SWYFX vs. VBIAX
Compare and contrast key facts about Schwab Target 2035 Index Fund (SWYFX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX).
SWYFX is managed by Schwab Funds. It was launched on Aug 24, 2016. VBIAX is managed by Vanguard. It was launched on Nov 13, 2000.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: SWYFX or VBIAX.
Performance
SWYFX vs. VBIAX - Performance Comparison
Returns By Period
In the year-to-date period, SWYFX achieves a 14.09% return, which is significantly lower than VBIAX's 15.66% return.
SWYFX
14.09%
1.22%
8.61%
20.56%
8.52%
N/A
VBIAX
15.66%
2.26%
9.73%
19.41%
7.66%
7.62%
Key characteristics
| SWYFX | VBIAX | |
|---|---|---|
| Sharpe Ratio | 2.31 | 2.25 |
| Sortino Ratio | 3.18 | 3.04 |
| Omega Ratio | 1.47 | 1.43 |
| Calmar Ratio | 2.90 | 1.94 |
| Martin Ratio | 15.03 | 13.50 |
| Ulcer Index | 1.37% | 1.44% |
| Daily Std Dev | 8.90% | 8.64% |
| Max Drawdown | -26.50% | -35.90% |
| Current Drawdown | -0.57% | -0.37% |
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SWYFX vs. VBIAX - Expense Ratio Comparison
SWYFX has a 0.04% expense ratio, which is lower than VBIAX's 0.07% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Correlation
The correlation between SWYFX and VBIAX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Risk-Adjusted Performance
SWYFX vs. VBIAX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Schwab Target 2035 Index Fund (SWYFX) and Vanguard Balanced Index Fund Admiral Shares (VBIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
SWYFX vs. VBIAX - Dividend Comparison
SWYFX's dividend yield for the trailing twelve months is around 1.88%, less than VBIAX's 2.02% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
SWYFX Schwab Target 2035 Index Fund | 1.88% | 2.15% | 2.02% | 1.72% | 1.64% | 1.99% | 2.10% | 1.43% | 0.99% | 0.00% | 0.00% | 0.00% |
VBIAX Vanguard Balanced Index Fund Admiral Shares | 2.02% | 2.04% | 1.93% | 1.39% | 1.66% | 2.12% | 2.32% | 1.95% | 2.09% | 2.09% | 1.92% | 1.85% |
Drawdowns
SWYFX vs. VBIAX - Drawdown Comparison
The maximum SWYFX drawdown since its inception was -26.50%, smaller than the maximum VBIAX drawdown of -35.90%. Use the drawdown chart below to compare losses from any high point for SWYFX and VBIAX. For additional features, visit the drawdowns tool.
Volatility
SWYFX vs. VBIAX - Volatility Comparison
The current volatility for Schwab Target 2035 Index Fund (SWYFX) is 2.29%, while Vanguard Balanced Index Fund Admiral Shares (VBIAX) has a volatility of 2.54%. This indicates that SWYFX experiences smaller price fluctuations and is considered to be less risky than VBIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.