- ISIN
- US3160693194
- CUSIP
- 316069319
- Issuer
- Fidelity
- Inception Date
- Mar 2, 2020
- Category
- Diversified Portfolio
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
FHSNX Performance Chart
Fidelity Health Savings Index Fund (FHSNX) is up 6.1% since the beginning of the year. FHSNX is currently trading at $12 per share. Investors who bought $1,000 worth of FHSNX shares 5 years ago would now be looking at an investment worth $1,223.
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Returns By Period
Fidelity Health Savings Index Fund (FHSNX) has returned 6.10% so far this year and 13.72% over the past 12 months.
Fidelity Health Savings Index Fund
- 1D
- 0.61%
- 1M
- 1.01%
- YTD
- 6.10%
- 6M
- 6.23%
- 1Y
- 13.72%
- 3Y*
- 9.88%
- 5Y*
- 4.11%
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
FHSNX Monthly Returns History
Based on dividend-adjusted daily data since Mar 12, 2020, FHSNX's average daily return is +0.03%, while the average monthly return is +0.56%. At this rate, an investment would double in approximately 10.3 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2023 with a return of +5.5%, while the worst month was Sep 2022 at -6.2%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 6 months.
On a daily basis, FHSNX closed higher 50% of trading days. The best single day was Nov 10, 2022 with a return of +2.9%, while the worst single day was Mar 18, 2020 at -3.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.92% | 1.59% | -3.17% | 3.78% | 1.92% | 0.04% | 6.10% | ||||||
| 2025 | 1.80% | 0.75% | -0.97% | 0.59% | 1.82% | 2.24% | 0.09% | 1.65% | 1.80% | 1.27% | 0.16% | 0.49% | 12.26% |
| 2024 | -0.31% | 1.08% | 1.66% | -2.33% | 2.34% | 1.02% | 2.02% | 1.56% | 1.67% | -2.12% | 1.89% | -1.37% | 7.18% |
| 2023 | 4.07% | -2.63% | 2.60% | 0.68% | -1.20% | 1.72% | 1.20% | -1.60% | -3.18% | -1.73% | 5.47% | 4.01% | 9.32% |
| 2022 | -2.79% | -1.82% | -0.78% | -4.88% | -0.23% | -4.14% | 4.17% | -2.97% | -6.16% | 1.27% | 4.90% | -2.26% | -15.16% |
| 2021 | -0.55% | -0.80% | 0.05% | 2.11% | 0.74% | 1.06% | 1.32% | 0.72% | -2.07% | 1.72% | -0.33% | 1.15% | 5.16% |
Benchmark Metrics
Fidelity Health Savings Index Fund has an annualized alpha of 1.44%, beta of 0.29, and R2 of 0.63 versus S&P 500 Index. Calculated based on daily prices since March 12, 2020.
- This fund participated in 49.94% of S&P 500 Index downside but only 36.30% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.29 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.44%
- Beta
- 0.29
- R²
- 0.63
- Upside Capture
- 36.30%
- Downside Capture
- 49.94%
Expense Ratio
FHSNX has an expense ratio of 0.20%, which is considered low.
Return for Risk
Risk / Return Rank
FHSNX ranks 75 for risk / return — better than 75% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Fidelity Health Savings Index Fund (FHSNX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| FHSNX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.31 | ||
| Sortino ratioReturn per unit of downside risk | +0.60 | ||
| Omega ratioGain probability vs. loss probability | 1.46 | 1.37 | +0.10 |
| Calmar ratioReturn relative to maximum drawdown | 3.08 | 2.78 | +0.29 |
| Martin ratioReturn relative to average drawdown | 13.33 | 12.44 | +0.89 |
Dividends
Dividend History
Fidelity Health Savings Index Fund provided a 2.88% dividend yield over the last twelve months, with an annual payout of $0.33 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|---|
| Dividend | $0.33 | $0.32 | $0.31 | $0.29 | $0.34 | $0.29 | $0.18 |
Dividend yield | 2.88% | 2.93% | 3.06% | 3.01% | 3.71% | 2.57% | 1.62% |
Monthly Dividends
The table displays the monthly dividend distributions for Fidelity Health Savings Index Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.01 | $0.01 | $0.01 | $0.03 | $0.02 | $0.07 | ||||||
| 2025 | $0.00 | $0.01 | $0.01 | $0.01 | $0.03 | $0.01 | $0.01 | $0.02 | $0.01 | $0.02 | $0.03 | $0.16 | $0.32 |
| 2024 | $0.00 | $0.00 | $0.02 | $0.01 | $0.02 | $0.01 | $0.01 | $0.04 | $0.01 | $0.01 | $0.03 | $0.14 | $0.31 |
| 2023 | $0.00 | $0.00 | $0.01 | $0.01 | $0.03 | $0.01 | $0.01 | $0.02 | $0.01 | $0.01 | $0.02 | $0.16 | $0.29 |
| 2022 | $0.00 | $0.00 | $0.01 | $0.01 | $0.02 | $0.01 | $0.01 | $0.02 | $0.01 | $0.08 | $0.01 | $0.18 | $0.34 |
| 2021 | $0.00 | $0.00 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.01 | $0.03 | $0.01 | $0.19 | $0.29 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Fidelity Health Savings Index Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Fidelity Health Savings Index Fund was 19.53%, occurring on Oct 20, 2022. Recovery took 480 trading sessions.
The current Fidelity Health Savings Index Fund drawdown is 0.30%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -19.53%Oct 2022 | 11mo 14d | 1y 11mo | 2y 10moNov 2021 - Sep 2024 |
COVID crash2020 | -6.75%Mar 2020 | 2d | 8d | 10dMar 2020 - Mar 2020 |
2025 selloff2025 | -5.73%Apr 2025 | 1mo 18d | 1mo 4d | 2mo 22dFeb 2025 - May 2025 |
2026 pullback2026 | -4.41%Mar 2026 | 25d | 21d | 1mo 16dMar 2026 - Apr 2026 |
2021 pullback2021 | -3.42%Mar 2021 | 24d | 1mo 29d | 2mo 23dFeb 2021 - May 2021 |
Drawdown Indicators
| FHSNX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.53% | -56.78% | +37.25% |
Max Drawdown (1Y)Largest decline over 1 year | -4.41% | -9.10% | +4.69% |
Max Drawdown (3Y)Largest decline over 3 years | -6.69% | -18.90% | +12.21% |
Max Drawdown (5Y)Largest decline over 5 years | -19.53% | -25.43% | +5.90% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.30% | -1.80% | +1.50% |
Average DrawdownAverage peak-to-trough decline | -4.82% | -10.71% | +5.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.02% | 2.03% | -1.01% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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