TCGAX vs. SPY
Compare and contrast key facts about Timothy Plan Conservative Growth Fund (TCGAX) and SPDR S&P 500 ETF (SPY).
TCGAX is managed by Timothy Plan. It was launched on Oct 4, 2000. SPY is a passively managed fund by State Street that tracks the performance of the S&P 500 Index. It was launched on Jan 22, 1993.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TCGAX or SPY.
Correlation
The correlation between TCGAX and SPY is 0.87, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
TCGAX vs. SPY - Performance Comparison
Key characteristics
TCGAX:
1.13
SPY:
1.88
TCGAX:
1.60
SPY:
2.53
TCGAX:
1.20
SPY:
1.35
TCGAX:
0.45
SPY:
2.83
TCGAX:
4.36
SPY:
11.74
TCGAX:
1.67%
SPY:
2.02%
TCGAX:
6.46%
SPY:
12.64%
TCGAX:
-50.30%
SPY:
-55.19%
TCGAX:
-9.90%
SPY:
-0.42%
Returns By Period
In the year-to-date period, TCGAX achieves a 2.77% return, which is significantly lower than SPY's 4.15% return. Over the past 10 years, TCGAX has underperformed SPY with an annualized return of 0.15%, while SPY has yielded a comparatively higher 13.18% annualized return.
TCGAX
2.77%
0.48%
1.05%
7.26%
0.35%
0.15%
SPY
4.15%
1.22%
10.44%
24.34%
14.62%
13.18%
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TCGAX vs. SPY - Expense Ratio Comparison
TCGAX has a 1.04% expense ratio, which is higher than SPY's 0.09% expense ratio.
Risk-Adjusted Performance
TCGAX vs. SPY — Risk-Adjusted Performance Rank
TCGAX
SPY
TCGAX vs. SPY - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Conservative Growth Fund (TCGAX) and SPDR S&P 500 ETF (SPY). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TCGAX vs. SPY - Dividend Comparison
TCGAX's dividend yield for the trailing twelve months is around 2.43%, more than SPY's 1.16% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCGAX Timothy Plan Conservative Growth Fund | 2.43% | 2.49% | 1.50% | 0.47% | 0.14% | 0.37% | 0.00% | 0.00% | 0.00% | 0.00% | 1.09% | 0.52% |
SPY SPDR S&P 500 ETF | 1.16% | 1.21% | 1.40% | 1.65% | 1.20% | 1.52% | 1.75% | 2.04% | 1.80% | 2.03% | 2.06% | 1.87% |
Drawdowns
TCGAX vs. SPY - Drawdown Comparison
The maximum TCGAX drawdown since its inception was -50.30%, smaller than the maximum SPY drawdown of -55.19%. Use the drawdown chart below to compare losses from any high point for TCGAX and SPY. For additional features, visit the drawdowns tool.
Volatility
TCGAX vs. SPY - Volatility Comparison
The current volatility for Timothy Plan Conservative Growth Fund (TCGAX) is 1.81%, while SPDR S&P 500 ETF (SPY) has a volatility of 2.93%. This indicates that TCGAX experiences smaller price fluctuations and is considered to be less risky than SPY based on this measure. The chart below showcases a comparison of their rolling one-month volatility.