SWYFX vs. VBIAX
Compare and contrast key facts about Schwab Target 2035 Index Fund (SWYFX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX).
SWYFX is managed by Schwab Funds. It was launched on Aug 24, 2016. VBIAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYFX or VBIAX.
Key characteristics
| SWYFX | VBIAX | |
|---|---|---|
| YTD Return | 14.68% | 15.96% |
| 1Y Return | 26.23% | 24.24% |
| 3Y Return (Ann) | 4.06% | 2.60% |
| 5Y Return (Ann) | 8.70% | 7.88% |
| Sharpe Ratio | 2.76 | 2.63 |
| Sortino Ratio | 3.84 | 3.58 |
| Omega Ratio | 1.58 | 1.51 |
| Calmar Ratio | 2.33 | 1.75 |
| Martin Ratio | 18.68 | 16.29 |
| Ulcer Index | 1.35% | 1.42% |
| Daily Std Dev | 9.17% | 8.83% |
| Max Drawdown | -26.50% | -35.90% |
| Current Drawdown | 0.00% | 0.00% |
Correlation
The correlation between SWYFX and VBIAX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
SWYFX vs. VBIAX - Performance Comparison
In the year-to-date period, SWYFX achieves a 14.68% return, which is significantly lower than VBIAX's 15.96% return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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SWYFX vs. VBIAX - Expense Ratio Comparison
SWYFX has a 0.04% expense ratio, which is lower than VBIAX's 0.07% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
SWYFX vs. VBIAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Index Fund (SWYFX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYFX vs. VBIAX - Dividend Comparison
SWYFX's dividend yield for the trailing twelve months is around 1.87%, less than VBIAX's 2.01% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYFX Schwab Target 2035 Index Fund | 1.87% | 2.15% | 2.02% | 1.72% | 1.64% | 1.99% | 2.10% | 1.43% | 0.99% | 0.00% | 0.00% | 0.00% |
VBIAX Vanguard Balanced Index Fund Admiral Shares | 2.01% | 2.04% | 1.93% | 1.39% | 1.66% | 2.12% | 2.32% | 1.95% | 2.09% | 2.09% | 1.92% | 1.85% |
Drawdowns
SWYFX vs. VBIAX - Drawdown Comparison
The maximum SWYFX drawdown since its inception was -26.50%, smaller than the maximum VBIAX drawdown of -35.90%. Use the drawdown chart below to compare losses from any high point for SWYFX and VBIAX. For additional features, visit the drawdowns tool.
Volatility
SWYFX vs. VBIAX - Volatility Comparison
Schwab Target 2035 Index Fund (SWYFX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX) have volatilities of 2.49% and 2.47%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.