TLHIX vs. SCHD

In the year-to-date period, TLHIX achieves a 4.31% return, which is significantly higher than SCHD's -2.20% return. Over the past 10 years, TLHIX has underperformed SCHD with an annualized return of 6.99%, while SCHD has yielded a comparatively higher 10.61% annualized return.

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TLHIX has a 0.10% expense ratio, which is higher than SCHD's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2030 Fund (TLHIX) and Schwab US Dividend Equity ETF (SCHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current TLHIX Sharpe Ratio is 0.89, which is higher than the SCHD Sharpe Ratio of 0.22. The chart below compares the historical Sharpe Ratios of TLHIX and SCHD, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

TLHIX's dividend yield for the trailing twelve months is around 2.52%, less than SCHD's 3.93% yield.

The maximum TLHIX drawdown since its inception was -23.86%, smaller than the maximum SCHD drawdown of -33.37%. Use the drawdown chart below to compare losses from any high point for TLHIX and SCHD. For additional features, visit the drawdowns tool.

The current volatility for TIAA-CREF Lifecycle Index 2030 Fund (TLHIX) is 2.19%, while Schwab US Dividend Equity ETF (SCHD) has a volatility of 4.50%. This indicates that TLHIX experiences smaller price fluctuations and is considered to be less risky than SCHD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.