- ISIN
- US55275E3586
- CUSIP
- 55275E358
- Issuer
- MFS
- Inception Date
- Sep 14, 2010
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
MFFIX Performance Chart
MFS Lifetime 2050 Fund (MFFIX) is up 10.1% since the beginning of the year. MFFIX is currently trading at $28 per share. Investors who bought $1,000 worth of MFFIX shares 5 years ago would now be looking at an investment worth $1,529.
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Returns By Period
MFS Lifetime 2050 Fund (MFFIX) has returned 10.06% so far this year and 21.50% over the past 12 months. Over the last ten years, MFFIX has returned 11.14% per year, falling short of the S&P 500 Index benchmark, which averaged 13.75% annually.
MFS Lifetime 2050 Fund
- 1D
- 0.15%
- 1M
- 2.91%
- YTD
- 10.06%
- 6M
- 11.20%
- 1Y
- 21.50%
- 3Y*
- 16.75%
- 5Y*
- 8.86%
- 10Y*
- 11.14%
Benchmark (S&P 500 Index)
- 1D
- 0.13%
- 1M
- 5.25%
- YTD
- 11.16%
- 6M
- 11.43%
- 1Y
- 28.20%
- 3Y*
- 21.12%
- 5Y*
- 12.66%
- 10Y*
- 13.75%
MFFIX Monthly Returns History
Based on dividend-adjusted daily data since Sep 15, 2010, MFFIX's average daily return is +0.04%, while the average monthly return is +0.90%. At this rate, an investment would double in approximately 6.4 years.
Historically, 67% of months were positive and 33% were negative. The best month was Nov 2020 with a return of +10.3%, while the worst month was Mar 2020 at -14.2%. The longest winning streak lasted 15 consecutive months, and the longest losing streak was 5 months.
On a daily basis, MFFIX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +7.9%, while the worst single day was Mar 16, 2020 at -10.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.43% | 2.28% | -5.77% | 7.45% | 2.61% | 0.15% | 10.06% | ||||||
| 2025 | 3.67% | -0.88% | -2.77% | 0.04% | 4.93% | 3.87% | 0.40% | 2.73% | 1.81% | 0.19% | 0.90% | 0.62% | 16.35% |
| 2024 | 0.09% | 3.68% | 3.69% | -3.56% | 3.91% | 0.39% | 2.93% | 1.93% | 1.93% | -2.14% | 3.96% | -3.89% | 13.21% |
| 2023 | 7.06% | -3.20% | 1.17% | 1.01% | -2.14% | 5.74% | 3.08% | -2.24% | -4.25% | -2.94% | 8.06% | 5.33% | 16.81% |
| 2022 | -4.89% | -1.98% | 1.52% | -6.18% | 0.85% | -8.16% | 7.26% | -3.93% | -8.92% | 6.22% | 7.13% | -4.03% | -15.69% |
| 2021 | -0.46% | 2.78% | 3.02% | 4.77% | 1.54% | 1.11% | 1.55% | 2.28% | -3.68% | 4.59% | -2.72% | 4.37% | 20.44% |
Benchmark Metrics
MFS Lifetime 2050 Fund has an annualized alpha of -0.08%, beta of 0.82, and R2 of 0.92 versus S&P 500 Index. Calculated based on daily prices since September 16, 2010.
- This fund participated in 91.55% of S&P 500 Index downside but only 83.99% of its upside - more exposed to losses than it benefited from rallies.
- Alpha
- -0.08%
- Beta
- 0.82
- R²
- 0.92
- Upside Capture
- 83.99%
- Downside Capture
- 91.55%
Expense Ratio
MFFIX has an expense ratio of 0.00%, meaning no management fees are charged.
Return for Risk
Risk / Return Rank
MFFIX ranks 52 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for MFS Lifetime 2050 Fund (MFFIX) and compare them to S&P 500 Index.
| MFFIX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 2.12 | 2.39 | -0.27 |
Sortino ratioReturn per unit of downside risk | 3.00 | 3.25 | -0.26 |
Omega ratioGain probability vs. loss probability | 1.39 | 1.43 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.67 | 3.11 | -0.44 |
Martin ratioReturn relative to average drawdown | 11.37 | 14.38 | -3.01 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Dividends
Dividend History
MFS Lifetime 2050 Fund provided a 6.87% dividend yield over the last twelve months, with an annual payout of $1.89 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.89 | $1.89 | $1.11 | $0.75 | $1.21 | $2.17 | $0.51 | $0.85 | $0.63 | $0.57 | $0.60 | $0.26 |
Dividend yield | 6.87% | 7.56% | 4.81% | 3.51% | 6.38% | 9.06% | 2.37% | 4.34% | 3.88% | 3.10% | 3.90% | 1.76% |
Monthly Dividends
The table displays the monthly dividend distributions for MFS Lifetime 2050 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.89 | $1.89 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.11 | $1.11 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.75 | $0.75 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.21 | $1.21 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $2.17 | $2.17 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the MFS Lifetime 2050 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the MFS Lifetime 2050 Fund was 32.80%, occurring on Mar 23, 2020. Recovery took 113 trading sessions.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -32.80%Mar 2020 | 1mo 2d | 5mo 12d | 6mo 14dFeb 2020 - Sep 2020 |
Bear market2022 | -23.17%Oct 2022 | 11mo 1d | 1y 3mo | 2y 2moNov 2021 - Feb 2024 |
2011 correction2011 | -19.83%Oct 2011 | 5mo 4d | 5mo 25d | 10mo 29dMay 2011 - Mar 2012 |
Rate-hike selloffLate 2018 | -16.93%Dec 2018 | 3mo 26d | 3mo 19d | 7mo 15dAug 2018 - Apr 2019 |
2016 correction2016 | -16.73%Feb 2016 | 8mo 25d | 6mo 2d | 1y 2moMay 2015 - Aug 2016 |
Drawdown Indicators
| MFFIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.80% | -56.78% | +23.98% |
Max Drawdown (1Y)Largest decline over 1 year | -8.31% | -9.10% | +0.79% |
Max Drawdown (3Y)Largest decline over 3 years | -14.51% | -18.90% | +4.39% |
Max Drawdown (5Y)Largest decline over 5 years | -23.17% | -25.43% | +2.26% |
Max Drawdown (10Y)Largest decline over 10 years | -32.80% | -33.92% | +1.12% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -3.97% | -10.72% | +6.75% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.95% | 1.97% | -0.02% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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