TRU vs. DFS
Compare and contrast key facts about TransUnion (TRU) and Discover Financial Services (DFS).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TRU or DFS.
Correlation
The correlation between TRU and DFS is 0.63, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
TRU vs. DFS - Performance Comparison
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Key characteristics
TRU:
0.46
DFS:
1.42
TRU:
0.84
DFS:
2.24
TRU:
1.11
DFS:
1.29
TRU:
0.35
DFS:
2.33
TRU:
1.13
DFS:
7.33
TRU:
13.42%
DFS:
8.70%
TRU:
41.20%
DFS:
45.08%
TRU:
-64.92%
DFS:
-81.74%
TRU:
-24.97%
DFS:
-1.97%
Fundamentals
TRU:
$17.93B
DFS:
$50.34B
TRU:
$1.87
DFS:
$18.72
TRU:
49.14
DFS:
10.69
TRU:
1.73
DFS:
3.69
TRU:
4.21
DFS:
3.77
TRU:
4.09
DFS:
2.81
TRU:
$4.26B
DFS:
$20.00B
TRU:
$2.55B
DFS:
$17.55B
TRU:
$1.31B
DFS:
$7.84B
Returns By Period
In the year-to-date period, TRU achieves a -0.79% return, which is significantly lower than DFS's 15.88% return.
TRU
-0.79%
26.04%
-5.00%
18.61%
4.60%
2.83%
N/A
DFS
15.88%
25.32%
16.36%
62.46%
25.71%
42.66%
15.22%
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Risk-Adjusted Performance
TRU vs. DFS — Risk-Adjusted Performance Rank
TRU
DFS
TRU vs. DFS - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for TransUnion (TRU) and Discover Financial Services (DFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
TRU vs. DFS - Dividend Comparison
TRU's dividend yield for the trailing twelve months is around 0.35%, less than DFS's 1.40% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TRU TransUnion | 0.35% | 0.45% | 0.61% | 0.70% | 0.30% | 0.30% | 0.35% | 0.40% | 0.00% | 0.00% | 0.00% | 0.00% |
DFS Discover Financial Services | 1.40% | 1.62% | 2.40% | 2.96% | 1.63% | 1.94% | 1.98% | 2.54% | 1.69% | 1.61% | 2.01% | 1.40% |
Drawdowns
TRU vs. DFS - Drawdown Comparison
The maximum TRU drawdown since its inception was -64.92%, smaller than the maximum DFS drawdown of -81.74%. Use the drawdown chart below to compare losses from any high point for TRU and DFS. For additional features, visit the drawdowns tool.
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Volatility
TRU vs. DFS - Volatility Comparison
TransUnion (TRU) has a higher volatility of 11.51% compared to Discover Financial Services (DFS) at 10.84%. This indicates that TRU's price experiences larger fluctuations and is considered to be riskier than DFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
TRU vs. DFS - Financials Comparison
This section allows you to compare key financial metrics between TransUnion and Discover Financial Services. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TRU vs. DFS - Profitability Comparison
TRU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, TransUnion reported a gross profit of 650.10M and revenue of 1.10B. Therefore, the gross margin over that period was 59.3%.
DFS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Discover Financial Services reported a gross profit of 4.25B and revenue of 5.49B. Therefore, the gross margin over that period was 77.4%.
TRU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, TransUnion reported an operating income of 254.40M and revenue of 1.10B, resulting in an operating margin of 23.2%.
DFS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Discover Financial Services reported an operating income of 2.69B and revenue of 5.49B, resulting in an operating margin of 48.9%.
TRU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, TransUnion reported a net income of 148.10M and revenue of 1.10B, resulting in a net margin of 13.5%.
DFS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Discover Financial Services reported a net income of 1.10B and revenue of 5.49B, resulting in a net margin of 20.1%.