.69% | +0.17% |
Max Drawdown (10Y)Largest decline over 10 years | -22.51% | -40.12% | +17.61% |
Current DrawdownCurrent decline from peak | -4.12% | -5.92% | +1.80% |
Average DrawdownAverage peak-to-trough decline | -5.09% | -8.94% | +3.85% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.42% | 3.05% | -1.63% |
Volatility
VTTVX vs. VWNDX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2025 Fund (VTTVX) is 3.45%, while Vanguard Windsor Fund Investor Shares (VWNDX) has a volatility of 4.40%. This indicates that VTTVX experiences smaller price fluctuations and is considered to be less risky than VWNDX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTTVX | VWNDX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.45% | 4.40% | -0.95% |
Volatility (6M)Calculated over the trailing 6-month period | 5.21% | 9.50% | -4.29% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.53% | 17.45% | -8.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.07% | 17.37% | -8.30% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.93% | 19.67% | -9.74% |