PortfoliosLab logo
PortfoliosLab logo
Tools
Performance Analysis
Portfolio Analysis
Factor Model
Portfolios
Lazy PortfoliosUser Portfolios
Discussions
UBSI vs. SOFI
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between UBSI and SOFI is 0.33, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.


-0.50.00.51.00.3

Performance

UBSI vs. SOFI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Bankshares, Inc. (UBSI) and SoFi Technologies, Inc. (SOFI). The values are adjusted to include any dividend payments, if applicable.

0.00%50.00%100.00%SeptemberOctoberNovemberDecember2025February
-6.38%
95.07%
UBSI
SOFI

Key characteristics

Sharpe Ratio

UBSI:

0.22

SOFI:

1.34

Sortino Ratio

UBSI:

0.57

SOFI:

1.89

Omega Ratio

UBSI:

1.07

SOFI:

1.24

Calmar Ratio

UBSI:

0.27

SOFI:

0.96

Martin Ratio

UBSI:

0.88

SOFI:

4.11

Ulcer Index

UBSI:

7.38%

SOFI:

17.59%

Daily Std Dev

UBSI:

29.75%

SOFI:

53.72%

Max Drawdown

UBSI:

-62.13%

SOFI:

-83.32%

Current Drawdown

UBSI:

-17.18%

SOFI:

-43.10%

Fundamentals

Market Cap

UBSI:

$5.09B

SOFI:

$16.07B

EPS

UBSI:

$2.75

SOFI:

$0.39

PE Ratio

UBSI:

12.92

SOFI:

37.62

Total Revenue (TTM)

UBSI:

$1.18B

SOFI:

$2.66B

Gross Profit (TTM)

UBSI:

$1.18B

SOFI:

$2.64B

EBITDA (TTM)

UBSI:

$102.57M

SOFI:

$254.67M

Returns By Period

In the year-to-date period, UBSI achieves a -5.38% return, which is significantly lower than SOFI's -4.74% return.


UBSI

YTD

-5.38%

1M

-7.26%

6M

-6.38%

1Y

7.81%

5Y*

5.63%

10Y*

3.51%

SOFI

YTD

-4.74%

1M

-16.60%

6M

95.08%

1Y

79.78%

5Y*

N/A

10Y*

N/A

*Annualized

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Risk-Adjusted Performance

UBSI vs. SOFI — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

UBSI
The Risk-Adjusted Performance Rank of UBSI is 5353
Overall Rank
The Sharpe Ratio Rank of UBSI is 5555
Sharpe Ratio Rank
The Sortino Ratio Rank of UBSI is 4848
Sortino Ratio Rank
The Omega Ratio Rank of UBSI is 4646
Omega Ratio Rank
The Calmar Ratio Rank of UBSI is 6060
Calmar Ratio Rank
The Martin Ratio Rank of UBSI is 5757
Martin Ratio Rank

SOFI
The Risk-Adjusted Performance Rank of SOFI is 7979
Overall Rank
The Sharpe Ratio Rank of SOFI is 8585
Sharpe Ratio Rank
The Sortino Ratio Rank of SOFI is 7979
Sortino Ratio Rank
The Omega Ratio Rank of SOFI is 7777
Omega Ratio Rank
The Calmar Ratio Rank of SOFI is 7979
Calmar Ratio Rank
The Martin Ratio Rank of SOFI is 7979
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

UBSI vs. SOFI - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for United Bankshares, Inc. (UBSI) and SoFi Technologies, Inc. (SOFI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for UBSI, currently valued at 0.22, compared to the broader market-2.000.002.000.221.34
The chart of Sortino ratio for UBSI, currently valued at 0.57, compared to the broader market-4.00-2.000.002.004.006.000.571.89
The chart of Omega ratio for UBSI, currently valued at 1.07, compared to the broader market0.501.001.502.001.071.24
The chart of Calmar ratio for UBSI, currently valued at 0.27, compared to the broader market0.002.004.006.000.270.96
The chart of Martin ratio for UBSI, currently valued at 0.88, compared to the broader market-10.000.0010.0020.0030.000.884.11
UBSI
SOFI

The current UBSI Sharpe Ratio is 0.22, which is lower than the SOFI Sharpe Ratio of 1.34. The chart below compares the historical Sharpe Ratios of UBSI and SOFI, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.50SeptemberOctoberNovemberDecember2025February
0.22
1.34
UBSI
SOFI

Dividends

UBSI vs. SOFI - Dividend Comparison

UBSI's dividend yield for the trailing twelve months is around 4.17%, while SOFI has not paid dividends to shareholders.


TTM20242023202220212020201920182017201620152014
UBSI
United Bankshares, Inc.
4.17%3.94%3.86%3.56%3.89%4.32%3.54%4.37%3.83%2.85%3.49%3.42%
SOFI
SoFi Technologies, Inc.
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Drawdowns

UBSI vs. SOFI - Drawdown Comparison

The maximum UBSI drawdown since its inception was -62.13%, smaller than the maximum SOFI drawdown of -83.32%. Use the drawdown chart below to compare losses from any high point for UBSI and SOFI. For additional features, visit the drawdowns tool.


-80.00%-60.00%-40.00%-20.00%0.00%SeptemberOctoberNovemberDecember2025February
-17.18%
-43.10%
UBSI
SOFI

Volatility

UBSI vs. SOFI - Volatility Comparison

The current volatility for United Bankshares, Inc. (UBSI) is 7.39%, while SoFi Technologies, Inc. (SOFI) has a volatility of 17.74%. This indicates that UBSI experiences smaller price fluctuations and is considered to be less risky than SOFI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


5.00%10.00%15.00%20.00%SeptemberOctoberNovemberDecember2025February
7.39%
17.74%
UBSI
SOFI

Financials

UBSI vs. SOFI - Financials Comparison

This section allows you to compare key financial metrics between United Bankshares, Inc. and SoFi Technologies, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.


Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities


Values in USD except per share items
PortfoliosLab logo
Performance Analysis
Portfolio AnalysisPortfolio PerformanceStock ComparisonSharpe RatioMartin RatioTreynor RatioSortino RatioOmega RatioCalmar RatioSummers Ratio
Community
Discussions


Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

Copyright © 2025 PortfoliosLab