LC vs. NIU
Compare and contrast key facts about LendingClub Corporation (LC) and Niu Technologies (NIU).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: LC or NIU.
Correlation
The correlation between LC and NIU is 0.32, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Performance
LC vs. NIU - Performance Comparison
Loading data...
Key characteristics
LC:
0.19
NIU:
0.51
LC:
0.70
NIU:
1.41
LC:
1.09
NIU:
1.16
LC:
0.12
NIU:
0.46
LC:
0.52
NIU:
1.44
LC:
22.28%
NIU:
31.06%
LC:
58.42%
NIU:
80.71%
LC:
-96.84%
NIU:
-96.70%
LC:
-92.42%
NIU:
-93.20%
Fundamentals
LC:
$1.22B
NIU:
$298.60M
LC:
$0.44
NIU:
-$0.34
LC:
1.02
NIU:
0.09
LC:
0.89
NIU:
2.31
LC:
$908.40M
NIU:
$3.60B
LC:
$560.47M
NIU:
$505.20M
LC:
$191.16M
NIU:
-$177.68M
Returns By Period
In the year-to-date period, LC achieves a -34.71% return, which is significantly lower than NIU's 87.71% return.
LC
-34.71%
11.26%
-30.41%
11.26%
-6.86%
13.75%
-19.47%
NIU
87.71%
15.46%
69.70%
40.59%
-24.51%
-19.50%
N/A
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Risk-Adjusted Performance
LC vs. NIU — Risk-Adjusted Performance Rank
LC
NIU
LC vs. NIU - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for LendingClub Corporation (LC) and Niu Technologies (NIU). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Loading data...
Dividends
LC vs. NIU - Dividend Comparison
Neither LC nor NIU has paid dividends to shareholders.
Drawdowns
LC vs. NIU - Drawdown Comparison
The maximum LC drawdown since its inception was -96.84%, roughly equal to the maximum NIU drawdown of -96.70%. Use the drawdown chart below to compare losses from any high point for LC and NIU. For additional features, visit the drawdowns tool.
Loading data...
Volatility
LC vs. NIU - Volatility Comparison
The current volatility for LendingClub Corporation (LC) is 19.02%, while Niu Technologies (NIU) has a volatility of 24.80%. This indicates that LC experiences smaller price fluctuations and is considered to be less risky than NIU based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading data...
Financials
LC vs. NIU - Financials Comparison
This section allows you to compare key financial metrics between LendingClub Corporation and Niu Technologies. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
LC vs. NIU - Profitability Comparison
LC - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, LendingClub Corporation reported a gross profit of 168.63M and revenue of 299.81M. Therefore, the gross margin over that period was 56.3%.
NIU - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on May 2025, Niu Technologies reported a gross profit of 101.98M and revenue of 819.18M. Therefore, the gross margin over that period was 12.5%.
LC - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, LendingClub Corporation reported an operating income of 125.28M and revenue of 299.81M, resulting in an operating margin of 41.8%.
NIU - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on May 2025, Niu Technologies reported an operating income of -90.67M and revenue of 819.18M, resulting in an operating margin of -11.1%.
LC - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, LendingClub Corporation reported a net income of 11.67M and revenue of 299.81M, resulting in a net margin of 3.9%.
NIU - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on May 2025, Niu Technologies reported a net income of -72.54M and revenue of 819.18M, resulting in a net margin of -8.9%.