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ISIN
US91823B1098
CUSIP
91823B109
IPO Date
Mar 24, 2020

Highlights

Market Cap
$3.25B
Enterprise Value
$2.82B
EPS (TTM)
$0.37
PE Ratio
5.47
Total Revenue (TTM)
$3.10B
Gross Profit (TTM)
$1.79B
EBITDA (TTM)
$1.03B
Year Range
$2.00 - $7.14
Target Price
$5.98
ROA (TTM)
1.10%
ROE (TTM)
13.21%

Share Price Chart


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Performance

UWMC Performance Chart

UWM Holdings Corporation (UWMC) is down 50.2% since the beginning of the year. At $2 per share, UWMC is trading 71.6% below its 52-week high of $7. Investors who bought $1,000 worth of UWMC shares 5 years ago would now be looking at an investment worth $322.


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S&P 500 Index

Returns By Period

UWM Holdings Corporation (UWMC) has returned -50.18% so far this year and -46.27% over the past 12 months.


UWM Holdings Corporation

1D
-0.98%
1M
-31.29%
YTD
-50.18%
6M
-52.87%
1Y
-46.27%
3Y*
-23.14%
5Y*
-20.26%
10Y*

Benchmark (S&P 500 Index)

1D
-1.44%
1M
-1.45%
YTD
7.60%
6M
6.59%
1Y
22.24%
3Y*
19.20%
5Y*
11.54%
10Y*
13.71%
*Multi-year figures are annualized to reflect compound growth (CAGR)

UWMC Monthly Returns History

Based on dividend-adjusted daily data since Mar 4, 2021, UWMC's average daily return is -0.04%, while the average monthly return is -0.64%.

Historically, 42% of months were positive and 58% were negative. The best month was Aug 2025 with a return of +41.8%, while the worst month was Jun 2026 at -30.6%. The longest winning streak lasted 3 consecutive months, and the longest losing streak was 5 months.

On a daily basis, UWMC closed higher 47% of trading days. The best single day was Nov 4, 2022 with a return of +20.1%, while the worst single day was May 10, 2023 at -18.0%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
202612.10%-10.18%-15.63%-2.21%-13.56%-30.62%-50.18%
20252.73%4.15%-11.59%-13.92%-8.51%-1.21%-2.90%41.79%8.46%-7.55%3.91%-23.55%-19.30%
2024-6.29%-4.78%15.49%-13.22%16.98%-4.66%21.21%11.90%-8.33%-24.41%1.09%-8.23%-13.04%
202338.37%-6.99%17.76%22.20%-14.50%11.10%17.14%-9.15%-17.08%0.00%12.37%33.04%132.11%
2022-12.67%-16.05%6.77%-18.10%9.16%-9.84%6.50%-3.98%-16.81%11.95%35.67%-23.98%-38.03%
2021-19.23%2.90%8.95%-3.91%-9.70%-3.67%-4.11%-2.16%1.32%-12.83%-37.29%

Benchmark Metrics

UWM Holdings Corporation has an annualized alpha of -20.87%, beta of 1.05, and R2 of 0.12 versus S&P 500 Index. Calculated based on daily prices since March 04, 2021.

  • This stock participated in 217.00% of S&P 500 Index downside but only 138.39% of its upside - more exposed to losses than it benefited from rallies.
  • R2 of 0.12 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

Alpha
-20.87%
Beta
1.05
0.12
Upside Capture
138.39%
Downside Capture
217.00%

Return for Risk

Risk / Return Rank

UWMC ranks 10 for risk / return — in the bottom 10% of stocks on our site. This means you're taking on significantly more risk than the returns justify. Consider whether the potential upside is worth the volatility, or explore alternatives with better risk / return profiles.


