- Issuer
- TIAA Investments
- Inception Date
- Sep 29, 2020
- Category
- Target Retirement Date
- Min. Investment
- $10,000,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TFITX Performance Chart
TIAA-CREF Lifecycle Index 2065 Fund (TFITX) is up 12.0% since the beginning of the year. TFITX is currently trading at $19 per share. Investors who bought $1,000 worth of TFITX shares 5 years ago would now be looking at an investment worth $1,690.
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Returns By Period
TIAA-CREF Lifecycle Index 2065 Fund (TFITX) has returned 12.03% so far this year and 28.15% over the past 12 months.
TIAA-CREF Lifecycle Index 2065 Fund
- 1D
- 1.29%
- 1M
- 1.90%
- YTD
- 12.03%
- 6M
- 11.83%
- 1Y
- 28.15%
- 3Y*
- 18.92%
- 5Y*
- 11.06%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TFITX Monthly Returns History
Based on dividend-adjusted daily data since Oct 14, 2020, TFITX's average daily return is +0.05%, while the average monthly return is +1.13%. At this rate, an investment would double in approximately 5.1 years.
Historically, 68% of months were positive and 32% were negative. The best month was Nov 2020 with a return of +11.7%, while the worst month was Sep 2022 at -9.2%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, TFITX closed higher 52% of trading days. The best single day was Apr 9, 2025 with a return of +7.7%, while the worst single day was Apr 4, 2025 at -5.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.98% | 1.45% | -6.04% | 8.92% | 4.51% | 0.27% | 12.03% | ||||||
| 2025 | 3.17% | -0.27% | -3.42% | 0.57% | 5.22% | 4.49% | 0.90% | 2.73% | 3.40% | 1.97% | 0.12% | 0.84% | 21.24% |
| 2024 | 0.08% | 4.31% | 2.99% | -3.57% | 4.32% | 1.77% | 2.03% | 2.28% | 2.09% | -2.25% | 3.84% | -2.74% | 15.76% |
| 2023 | 7.21% | -2.92% | 2.73% | 1.24% | -0.88% | 5.48% | 3.44% | -2.76% | -4.08% | -2.78% | 8.67% | 5.02% | 21.16% |
| 2022 | -4.59% | -2.73% | 1.40% | -7.73% | 0.53% | -7.81% | 6.95% | -3.83% | -9.16% | 5.91% | 8.08% | -4.28% | -17.62% |
| 2021 | -0.27% | 2.49% | 2.60% | 4.15% | 1.14% | 1.53% | 0.79% | 2.35% | -3.99% | 4.95% | -2.36% | 3.71% | 18.06% |
Benchmark Metrics
TIAA-CREF Lifecycle Index 2065 Fund has an annualized alpha of 0.92%, beta of 0.87, and R2 of 0.94 versus S&P 500 Index. Calculated based on daily prices since October 14, 2020.
- This fund participated in 88.70% of S&P 500 Index downside but only 87.43% of its upside - more exposed to losses than it benefited from rallies.
- With beta of 0.87 and R2 of 0.94, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 0.92%
- Beta
- 0.87
- R²
- 0.94
- Upside Capture
- 87.43%
- Downside Capture
- 88.70%
Expense Ratio
TFITX has an expense ratio of 0.11%, which is considered low.
Return for Risk
Risk / Return Rank
TFITX ranks 68 for risk / return — better than 68% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2065 Fund (TFITX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TFITX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.19 | ||
| Sortino ratioReturn per unit of downside risk | +0.29 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.37 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 3.07 | 2.78 | +0.28 |
| Martin ratioReturn relative to average drawdown | 13.38 | 12.44 | +0.94 |
Dividends
Dividend History
TIAA-CREF Lifecycle Index 2065 Fund provided a 2.18% dividend yield over the last twelve months, with an annual payout of $0.41 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.41 | $0.41 | $0.30 | $0.26 | $0.22 | $0.24 | $0.18 |
Dividend yield | 2.18% | 2.44% | 2.12% | 2.05% | 2.09% | 1.84% | 1.55% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle Index 2065 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.41 | $0.41 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.30 | $0.30 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.26 | $0.26 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.22 | $0.22 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.24 | $0.24 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle Index 2065 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle Index 2065 Fund was 25.64%, occurring on Oct 14, 2022. Recovery took 322 trading sessions.
The current TIAA-CREF Lifecycle Index 2065 Fund drawdown is 0.48%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -25.64%Oct 2022 | 11mo 9d | 1y 3mo | 2y 2moNov 2021 - Jan 2024 |
2025 selloff2025 | -15.56%Apr 2025 | 1mo 18d | 1mo 8d | 2mo 26dFeb 2025 - May 2025 |
2026 pullback2026 | -9.12%Mar 2026 | 1mo 2d | 16d | 1mo 18dFeb 2026 - Apr 2026 |
2024 pullback2024 | -7.54%Aug 2024 | 19d | 18d | 1mo 7dJul 2024 - Aug 2024 |
2020 pullback2020 | -5.50%Oct 2020 | 15d | 6d | 21dOct 2020 - Nov 2020 |
Drawdown Indicators
| TFITX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -25.64% | -56.78% | +31.14% |
Max Drawdown (1Y)Largest decline over 1 year | -9.12% | -9.10% | -0.02% |
Max Drawdown (3Y)Largest decline over 3 years | -15.56% | -18.90% | +3.34% |
Max Drawdown (5Y)Largest decline over 5 years | -25.64% | -25.43% | -0.21% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.48% | -1.80% | +1.32% |
Average DrawdownAverage peak-to-trough decline | -5.24% | -10.71% | +5.47% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.08% | 2.03% | +0.05% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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