- ISIN
- US52603A2087
- CUSIP
- 52603A208
- Delisting Date
- Jun 22, 2026
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Dec 11, 2014
Highlights
- Market Cap
- $2.25B
- Enterprise Value
- $2.23B
- EPS (TTM)
- $1.49
- PE Ratio
- 12.86
- PEG Ratio
- 0.03
- Total Revenue (TTM)
- $1.30B
- Gross Profit (TTM)
- $872.66M
- EBITDA (TTM)
- $309.10M
- Year Range
- $11.57 - $21.67
- Target Price
- $23.00
- ROA (TTM)
- 1.47%
- ROE (TTM)
- 11.53%
Share Price Chart
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Performance
LC Performance Chart
LendingClub Corporation (LC) is up 1.4% since the beginning of the year. At $19 per share, LC is trading 11.4% below its 52-week high of $22. Investors who bought $1,000 worth of LC shares 5 years ago would now be looking at an investment worth $987.
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Returns By Period
LendingClub Corporation (LC) has returned 1.43% so far this year and 74.48% over the past 12 months. Over the last ten years, LC has returned -1.97% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
LendingClub Corporation
- 1D
- 0.00%
- 1M
- 22.90%
- YTD
- 1.43%
- 6M
- -3.66%
- 1Y
- 74.48%
- 3Y*
- 27.04%
- 5Y*
- -0.26%
- 10Y*
- -1.97%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
LC Monthly Returns History
Based on dividend-adjusted daily data since Dec 11, 2014, LC's average daily return is +0.01%, while the average monthly return is +0.18%. At this rate, an investment would double in approximately 32.1 years.
Historically, 42% of months were positive and 58% were negative. The best month was Nov 2020 with a return of +70.9%, while the worst month was May 2016 at -39.8%. The longest winning streak lasted 4 consecutive months, and the longest losing streak was 7 months.
On a daily basis, LC closed higher 47% of trading days. The best single day was Jul 29, 2021 with a return of +47.8%, while the worst single day was May 9, 2016 at -34.9%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -10.72% | -11.83% | -3.96% | 19.20% | 4.57% | 7.62% | 1.43% | ||||||
| 2025 | -16.68% | -5.19% | -19.31% | -5.33% | 2.66% | 19.94% | 29.59% | 10.20% | -11.58% | 14.48% | 4.08% | 4.64% | 16.99% |
| 2024 | 3.20% | -10.09% | 8.38% | -14.45% | 18.62% | -5.16% | 47.87% | -2.88% | -5.93% | 24.06% | 17.35% | -2.70% | 85.24% |
| 2023 | 10.11% | -2.99% | -23.30% | -0.42% | 14.21% | 18.90% | -13.95% | -17.04% | -12.36% | -14.92% | 21.39% | 38.73% | -0.68% |
| 2022 | -22.42% | -0.96% | -15.07% | -3.36% | 3.08% | -25.64% | 18.48% | -5.63% | -15.46% | -3.71% | -3.10% | -14.65% | -63.61% |
| 2021 | 2.75% | -0.74% | 53.39% | -6.84% | -0.71% | 18.65% | 34.58% | 27.30% | -9.08% | 62.75% | -28.81% | -26.10% | 128.98% |
Benchmark Metrics
LendingClub Corporation has an annualized alpha of -15.55%, beta of 1.58, and R2 of 0.20 versus S&P 500 Index. Calculated based on daily prices since December 11, 2014.
- This stock participated in 187.34% of S&P 500 Index downside but only 81.09% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.20 means this stock moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -15.55%
- Beta
- 1.58
- R²
- 0.20
- Upside Capture
- 81.09%
- Downside Capture
- 187.34%
Return for Risk
Risk / Return Rank
LC ranks 76 for risk / return — better than 76% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for LendingClub Corporation (LC) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| LC | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.68 | ||
| Sortino ratioReturn per unit of downside risk | -0.79 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.37 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | 1.96 | 2.78 | -0.83 |
| Martin ratioReturn relative to average drawdown | 4.35 | 12.44 | -8.08 |
Dividends
Dividend History
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the LendingClub Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the LendingClub Corporation was 96.84%, occurring on Jun 26, 2020. The portfolio has not yet recovered.
The current LendingClub Corporation drawdown is 86.23%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
2020 bear market2020 | -96.84%Jun 2020 | 5y 6mo | — | 11y 6moDec 2014 - now |
2014 pullback2014 | -5.33%Dec 2014 | 0s | 4d | 4dDec 2014 - Dec 2014 |
Drawdown Indicators
| LC | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -96.84% | -56.78% | -40.06% |
Max Drawdown (1Y)Largest decline over 1 year | -38.28% | -9.10% | -29.18% |
Max Drawdown (3Y)Largest decline over 3 years | -53.53% | -18.90% | -34.63% |
Max Drawdown (5Y)Largest decline over 5 years | -89.48% | -25.43% | -64.05% |
Max Drawdown (10Y)Largest decline over 10 years | -89.48% | -33.92% | -55.56% |
Current DrawdownCurrent decline from peak | -86.23% | -1.80% | -84.43% |
Average DrawdownAverage peak-to-trough decline | -83.58% | -10.71% | -72.87% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 17.16% | 2.03% | +15.13% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of LendingClub Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how LendingClub Corporation is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for LC, comparing it with other companies in the Credit Services industry. Currently, LC has a P/E ratio of 12.9. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for LC compared to other companies in the Credit Services industry. LC currently has a PEG ratio of 0.0. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for LC relative to other companies in the Credit Services industry. Currently, LC has a P/S ratio of 1.7. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for LC in comparison with other companies in the Credit Services industry. Currently, LC has a P/B value of 1.5. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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