UWMC Risk / Return Rank: 1010
Overall Rank
UWMC Sharpe Ratio Rank: 88
Sharpe Ratio Rank
UWMC Sortino Ratio Rank: 99
Sortino Ratio Rank
UWMC Omega Ratio Rank: 1111
Omega Ratio Rank
UWMC Calmar Ratio Rank: 1616
Calmar Ratio Rank
UWMC Martin Ratio Rank: 77
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for UWM Holdings Corporation (UWMC) and compare them to S&P 500 Index.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


UWMCBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

-2.63

Sortino ratioReturn per unit of downside risk

-3.66

Omega ratioGain probability vs. loss probability

0.86

1.32

-0.46

Calmar ratioReturn relative to maximum drawdown

-0.69

2.46

-3.15

Martin ratioReturn relative to average drawdown

-1.48

10.92

-12.40

Dividends

Dividend History

UWM Holdings Corporation provided a 19.70% dividend yield over the last twelve months, with an annual payout of $0.40 per share. The company has been increasing its dividends for 4 consecutive years.


6.00%7.00%8.00%9.00%10.00%11.00%12.00%$0.00$0.10$0.20$0.30$0.4020212022202320242025
Dividends
Dividend Yield
PeriodTTM20252024202320222021
Dividend$0.40$0.40$0.40$0.40$0.40$0.40

Dividend yield

19.70%9.13%6.81%5.59%12.08%6.76%

Monthly Dividends

The table displays the monthly dividend distributions for UWM Holdings Corporation. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.00$0.10$0.00$0.00$0.10$0.20
2025$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2024$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2023$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2022$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40
2021$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.00$0.00$0.10$0.40

Dividend Yield & Payout


Dividend Yield

UWM Holdings Corporation has a dividend yield of 19.70%, which means its dividend payment is significantly above the market average.

Payout Ratio

UWM Holdings Corporation has a payout ratio of 176.42%, which is above the market average. This might signify the company's strong earnings or financial health. However, it could also hint at a more mature business phase with potentially slower growth.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the UWM Holdings Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the UWM Holdings Corporation was 74.48%, occurring on Jun 23, 2026. The portfolio has not yet recovered.

The current UWM Holdings Corporation drawdown is 74.48%.


Related event

Drawdown

Fall

Recovery

Underwater

2026 bear market2026
-74.48%Jun 2026
1y 10mo
1y 10moAug 2024 - now
Bear market2022
-68.67%Sep 2022
1y 3mo1y 9mo
3y 1moJun 2021 - Jul 2024
2021 bear market2021
-31.56%May 2021
2mo 7d1mo
3mo 7dMar 2021 - Jun 2021
2024 pullback2024
-7.26%Aug 2024
2d6d
8dAug 2024 - Aug 2024
2024 pullback2024
-7.20%Jul 2024
7d5d
12dJul 2024 - Jul 2024

Drawdown Indicators


UWMCBenchmarkDifference

Max Drawdown

Largest peak-to-trough decline

-74.48%

-56.78%

-17.70%

Max Drawdown (1Y)

Largest decline over 1 year

-67.27%

-9.10%

-58.17%

Max Drawdown (3Y)

Largest decline over 3 years

-74.48%

-18.90%

-55.58%

Max Drawdown (5Y)

Largest decline over 5 years

-74.48%

-25.43%

-49.05%

Max Drawdown (10Y)

Largest decline over 10 years

-33.92%

Current Drawdown

Current decline from peak

-74.48%

-3.21%

-71.27%

Average Drawdown

Average peak-to-trough decline

-37.85%

-10.71%

-27.14%

Ulcer Index

Depth and duration of drawdowns from previous peaks

31.33%

2.04%

+29.29%

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of UWM Holdings Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how UWM Holdings Corporation is priced in the market compared to other companies in the Mortgage Finance industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for UWMC, comparing it with other companies in the Mortgage Finance industry. Currently, UWMC has a P/E ratio of 5.5. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for UWMC relative to other companies in the Mortgage Finance industry. Currently, UWMC has a P/S ratio of 0.4. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for UWMC in comparison with other companies in the Mortgage Finance industry. Currently, UWMC has a P/B value of 2.0. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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