- ISIN
- US4377693001
- CUSIP
- 437769300
- Issuer
- Homestead
- Inception Date
- Nov 5, 1991
- Category
- Short-Term Bond
- Min. Investment
- $500
- Distribution Policy
- Distributing
- Asset Class
- Bond
Share Price Chart
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Performance
HOSBX Performance Chart
Homestead Funds Short Term Bond Fund (HOSBX) is up 0.0% since the beginning of the year. HOSBX is currently trading at $5 per share. Investors who bought $1,000 worth of HOSBX shares 5 years ago would now be looking at an investment worth $1,076.
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Returns By Period
Homestead Funds Short Term Bond Fund (HOSBX) has returned 0.04% so far this year and 2.05% over the past 12 months. Over the last ten years, HOSBX has returned 1.96% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
Homestead Funds Short Term Bond Fund
- 1D
- 0.00%
- 1M
- -0.40%
- 6M
- -0.06%
- YTD
- 0.04%
- 1Y
- 2.05%
- 3Y*
- 4.17%
- 5Y*
- 1.47%
- 10Y*
- 1.96%
- ALL TIME*
- 3.55%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
HOSBX Monthly Returns History
Based on dividend-adjusted daily data since Nov 5, 1991, HOSBX's average daily return is +0.01%, while the average monthly return is +0.29%. At this rate, an investment would double in approximately 19.9 years.
Historically, 74% of months were positive and 26% were negative. The best month was May 2009 with a return of +2.9%, while the worst month was Mar 2022 at -1.9%. The longest winning streak lasted 25 consecutive months, and the longest losing streak was 9 months.
On a daily basis, HOSBX closed higher 19% of trading days. The best single day was May 28, 2010 with a return of +1.7%, while the worst single day was Jun 13, 2022 at -0.8%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.11% | 0.70% | -0.89% | 0.31% | 0.11% | 0.11% | -0.40% | 0.04% | |||||
| 2025 | 0.54% | 0.94% | 0.33% | 0.73% | -0.07% | 0.72% | 0.13% | 0.93% | 0.32% | 0.32% | 0.51% | 0.31% | 5.87% |
| 2024 | 0.49% | -0.51% | 0.51% | -0.69% | 0.94% | 0.21% | 1.58% | 0.73% | 0.93% | -0.88% | 0.53% | -0.08% | 3.78% |
| 2023 | 1.48% | -1.01% | 1.73% | 0.45% | -0.37% | -0.58% | 0.48% | 0.29% | -0.54% | -0.21% | 1.55% | 1.74% | 5.08% |
| 2022 | -0.91% | -0.51% | -1.88% | -1.10% | 0.33% | -0.88% | 0.96% | -1.05% | -1.87% | -0.20% | 1.28% | 0.02% | -5.71% |
| 2021 | 0.04% | -0.33% | -0.34% | 0.42% | 0.22% | -0.13% | 0.22% | -0.16% | -0.16% | -0.53% | -0.15% | -0.21% | -1.11% |
Benchmark Metrics
Homestead Funds Short Term Bond Fund has an annualized alpha of 3.61%, beta of -0.00, and R2 of 0.00 versus S&P 500 Index. Calculated based on daily prices since November 05, 1991.
- This fund captured 10.04% of S&P 500 Index gains and tended to rise during its downturns (downside capture of -4.49%) - a profile typical of hedging or uncorrelated assets.
- Beta of -0.00 may look defensive, but with R2 of 0.00 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.00 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 3.61%
- Beta
- -0.00
- R²
- 0.00
- Upside Capture
- 10.04%
- Downside Capture
- -4.49%
Expense Ratio
HOSBX has an expense ratio of 0.79%, placing it in the medium range.
Return for Risk
Risk / Return Rank
HOSBX ranks 39 for risk / return — above 39% of mutual funds peers on PortfoliosLab. Its historical combined result is below the peer median.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Homestead Funds Short Term Bond Fund (HOSBX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| HOSBX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.23 | ||
| Sortino ratioReturn per unit of downside risk | -0.21 | ||
| Omega ratioGain probability vs. loss probability | 1.27 | 1.25 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.76 | 2.00 | -0.24 |
| Martin ratioReturn relative to average drawdown | 5.57 | 8.49 | -2.92 |
Dividends
Dividend History
Homestead Funds Short Term Bond Fund provided a 3.49% dividend yield over the last twelve months, with an annual payout of $0.17 per share. The fund has been increasing its distributions for 4 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.17 | $0.19 | $0.17 | $0.14 | $0.08 | $0.07 | $0.19 | $0.14 | $0.09 | $0.09 | $0.08 | $0.07 |
Dividend yield | 3.49% | 3.86% | 3.50% | 2.85% | 1.74% | 1.37% | 3.57% | 2.66% | 1.83% | 1.65% | 1.55% | 1.40% |
Monthly Dividends
The table displays the monthly dividend distributions for Homestead Funds Short Term Bond Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.00 | $0.09 | |||||
| 2025 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.19 |
| 2024 | $0.01 | $0.02 | $0.02 | $0.02 | $0.02 | $0.00 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.02 | $0.17 |
| 2023 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.00 | $0.01 | $0.01 | $0.14 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.08 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.03 | $0.07 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Homestead Funds Short Term Bond Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Homestead Funds Short Term Bond Fund was 8.84%, occurring on Oct 20, 2022. Recovery took 445 trading sessions.
The current Homestead Funds Short Term Bond Fund drawdown is 0.76%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-8.84%Oct 2022 | 1y 1mo | 1y 9mo | 2y 11moSep 2021 - Jul 2024 | Bear market2022 |
-6.26%Nov 2008 | 9mo 22d | 5mo 7d | 1y 2moFeb 2008 - Apr 2009 | Financial crisis2007–2009 |
-3.00%Mar 2020 | 14d | 1mo 1d | 1mo 15dMar 2020 - Apr 2020 | COVID crash2020 |
-2.73%May 1994 | 8mo 3d | 8mo 27d | 1y 4moSep 1993 - Jan 1995 | — |
-2.50%Nov 1992 | 1mo 22d | 3mo 7d | 4mo 29dOct 1992 - Mar 1993 | — |
Drawdown Indicators
| HOSBX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -8.84% | -56.78% | +47.94% |
Max Drawdown (1Y)Largest decline over 1 year | -1.59% | -9.10% | +7.51% |
Max Drawdown (3Y)Largest decline over 3 years | -1.59% | -18.90% | +17.31% |
Max Drawdown (5Y)Largest decline over 5 years | -8.84% | -25.43% | +16.59% |
Max Drawdown (10Y)Largest decline over 10 years | -8.84% | -33.92% | +25.08% |
Current DrawdownCurrent decline from peak | -0.76% | -1.58% | +0.82% |
Average DrawdownAverage peak-to-trough decline | -0.65% | -10.70% | +10.05% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.50% | 2.14% | -1.64% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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