MFFIX vs. VTIVX
Compare and contrast key facts about MFS Lifetime 2050 Fund (MFFIX) and Vanguard Target Retirement 2045 Fund (VTIVX).
MFFIX is managed by MFS. It was launched on Sep 14, 2010. VTIVX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: MFFIX or VTIVX.
Correlation
The correlation between MFFIX and VTIVX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
MFFIX vs. VTIVX - Performance Comparison
Key characteristics
MFFIX:
1.22
VTIVX:
1.63
MFFIX:
1.68
VTIVX:
2.25
MFFIX:
1.22
VTIVX:
1.30
MFFIX:
1.46
VTIVX:
2.52
MFFIX:
5.50
VTIVX:
9.22
MFFIX:
2.36%
VTIVX:
1.77%
MFFIX:
10.63%
VTIVX:
10.07%
MFFIX:
-32.80%
VTIVX:
-51.69%
MFFIX:
-2.15%
VTIVX:
-0.23%
Returns By Period
In the year-to-date period, MFFIX achieves a 4.67% return, which is significantly higher than VTIVX's 4.42% return. Over the past 10 years, MFFIX has underperformed VTIVX with an annualized return of 6.69%, while VTIVX has yielded a comparatively higher 8.51% annualized return.
MFFIX
4.67%
1.21%
3.74%
13.26%
6.63%
6.69%
VTIVX
4.42%
1.91%
6.43%
16.60%
9.35%
8.51%
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MFFIX vs. VTIVX - Expense Ratio Comparison
MFFIX has a 0.00% expense ratio, which is lower than VTIVX's 0.08% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
MFFIX vs. VTIVX — Risk-Adjusted Performance Rank
MFFIX
VTIVX
MFFIX vs. VTIVX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for MFS Lifetime 2050 Fund (MFFIX) and Vanguard Target Retirement 2045 Fund (VTIVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
MFFIX vs. VTIVX - Dividend Comparison
MFFIX's dividend yield for the trailing twelve months is around 2.39%, more than VTIVX's 2.21% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
MFFIX MFS Lifetime 2050 Fund | 2.39% | 2.50% | 1.66% | 2.39% | 5.16% | 1.28% | 1.89% | 2.55% | 2.31% | 1.27% | 1.42% | 4.05% |
VTIVX Vanguard Target Retirement 2045 Fund | 2.21% | 2.31% | 2.28% | 2.13% | 2.22% | 1.60% | 2.23% | 2.39% | 1.90% | 1.99% | 2.17% | 2.05% |
Drawdowns
MFFIX vs. VTIVX - Drawdown Comparison
The maximum MFFIX drawdown since its inception was -32.80%, smaller than the maximum VTIVX drawdown of -51.69%. Use the drawdown chart below to compare losses from any high point for MFFIX and VTIVX. For additional features, visit the drawdowns tool.
Volatility
MFFIX vs. VTIVX - Volatility Comparison
MFS Lifetime 2050 Fund (MFFIX) and Vanguard Target Retirement 2045 Fund (VTIVX) have volatilities of 2.26% and 2.36%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.