American Funds 2055 Target Date Retirement Fund Class R6 (RFKTX)

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American Funds 2055 Target Date Retirement Fund Class R6 (RFKTX) is up 10.7% since the beginning of the year. RFKTX is currently trading at $33 per share. Investors who bought $1,000 worth of RFKTX shares 5 years ago would now be looking at an investment worth $1,613.

American Funds 2055 Target Date Retirement Fund Class R6 (RFKTX) has returned 10.72% so far this year and 26.02% over the past 12 months. Over the last ten years, RFKTX has returned 12.36% per year, falling short of the S&P 500 Index benchmark, which averaged 13.66% annually.

Based on dividend-adjusted daily data since Jan 3, 2011, RFKTX's average daily return is +0.05%, while the average monthly return is +0.95%. At this rate, an investment would double in approximately 6.1 years.

Historically, 69% of months were positive and 31% were negative. The best month was Nov 2020 with a return of +10.8%, while the worst month was Mar 2020 at -11.6%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.

On a daily basis, RFKTX closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +7.1%, while the worst single day was Mar 16, 2020 at -10.0%.

American Funds 2055 Target Date Retirement Fund Class R6 has an annualized alpha of 0.99%, beta of 0.82, and R2 of 0.94 versus S&P 500 Index. Calculated based on daily prices since January 04, 2011.

• This fund participated in 88.29% of S&P 500 Index downside but only 86.37% of its upside - more exposed to losses than it benefited from rallies.

RFKTX has an expense ratio of 0.38%, placing it in the medium range.

RFKTX ranks 59 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for American Funds 2055 Target Date Retirement Fund Class R6 (RFKTX) and compare them to S&P 500 Index.

American Funds 2055 Target Date Retirement Fund Class R6 provided a 5.35% dividend yield over the last twelve months, with an annual payout of $1.78 per share. The fund has been increasing its distributions for 2 consecutive years.

The table displays the monthly dividend distributions for American Funds 2055 Target Date Retirement Fund Class R6. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the American Funds 2055 Target Date Retirement Fund Class R6. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the American Funds 2055 Target Date Retirement Fund Class R6 was 29.29%, occurring on Mar 23, 2020. Recovery took 84 trading sessions.

The chart below shows the rolling one-month volatility.