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LendingClub Corporation (LC)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US52603A2087

CUSIP

52603A208

IPO Date

Dec 11, 2014

Highlights

Market Cap

$1.25B

EPS (TTM)

$0.45

PE Ratio

24.36

PEG Ratio

-18.14

Total Revenue (TTM)

$608.58M

Gross Profit (TTM)

$391.84M

EBITDA (TTM)

$78.65M

Year Range

$7.48 - $18.75

Target Price

$17.15

Short %

3.50%

Short Ratio

3.15

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in LendingClub Corporation, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


-100.00%-50.00%0.00%50.00%100.00%150.00%200.00%250.00%NovemberDecember2025FebruaryMarchApril
-90.64%
171.47%
LC (LendingClub Corporation)
Benchmark (^GSPC)

Returns By Period

LendingClub Corporation had a return of -32.30% year-to-date (YTD) and 35.31% in the last 12 months. Over the past 10 years, LendingClub Corporation had an annualized return of -18.79%, while the S&P 500 had an annualized return of 10.27%, indicating that LendingClub Corporation did not perform as well as the benchmark.


LC

YTD

-32.30%

1M

5.28%

6M

-19.35%

1Y

35.31%

5Y*

8.50%

10Y*

-18.79%

^GSPC (Benchmark)

YTD

-6.06%

1M

-1.00%

6M

-4.87%

1Y

8.34%

5Y*

14.11%

10Y*

10.27%

*Annualized

Monthly Returns

The table below presents the monthly returns of LC, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025-16.68%-5.19%-19.31%6.20%-32.30%
20243.20%-10.09%8.38%-14.45%18.62%-5.16%47.87%-2.88%-5.93%24.06%17.35%-2.70%85.24%
202310.11%-2.99%-23.30%-0.42%14.21%18.90%-13.95%-17.04%-12.36%-14.92%21.39%38.73%-0.68%
2022-22.42%-0.96%-15.07%-3.36%3.08%-25.64%18.48%-5.63%-15.46%-3.71%-3.10%-14.65%-63.61%
20212.75%-0.74%53.39%-6.84%-0.71%18.65%34.58%27.30%-9.08%62.75%-28.81%-26.10%128.98%
2020-7.13%-6.06%-28.70%-2.29%-30.25%-14.95%14.73%2.11%-11.63%-0.85%70.88%32.33%-16.32%
201921.29%-6.90%4.04%2.91%-5.66%9.33%-9.88%-11.43%-0.08%-3.36%9.26%-8.62%-4.03%
2018-11.38%-13.93%11.11%-23.14%22.30%15.20%8.71%-12.38%7.48%-16.75%6.19%-23.32%-36.32%
201717.52%-13.45%2.81%6.56%-5.98%0.18%-7.99%22.09%-1.62%-6.57%-23.20%-5.49%-21.33%
2016-33.21%18.29%-4.93%-4.82%-39.75%-9.66%7.44%17.10%14.23%-20.23%14.81%-7.24%-52.49%
2015-25.81%8.52%-3.53%-11.20%10.09%-23.22%-1.63%-13.51%5.42%7.18%-15.23%-8.07%-56.32%
20147.98%7.98%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of LC is 71, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of LC is 7171
Overall Rank
The Sharpe Ratio Rank of LC is 7373
Sharpe Ratio Rank
The Sortino Ratio Rank of LC is 7272
Sortino Ratio Rank
The Omega Ratio Rank of LC is 6969
Omega Ratio Rank
The Calmar Ratio Rank of LC is 6969
Calmar Ratio Rank
The Martin Ratio Rank of LC is 7272
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for LendingClub Corporation (LC) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The chart of Sharpe ratio for LC, currently valued at 0.56, compared to the broader market-2.00-1.000.001.002.003.00
LC: 0.56
^GSPC: 0.46
The chart of Sortino ratio for LC, currently valued at 1.23, compared to the broader market-6.00-4.00-2.000.002.004.00
LC: 1.23
^GSPC: 0.77
The chart of Omega ratio for LC, currently valued at 1.15, compared to the broader market0.501.001.502.00
LC: 1.15
^GSPC: 1.11
The chart of Calmar ratio for LC, currently valued at 0.36, compared to the broader market0.001.002.003.004.005.00
LC: 0.36
^GSPC: 0.47
The chart of Martin ratio for LC, currently valued at 1.70, compared to the broader market-5.000.005.0010.0015.0020.00
LC: 1.70
^GSPC: 1.94

The current LendingClub Corporation Sharpe ratio is 0.56. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of LendingClub Corporation with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.001.002.003.004.00NovemberDecember2025FebruaryMarchApril
0.56
0.46
LC (LendingClub Corporation)
Benchmark (^GSPC)

Dividends

Dividend History


LendingClub Corporation doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-100.00%-80.00%-60.00%-40.00%-20.00%0.00%NovemberDecember2025FebruaryMarchApril
-92.14%
-10.07%
LC (LendingClub Corporation)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the LendingClub Corporation. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the LendingClub Corporation was 96.84%, occurring on Jun 26, 2020. The portfolio has not yet recovered.

The current LendingClub Corporation drawdown is 92.14%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-96.84%Dec 18, 20141390Jun 26, 2020

Volatility

Volatility Chart

The current LendingClub Corporation volatility is 26.40%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%25.00%NovemberDecember2025FebruaryMarchApril
26.40%
14.23%
LC (LendingClub Corporation)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of LendingClub Corporation over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how LendingClub Corporation is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
10.020.030.040.050.060.0
LC: 24.4
The chart displays the Price-to-Earnings (P/E) ratio for LC, comparing it with other companies in the Credit Services industry. Currently, LC has a P/E ratio of 24.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
1.02.03.04.05.06.0
LC: -18.1
The chart shows the Price/Earnings to Growth (PEG) ratio for LC compared to other companies in the Credit Services industry. LC currently has a PEG ratio of -18.1. This PEG ratio is negative, which typically signals that the company's earnings are expected to decline. A negative PEG is not considered meaningful for valuation purposes.
PS Ratio
2.04.06.08.010.0
LC: 1.1
This chart shows the Price-to-Sales (P/S) ratio for LC relative to other companies in the Credit Services industry. Currently, LC has a P/S ratio of 1.1. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
2.04.06.08.010.0
LC: 0.9
The chart illustrates the Price-to-Book (P/B) ratio for LC in comparison with other companies in the Credit Services industry. Currently, LC has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items