- Issuer
- Angel Oak
- Inception Date
- May 29, 2019
- Category
- High Yield Bonds
- Distribution Policy
- Distributing
- Asset Class
- Bond
- Asset Class Size
- Multi-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
FINS Performance Chart
Angel Oak Financial Strategies Income Term Trust (FINS) is up 0.8% since the beginning of the year. FINS is currently trading at $13 per share. Investors who bought $1,000 worth of FINS shares 5 years ago would now be looking at an investment worth $1,115.
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Returns By Period
Angel Oak Financial Strategies Income Term Trust (FINS) has returned 0.79% so far this year and 7.01% over the past 12 months.
Angel Oak Financial Strategies Income Term Trust
- 1D
- -0.08%
- 1M
- -1.53%
- 6M
- -0.38%
- YTD
- 0.79%
- 1Y
- 7.01%
- 3Y*
- 13.19%
- 5Y*
- 2.20%
- 10Y*
- —
- ALL TIME*
- 2.34%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
FINS Monthly Returns History
Based on dividend-adjusted daily data since May 29, 2019, FINS's average daily return is +0.02%, while the average monthly return is +0.24%. At this rate, an investment would double in approximately 24.1 years.
Historically, 61% of months were positive and 39% were negative. The best month was Aug 2020 with a return of +6.0%, while the worst month was Mar 2020 at -16.0%. The longest winning streak lasted 9 consecutive months, and the longest losing streak was 6 months.
On a daily basis, FINS closed higher 50% of trading days. The best single day was Mar 19, 2020 with a return of +27.9%, while the worst single day was Mar 18, 2020 at -25.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.18% | 0.26% | -2.31% | 2.09% | 1.06% | -0.04% | -1.38% | 0.79% | |||||
| 2025 | 5.28% | 2.30% | 1.01% | -1.04% | -1.38% | 1.17% | 1.38% | 3.04% | -0.80% | 1.12% | 1.50% | 0.81% | 15.17% |
| 2024 | 3.62% | 0.98% | 2.95% | 0.49% | 1.12% | 0.08% | 2.99% | 2.42% | 3.94% | -0.54% | -1.15% | 0.21% | 18.33% |
| 2023 | 5.01% | -1.95% | -4.43% | -0.61% | -2.84% | 1.57% | 1.23% | 0.55% | 2.71% | 0.25% | 2.08% | -0.68% | 2.55% |
| 2022 | -2.41% | -1.41% | -1.86% | -3.00% | -2.11% | -0.58% | 2.27% | -2.73% | -5.58% | -4.06% | 2.70% | -0.82% | -18.18% |
| 2021 | 3.30% | 1.12% | 0.91% | 4.13% | 2.39% | -1.43% | 1.77% | 1.20% | -6.44% | 0.75% | -0.06% | 1.49% | 9.08% |
Benchmark Metrics
Angel Oak Financial Strategies Income Term Trust has an annualized alpha of -1.57%, beta of 0.39, and R2 of 0.14 versus S&P 500 Index. Calculated based on daily prices since May 29, 2019.
- This fund participated in 34.43% of S&P 500 Index downside but only 19.72% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.39 may look defensive, but with R2 of 0.14 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.14 means this fund moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- -1.57%
- Beta
- 0.39
- R²
- 0.14
- Upside Capture
- 19.72%
- Downside Capture
- 34.43%
Expense Ratio
FINS has an expense ratio of 0.03%, which is considered low.
Return for Risk
Risk / Return Rank
FINS ranks 22 for risk / return — above 22% of mutual funds peers on PortfoliosLab. Its historical combined result is below the peer median.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Angel Oak Financial Strategies Income Term Trust (FINS) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FINS | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.61 | ||
| Sortino ratioReturn per unit of downside risk | -0.72 | ||
| Omega ratioGain probability vs. loss probability | 1.15 | 1.25 | -0.11 |
| Calmar ratioReturn relative to maximum drawdown | 1.17 | 2.00 | -0.83 |
| Martin ratioReturn relative to average drawdown | 4.04 | 8.49 | -4.45 |
Dividends
Dividend History
Angel Oak Financial Strategies Income Term Trust provided a 11.03% dividend yield over the last twelve months, with an annual payout of $1.38 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Dividend | $1.38 | $1.34 | $1.31 | $1.20 | $1.25 | $1.30 | $1.25 | $0.71 |
Dividend yield | 11.03% | 10.13% | 10.30% | 10.04% | 9.74% | 7.63% | 7.42% | 3.41% |
Monthly Dividends
The table displays the monthly dividend distributions for Angel Oak Financial Strategies Income Term Trust. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.81 | |||||
| 2025 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $1.34 |
| 2024 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $1.31 |
| 2023 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.10 | $0.11 | $0.11 | $0.11 | $0.11 | $1.20 |
| 2022 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.10 | $0.10 | $0.10 | $0.10 | $1.25 |
| 2021 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $0.11 | $1.30 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Angel Oak Financial Strategies Income Term Trust. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Angel Oak Financial Strategies Income Term Trust was 40.79%, occurring on Mar 18, 2020. Recovery took 1365 trading sessions.
The current Angel Oak Financial Strategies Income Term Trust drawdown is 2.52%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-40.79%Mar 2020 | 1mo 11d | 5y 5mo | 5y 6moFeb 2020 - Aug 2025 | COVID crash2020 |
-6.42%Oct 2019 | 2mo 3d | 1mo 2d | 3mo 5dAug 2019 - Nov 2019 | — |
-5.64%Mar 2026 | 1mo 6d | 2mo 3d | 3mo 9dFeb 2026 - May 2026 | — |
-3.98%Jul 2019 | 1d | 1mo 17d | 1mo 17dJul 2019 - Aug 2019 | — |
-2.99%Jul 2026 | 14d | — | 25dJul 2026 - now | — |
Drawdown Indicators
| FINS | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -40.79% | -56.78% | +15.99% |
Max Drawdown (1Y)Largest decline over 1 year | -5.64% | -9.10% | +3.46% |
Max Drawdown (3Y)Largest decline over 3 years | -6.04% | -18.90% | +12.86% |
Max Drawdown (5Y)Largest decline over 5 years | -26.44% | -25.43% | -1.01% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -2.52% | -1.58% | -0.94% |
Average DrawdownAverage peak-to-trough decline | -12.86% | -10.70% | -2.16% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.64% | 2.14% | -0.50% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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