- ISIN
- US8874327302
- CUSIP
- 887432730
- Issuer
- Timothy Plan
- Inception Date
- Oct 4, 2000
- Category
- Diversified Portfolio
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Mid-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TCGAX Performance Chart
Timothy Plan Conservative Growth Fund (TCGAX) is up 5.3% since the beginning of the year. TCGAX is currently trading at $12 per share. Investors who bought $1,000 worth of TCGAX shares 5 years ago would now be looking at an investment worth $1,165.
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Returns By Period
Timothy Plan Conservative Growth Fund (TCGAX) has returned 5.25% so far this year and 11.70% over the past 12 months. Over the last ten years, TCGAX has returned 4.15% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
Timothy Plan Conservative Growth Fund
- 1D
- 0.43%
- 1M
- 1.04%
- YTD
- 5.25%
- 6M
- 4.87%
- 1Y
- 11.70%
- 3Y*
- 8.06%
- 5Y*
- 3.10%
- 10Y*
- 4.15%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TCGAX Monthly Returns History
Based on dividend-adjusted daily data since Oct 17, 2000, TCGAX's average daily return is +0.01%, while the average monthly return is +0.30%. At this rate, an investment would double in approximately 19.3 years.
Historically, 60% of months were positive and 40% were negative. The best month was Oct 2011 with a return of +7.5%, while the worst month was Oct 2008 at -15.7%. The longest winning streak lasted 7 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TCGAX closed higher 49% of trading days. The best single day was Oct 13, 2008 with a return of +6.5%, while the worst single day was Oct 15, 2008 at -5.7%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.53% | 2.91% | -4.03% | 3.31% | 0.35% | 0.26% | 5.25% | ||||||
| 2025 | 1.88% | 0.49% | -0.87% | -0.19% | 2.34% | 2.19% | 0.19% | 2.33% | 1.18% | -0.36% | 0.90% | 0.05% | 10.54% |
| 2024 | -1.20% | 1.21% | 2.10% | -2.64% | 2.51% | -0.49% | 3.05% | 1.53% | 1.22% | -2.23% | 2.38% | -2.97% | 4.29% |
| 2023 | 4.18% | -2.31% | 0.51% | 0.20% | -1.63% | 1.35% | 2.15% | -1.80% | -2.65% | -2.10% | 4.50% | 4.41% | 6.59% |
| 2022 | -3.64% | -1.26% | -0.09% | -4.55% | 0.76% | -4.45% | 3.67% | -2.87% | -5.71% | 2.30% | 4.69% | -1.90% | -12.86% |
| 2021 | -0.36% | 0.99% | 1.69% | 1.75% | 1.38% | -0.42% | 1.02% | 0.76% | -2.43% | 1.89% | -1.35% | 2.56% | 7.61% |
Benchmark Metrics
Timothy Plan Conservative Growth Fund has an annualized alpha of -0.45%, beta of 0.49, and R2 of 0.83 versus S&P 500 Index. Calculated based on daily prices since October 17, 2000.
- This fund participated in 64.04% of S&P 500 Index downside but only 50.84% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.49 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- -0.45%
- Beta
- 0.49
- R²
- 0.83
- Upside Capture
- 50.84%
- Downside Capture
- 64.04%
Expense Ratio
TCGAX has a high expense ratio of 1.04%, indicating above-average management fees.
Return for Risk
Risk / Return Rank
TCGAX ranks 34 for risk / return — below 34% of mutual funds on our site. The returns aren't fully compensating for the risk involved. This isn't necessarily a dealbreaker, but factor it into your decision — especially if you're risk-averse.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Timothy Plan Conservative Growth Fund (TCGAX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TCGAX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.48 | ||
| Sortino ratioReturn per unit of downside risk | -0.51 | ||
| Omega ratioGain probability vs. loss probability | 1.28 | 1.37 | -0.09 |
| Calmar ratioReturn relative to maximum drawdown | 2.07 | 2.78 | -0.71 |
| Martin ratioReturn relative to average drawdown | 7.66 | 12.44 | -4.78 |
Dividends
Dividend History
Timothy Plan Conservative Growth Fund provided a 1.09% dividend yield over the last twelve months, with an annual payout of $0.13 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.13 | $0.13 | $0.35 | $0.17 | $0.51 | $0.46 | $0.29 | $0.39 | $0.24 | $0.03 | $0.00 | $0.71 |
Dividend yield | 1.09% | 1.14% | 3.45% | 1.65% | 5.35% | 4.01% | 2.56% | 3.64% | 2.47% | 0.31% | 0.00% | 7.45% |
Monthly Dividends
The table displays the monthly dividend distributions for Timothy Plan Conservative Growth Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.13 | $0.13 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.35 | $0.35 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.17 | $0.17 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.51 | $0.51 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.46 | $0.46 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Timothy Plan Conservative Growth Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Timothy Plan Conservative Growth Fund was 40.54%, occurring on Mar 9, 2009. Recovery took 540 trading sessions.
The current Timothy Plan Conservative Growth Fund drawdown is 0.43%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -40.54%Mar 2009 | 1y 4mo | 2y 1mo | 3y 5moNov 2007 - Apr 2011 |
Dot-com crash2000–2002 | -26.54%Oct 2002 | 1y 11mo | 2y 1mo | 4y 5dNov 2000 - Nov 2004 |
COVID crash2020 | -20.35%Mar 2020 | 2mo 2d | 4mo 22d | 6mo 24dJan 2020 - Aug 2020 |
Bear market2022 | -17.77%Oct 2022 | 11mo 8d | 2y 7mo | 3y 6moNov 2021 - May 2025 |
2016 correction2016 | -13.99%Jan 2016 | 1y 6mo | 1y 7mo | 3y 2moJul 2014 - Sep 2017 |
Drawdown Indicators
| TCGAX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -40.54% | -56.78% | +16.24% |
Max Drawdown (1Y)Largest decline over 1 year | -5.57% | -9.10% | +3.53% |
Max Drawdown (3Y)Largest decline over 3 years | -7.75% | -18.90% | +11.15% |
Max Drawdown (5Y)Largest decline over 5 years | -17.77% | -25.43% | +7.66% |
Max Drawdown (10Y)Largest decline over 10 years | -20.35% | -33.92% | +13.57% |
Current DrawdownCurrent decline from peak | -0.43% | -1.80% | +1.37% |
Average DrawdownAverage peak-to-trough decline | -6.27% | -10.71% | +4.44% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.50% | 2.03% | -0.53% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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