Universal Insurance Holdings, Inc. (UVE) Sharpe Ratio: 1.39

UVE's Sharpe Ratio of 1.39 indicates that for each unit of volatility, it generates 1.39 units of excess return above the risk-free rate. The ratio is calculated using historical daily returns over the past 12 months (as of Jun 24, 2026).

Sharpe uses total volatility (standard deviation) which includes both upside and downside price movements, making it useful for comparing risk-adjusted returns across different assets. For how to read this number and when it can mislead, see Sharpe Ratio Explained.

UVE Sharpe Ratio Rank

Exceptional

UVE ranks above 80.3% of all investments in our database based on Sharpe Ratio over the past 12 months, demonstrating exceptional risk-adjusted returns. Securities are ranked from 0 (worst) to 100 (best).

What moves the rank

Strong returns with low total volatility → Higher rank
High volatility (both upside and downside) → Lower rank
Consistent returns → Higher rank than volatile returns of same magnitude
Sharp drawdowns increase volatility → Lower rank

What you can do with this information

Suitable as a core holding given strong risk-adjusted returns
Monitor rank changes to detect deteriorating return-to-volatility profile
Exceptional Sharpe ratio supports larger position sizes
Compare with category peers to assess whether strength is investment-specific or category-wide

UVE Sharpe Ratio Market Positioning

The chart shows UVE's Sharpe Ratio relative to all stocks on our platform, with color zones indicating percentile rankings. Higher ratios indicate better risk-adjusted returns.

Red zone (bottom 25%): -0.41 or lower
Yellow zone (middle 50%): -0.41 to 1.09
Green zone (top 25%): 1.09 or higher
Top 1%: 5.44+
Median: 0.18 — half of all investments score higher

How it compares to other similar stocks

The table compares Universal Insurance Holdings, Inc.'s Sharpe Ratio with other stocks in the Insurance - Property & Casualty industry across multiple time periods, showing how UVE's risk-adjusted performance compares to industry peers.

Data shows 1-, 5-, and 10-year periods, plus each stock's all-time average, as of Jun 24, 2026.

Symbol	Name	1Y Sharpe Ratio
MCY	Mercury General Corporation	2.51
UFCS	United Fire Group, Inc.	2.41
UVE	Universal Insurance Holdings, Inc.	1.39
L	Loews Corporation	1.38
MSADY	MS&AD Insurance Group Holdings PK	1.27
PRA	ProAssurance Corporation	1.23
THG	The Hanover Insurance Group, Inc.	1.18
SMPNY	Sompo Holdings Inc ADR	1.16
CINF	Cincinnati Financial Corporation	1.12
TRV	The Travelers Companies, Inc.	1.10

Benchmark Against

Benchmark

S&P 500 Index

Lookback Period

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Historical Sharpe Ratio

The chart shows UVE's rolling Sharpe ratio over time compared to your chosen benchmark. Rising trends indicate improving returns relative to total volatility, while declining trends may signal deteriorating risk-adjusted performance or increased volatility. Use multiple timeframes to distinguish short-term fluctuations from long-term patterns.

Identify market cycles by observing when UVE consistently outperforms (line above benchmark), underperforms (below benchmark), or aligns with the benchmark.

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Sharpe Ratio Calculator

How does UVE fit in your portfolio?

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