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UWM Holdings Corporation (UWMC)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US91823B1098
CUSIP
91823B109
IPO Date
Mar 24, 2020

Highlights

Market Cap
$9.30B
Enterprise Value
$8.80B
EPS (TTM)
$0.10
PE Ratio
34.88
Total Revenue (TTM)
$3.16B
Gross Profit (TTM)
$1.01B
EBITDA (TTM)
$135.33M
Year Range
$3.38 - $7.14
Target Price
$5.58
ROA (TTM)
1.02%
ROE (TTM)
10.82%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in UWM Holdings Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

UWM Holdings Corporation (UWMC) has returned -15.05% so far this year and -27.53% over the past 12 months.


UWM Holdings Corporation

1D
4.32%
1M
-15.63%
YTD
-15.05%
6M
-37.62%
1Y
-27.53%
3Y*
-2.99%
5Y*
-7.39%
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Mar 4, 2021, UWMC's average daily return is +0.01%, while the average monthly return is +0.27%. At this rate, your investment would double in approximately 21.4 years.

Historically, 44% of months were positive and 56% were negative. The best month was Aug 2025 with a return of +41.8%, while the worst month was Oct 2024 at -24.4%. The longest winning streak lasted 3 consecutive months, and the longest losing streak was 5 months.

On a daily basis, UWMC closed higher 48% of trading days. The best single day was Nov 4, 2022 with a return of +20.1%, while the worst single day was May 10, 2023 at -18.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202612.10%-10.18%-15.63%-15.05%
20252.73%4.15%-11.59%-13.92%-8.51%-1.21%-2.90%41.79%8.46%-7.55%3.91%-23.55%-19.30%
2024-6.29%-4.78%15.49%-13.22%16.98%-4.66%21.21%11.90%-8.33%-24.41%1.09%-8.23%-13.04%
202338.37%-6.99%17.76%22.20%-14.50%11.10%17.14%-9.15%-17.08%0.00%12.37%33.04%132.11%
2022-12.67%-16.05%6.77%-18.10%9.16%-9.84%6.50%-3.98%-16.81%11.95%35.67%-23.98%-38.03%
2021-8.04%2.90%8.95%-3.91%-9.70%-3.67%-4.11%-2.16%1.32%-12.83%-28.60%

Benchmark Metrics

UWM Holdings Corporation has an annualized alpha of -9.10%, beta of 1.03, and R² of 0.12 versus S&P 500 Index. Calculated based on daily prices since March 05, 2021.

  • This stock participated in 208.17% of S&P 500 Index downside but only 188.37% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.12 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-9.10%
Beta
1.03
0.12
Upside Capture
188.37%
Downside Capture
208.17%

Return for Risk

Risk / Return Rank

UWMC ranks 20 for risk / return — in the bottom 20% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


UWMC Risk / Return Rank: 2020
Overall Rank
UWMC Sharpe Ratio Rank: 1919
Sharpe Ratio Rank
UWMC Sortino Ratio Rank: 2121
Sortino Ratio Rank
UWMC Omega Ratio Rank: 2121
Omega Ratio Rank
UWMC Calmar Ratio Rank: 1919
Calmar Ratio Rank
UWMC Martin Ratio Rank: 1717
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for UWM Holdings Corporation (UWMC) and compare them to a chosen benchmark (S&P 500 Index).


UWMCBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

-0.48

0.90

-1.38

Sortino ratio

Return per unit of downside risk

-0.38

1.39

-1.77

Omega ratio

Gain probability vs. loss probability

0.95

1.21

-0.26

Calmar ratio

Return relative to maximum drawdown

-0.63

1.40

-2.03

Martin ratio

Return relative to average drawdown

-1.21

6.61

-7.82

Explore UWMC risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

UWM Holdings Corporation provided a 11.05% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The company has been increasing its dividends for 4 consecutive years.


6.00%7.00%8.00%9.00%10.00%11.00%12.00%$0.00$0.10$0.20$0.30$0.4020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021
Dividend$0.40$0.40$0.40$0.40$0.40$0.40

Dividend yield

11.05%9.13%6.81%5.59%12.08%6.76%

Monthly Dividends

The table displays the monthly dividend distributions for UWM Holdings Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.10$0.10
2025$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2024$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2023$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2022$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2021$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40

Dividend Yield & Payout


Dividend Yield

UWM Holdings Corporation has a dividend yield of 11.05%, which means its dividend payment is significantly above the market average.

Payout Ratio

UWM Holdings Corporation has a payout ratio of 159.95%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the UWM Holdings Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the UWM Holdings Corporation was 68.67%, occurring on Sep 29, 2022. Recovery took 449 trading sessions.

The current UWM Holdings Corporation drawdown is 56.49%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-68.67%Jun 14, 2021328Sep 29, 2022449Jul 16, 2024777
-58.9%Aug 26, 2024398Mar 27, 2026
-25.75%Mar 18, 202137May 10, 202113May 27, 202150
-7.26%Aug 5, 20243Aug 7, 20244Aug 13, 20247
-7.2%Jul 17, 20246Jul 24, 20243Jul 29, 20249

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of UWM Holdings Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how UWM Holdings Corporation is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for UWMC, comparing it with other companies in the Mortgage Finance industry. Currently, UWMC has a P/E ratio of 34.9. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for UWMC relative to other companies in the Mortgage Finance industry. Currently, UWMC has a P/S ratio of 1.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for UWMC in comparison with other companies in the Mortgage Finance industry. Currently, UWMC has a P/B value of 5.8. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items