Farmers & Merchants Bancorp, Inc. (FMAO)

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The chart shows the growth of an initial investment of $10,000 in Farmers & Merchants Bancorp, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.

Farmers & Merchants Bancorp, Inc. (FMAO) has returned 3.84% so far this year and 11.30% over the past 12 months. Over the last ten years, FMAO has returned 9.43% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.

Based on dividend-adjusted daily data since Nov 23, 2004, FMAO's average daily return is +0.03%, while the average monthly return is +0.41%. At this rate, your investment would double in approximately 14.1 years.

Historically, 51% of months were positive and 49% were negative. The best month was May 2017 with a return of +29.6%, while the worst month was May 2006 at -74.4%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 6 months.

On a daily basis, FMAO closed higher 32% of trading days. The best single day was Mar 19, 2020 with a return of +22.0%, while the worst single day was May 15, 2006 at -72.6%.

Farmers & Merchants Bancorp, Inc. has an annualized alpha of 4.39%, beta of 0.44, and R² of 0.05 versus S&P 500 Index. Calculated based on daily prices since November 24, 2004.

• This stock participated in 75.10% of S&P 500 Index downside but only 40.27% of its upside — more exposed to losses than it benefited from rallies.
• Beta of 0.44 may look defensive, but with R² of 0.05 this stock is largely uncorrelated with S&P 500 Index — low beta reflects independence, not downside protection. See the Volatility section for a true picture of this stock's risk.
• R² of 0.05 means this stock moves largely independently of S&P 500 Index — capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.

FMAO ranks 50 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.

The table below present risk-adjusted performance metrics for Farmers & Merchants Bancorp, Inc. (FMAO) and compare them to a chosen benchmark (S&P 500 Index).

Farmers & Merchants Bancorp, Inc. provided a 3.51% dividend yield over the last twelve months, with an annual payout of $0.90 per share. The company has been increasing its dividends for 15 consecutive years.

The table displays the monthly dividend distributions for Farmers & Merchants Bancorp, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.

The table below displays the maximum drawdowns of the Farmers & Merchants Bancorp, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Farmers & Merchants Bancorp, Inc. was 84.94%, occurring on Nov 20, 2009. Recovery took 1956 trading sessions.

The current Farmers & Merchants Bancorp, Inc. drawdown is 33.46%.

The chart below shows the rolling one-month volatility.

The chart below illustrates the trends in the financial health of Farmers & Merchants Bancorp, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

The Valuation section provides an overview of how Farmers & Merchants Bancorp, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.