UWMC vs. GS
UWMC (UWM Holdings Corporation) and GS (The Goldman Sachs Group, Inc.) are both stocks. Both are in the Financial Services sector — UWMC in Mortgage Finance, GS in Capital Markets. Over the past 5 years, UWMC returned -14.78%/yr vs 24.59%/yr for GS. At a 0.33 correlation, their price movements are largely independent.
Performance
UWMC vs. GS - Performance Comparison
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Returns By Period
In the year-to-date period, UWMC achieves a -35.94% return, which is significantly lower than GS's 19.58% return.
UWMC
- 1D
- -8.08%
- 1M
- -22.88%
- YTD
- -35.94%
- 6M
- -49.47%
- 1Y
- -27.57%
- 3Y*
- -13.32%
- 5Y*
- -14.78%
- 10Y*
- —
GS
- 1D
- -2.21%
- 1M
- 15.76%
- YTD
- 19.58%
- 6M
- 25.65%
- 1Y
- 75.87%
- 3Y*
- 51.11%
- 5Y*
- 24.59%
- 10Y*
- 23.44%
UWMC vs. GS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
UWMC UWM Holdings Corporation | -35.94% | -19.30% | -13.04% | 132.11% | -38.03% | -28.60% |
GS The Goldman Sachs Group, Inc. | 19.58% | 56.64% | 52.03% | 15.91% | -7.87% | 17.75% |
Correlation
The correlation between UWMC and GS is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.23 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.33 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.35 |
Correlation (All Time) Calculated using the full available price history since Mar 5, 2021 | 0.33 |
The correlation between UWMC and GS shifts across timeframes, from 0.23 (1 year) to 0.35 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
UWMC:
$4.37B
GS:
$320.63B
UWMC:
$0.37
GS:
$57.41
UWMC:
7.36
GS:
18.13
UWMC:
0.50
GS:
2.96
UWMC:
2.73
GS:
2.61
UWMC:
$3.10B
GS:
$110.77B
UWMC:
$1.79B
GS:
$61.53B
UWMC:
$1.03B
GS:
$24.94B
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Return for Risk
UWMC vs. GS — Risk / Return Rank
UWMC
GS
UWMC vs. GS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UWM Holdings Corporation (UWMC) and The Goldman Sachs Group, Inc. (GS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UWMC | GS | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | -0.51 | 2.80 | -3.31 |
Sortino ratioReturn per unit of downside risk | -0.47 | 3.42 | -3.89 |
Omega ratioGain probability vs. loss probability | 0.95 | 1.45 | -0.50 |
Calmar ratioReturn relative to maximum drawdown | -0.48 | 3.93 | -4.40 |
Martin ratioReturn relative to average drawdown | -0.99 | 13.17 | -14.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UWMC | GS | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -0.51 | 2.80 | -3.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.29 | 0.89 | -1.18 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.79 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.27 | 0.33 | -0.61 |
Drawdowns
UWMC vs. GS - Drawdown Comparison
The maximum UWMC drawdown since its inception was -68.67%, smaller than the maximum GS drawdown of -78.84%. Use the drawdown chart below to compare losses from any high point for UWMC and GS.
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Drawdown Indicators
| UWMC | GS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -68.67% | -78.84% | +10.17% |
Max Drawdown (1Y)Largest decline over 1 year | -57.91% | -19.42% | -38.49% |
Max Drawdown (3Y)Largest decline over 3 years | -67.19% | -30.90% | -36.29% |
Max Drawdown (5Y)Largest decline over 5 years | -68.67% | -32.84% | -35.83% |
Max Drawdown (10Y)Largest decline over 10 years | — | -48.75% | — |
Current DrawdownCurrent decline from peak | -67.19% | -2.21% | -64.98% |
Average DrawdownAverage peak-to-trough decline | -37.17% | -22.63% | -14.54% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 27.87% | 5.78% | +22.09% |
Volatility
UWMC vs. GS - Volatility Comparison
UWM Holdings Corporation (UWMC) has a higher volatility of 11.81% compared to The Goldman Sachs Group, Inc. (GS) at 8.10%. This indicates that UWMC's price experiences larger fluctuations and is considered to be riskier than GS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UWMC | GS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 11.81% | 8.10% | +3.71% |
Volatility (6M)Calculated over the trailing 6-month period | 39.51% | 22.06% | +17.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 54.13% | 27.25% | +26.88% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 50.73% | 27.86% | +22.87% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 50.72% | 29.76% | +20.96% |
Dividends
UWMC vs. GS - Dividend Comparison
UWMC's dividend yield for the trailing twelve months is around 14.65%, more than GS's 1.63% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
GS The Goldman Sachs Group, Inc. | 1.63% | 1.59% | 2.01% | 2.72% | 2.62% | 1.70% | 1.90% | 1.80% | 1.89% | 1.14% | 1.09% | 1.41% |
UWMC UWM Holdings Corporation | 14.65% | 9.13% | 6.81% | 5.59% | 12.08% | 6.76% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
UWMC vs. GS - Financials Comparison
This section allows you to compare key financial metrics between UWM Holdings Corporation and The Goldman Sachs Group, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UWMC vs. GS - Profitability Comparison
UWMC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UWM Holdings Corporation reported a gross profit of 0.00 and revenue of 901.43M. Therefore, the gross margin over that period was 0.0%.
GS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The Goldman Sachs Group, Inc. reported a gross profit of 16.91B and revenue of 17.23B. Therefore, the gross margin over that period was 98.2%.
UWMC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UWM Holdings Corporation reported an operating income of 0.00 and revenue of 901.43M, resulting in an operating margin of 0.0%.
GS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The Goldman Sachs Group, Inc. reported an operating income of 6.49B and revenue of 17.23B, resulting in an operating margin of 37.7%.
UWMC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UWM Holdings Corporation reported a net income of 170.37M and revenue of 901.43M, resulting in a net margin of 18.9%.
GS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The Goldman Sachs Group, Inc. reported a net income of 5.63B and revenue of 17.23B, resulting in a net margin of 32.7%.
Frequently Asked Questions
UWMC and GS have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UWMC has higher volatility (11.81%) compared to GS (8.10%). In terms of maximum drawdown, UWMC dropped -68.67% vs GS's -78.84%.
GS currently has the higher Sharpe Ratio (2.80 vs -0.51), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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